An easier way to transfer internationally
Make transfers in 23+ currencies, at market-beating FX rates.
Spend less on foreign transaction fees and more on business growth
Simple, low fees
Fees of just 0.5% - 1.0% of the transaction amount above our interbank FX rates.
Send money fast & in full
Full payment amount on delivery guaranteed when using our local transfer method.
Our best FX rates, always
You always get access to our best rates, no matter the transaction volume.
Time-saving tools built for business
Save time on admin with batch transfers
Make transfers in bulk to overseas employees or regular suppliers.
The right financial controls for larger companies
User access management allows one employee to set up payments while another approves.
Business account pricing
Business transaction account
NO FEE
Global Accounts in 11+ currencies
NO FEE
FX margin
0.4% - 1% above interbank**
Domestic payments
FREE
International transfers
NO FEE*
Batch transfers
FREE
* Where payments are made through Airwallex’s payment network there are no payment fees. However any payments made via the SWIFT network will still incur a payment fee of $10USD SHA. Click here for more information. ** For card transactions, you will access our interbank rates plus small margin for the following currencies: AUD, USD, GBP, EUR, HKD, CAD, NZD, SGD, THB, JPY, CHF. For rarer currencies, we will use Visa rate.
How much does an international payment cost?
Send money to countries in their local currency (eg USD to US) for free with our proprietary, local payment technology. We only charge a small margin on FX. See below for the currencies we support.
Interbank rates¹ + 1.0% fees
Sending non-local currencies overseas (e.g. USD to China)? We can still help but we will need to use the SWIFT network and charge an additional payment fee. This is to cover the cost of using the SWIFT network.
¹Where possible, we offer live exchange rates. Click here to find out more
*CNY has an additional 0.1% payout fee. Will require additional information to enable, please speak to one of our product specialists
MXN payout is only available for payments into Mexico.
**To pay suppliers in these currencies, please speak to one of our product specialists here
What users say about Airwallex
"Airwallex has been a game changer for all our banking needs. As a fast-growing startup, we need a scalable yet cost-efficient batch payment solution to pay our employees and vendors both inside and outside Hong Kong. Airwallex helps us to save money on every bank transfer with their near-zero transaction fee and market-beating FX rates. We also use Airwallex's multi-currency virtual Visa cards for all our SaaS subscriptions to avoid hidden bank fees that would otherwise have been difficult to spot. Would highly recommend other startups to get started with Airwallex!
Henson Tsai
Founder, SleekFlow
“Airwallex has been great for our team - it makes payments and transfers so much easier, and has saved us significant amounts of time compared to what we were doing before with HSBC. Airwallex's platform is easy to use and very intuitive. Airwallex virtual card has solved most of our painpoints with sharing corporate card numbers and credit card limits. The best part is being able to save money on all our monthly bank transfers, and we've already saved thousands of dollars by using Airwallex. Airwallex's support has also been highly responsive to troubleshoot any issues in a timely manner.
Sarah Chang
Co-founder & COO, Forkast.News
“Airwallex provides us with flexibility and cost savings in dealing internationally. We used Airwallex to receive our recent global fundraising round and pay international suppliers and are saving at least 5% per dollar transferred versus the big banks.”
George van Dyck
Finance Manager, Zoomo – Technology Startup
“Airwallex has been a game changer for us. I cannot recommend these guys enough. The forex services are super efficient and super competitive. The customer service is not gold-plated, it's solid gold. One of the best eCommerce services for merchants we have come across since Paypal hit the scene 20 years ago."
Murray Kester
CEO, Cosmetics Now – eCommerce
“Having all our global SaaS subscriptions in one place has streamlined our finance processes and enabled better tracking and control of expenses. It’s even better knowing that Airwallex isn’t hitting us with any international transaction fees.”
Warren Durling
Chief Operating Officer, Dovetail – Digital Agency
“Airwallex is our one-stop shop for all our banking needs, in one easy-to-use interface. Without Airwallex, we would not have been able to scale our business as fast as what we’ve been able to achieve.”
Andrew Ford and Rosa-Clare Willis
Co-founders, Crockd – eCommerce
“Airwallex saves us $40,000 annually in collections costs from our sales on Amazon, which is the majority of our sales in the U.S. market. It also allows us to ‘repurpose’ our international currencies. For example, if we sell in Europe we can pay European suppliers in Euros as well. There’s no need to ‘double convert."
Edward Agaba
Controller, Dalstrong – eCommerce
More than just payments and FX
Global accounts
Open international currency accounts
Receive payments in EURO, GBP, AUD & USD via direct transfer. Get started in minutes.
View Global Accounts
Pricing
Save on FX
Access interbank exchange rates through our platform. Spend more on growth, less on fees.
View pricing
Borderless Cards
Grab a card
Need to make card payments? Easily create virtual cards on our platform.
View Borderless Cards
API
Integrate with our API
Offer our powerful set of financial features to your user base via our suite of API.
View API
Xero Integration
Make bookkeeping a breeze
Quick and easy integration
Link your Airwallex and Xero accounts in just a few clicks.
Multi-currency transaction syncing
Automatically sync your multi-currency Airwallex transactions to Xero, alleviating tedious data entry.
Syncs hourly
Ensure your Xero transaction records are up to date for your accountant or bookkeeper.
Security is at our core
Protected
Your money is held securely in a ring-fenced account. You can access your funds whenever you like as they're never invested or lent to anyone else.
Authenticated
Your data is stored and protected behind multiple layers of authentication. Two factor authentication is enabled on your account for added security.
Secure
Our security systems and procedures are based on the highest international standards including PCI Level 1 compliance.
Compliant
Airwallex US, LLC is registered as a Money Service Business with FinCEN.
You don't need a bank to run your business
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