$320M raised to accelerate autonomous finance. Read our CEO's vision
Business Accounts
Agentic business accounts that move at the speed of your growth
Manage funds across entities, currencies, and markets with intelligent automation that provisions accounts, orchestrates transfers, and optimises FX and liquidity.
Open a business account in minutes. No wait. No paperwork.
Instantly tap into leading global coverage across currencies and markets, world-class security, fast onboarding, award-winning customer support, and integrations with other popular platforms like Xero, Amazon, and Shopify.
countries where you can collect funds like a local
countries to which you can make transfers
93%
transfers arrive within the same day
The intelligent, all-in-one business account for global financial operations
Borderless Cash
FX & Transfers
Software Integrations
Borderless Cash
FX & Transfers
Software Integrations
Global Money Movement
Business accounts built to move money globally at agentic speed
Manage all your funds centrally
Delegate account provisioning to AI agents and accept funds from domestic and international customers without spending hours setting up additional entities.
Convert funds at market-leading FX interbank rates
AI agents optimise liquidity with proactive scheduled conversions to lock-in rates and manage FX exposure, saving you on costly FX conversion fees.
Pay suppliers and employees globally with transfers, without the wait time or extra fees
Automate scheduled transfers and recurring payouts in 60+ currencies and 200+ countries with 93% of funds arrive within the same day.
UNIFIED ACCOUNTS
Manage all your business accounts from one place
One centralised view of your organisation
Get a complete view of balances, transfers, payees, and more across your entire organisation without switching between entities and accounts. Configure settings at the organisation or account level from a single view.
Organise funds around your business needs
Keep operating cash, reserves, and yield funds in dedicated accounts to get a clear view of where your money is held and greater control over how funds are organised across your business.
Move money where it's needed
Transfer funds between your accounts and entities with ease. Move money from cash to yield, account to account, or externally at any time, all from one centralised place.
CASH MANAGEMENT
Put your idle funds to work
Daily, consistent returns
Accrue daily returns on your Yield balance with clear tracking of how your funds grow.
Flexible fund access
There are no minimums to get started with Yield, and balances can be transferred and withdrawn at any time with no lock-up periods.
Fully integrated experience
Manage your funds seamlessly for FX, payouts, expenses, and more — all within your Airwallex account.
Integrations
Connect Airwallex with other popular platforms to streamline your finances and automate manual tasks, from invoicing to bookkeeping.
See how Perspective Pictures uses Airwallex to streamline global payments
“These small percentages here and there add up over time with a real bottom line impact.”
Read Sheet Society's story
“It's just one of those ideas where you think, why has this not been done before?”
Read Mr Yum’s story
“We’re using the one platform to make multiple currency payments.”
Read Orbitkey’s story
SECURITY
Keeping your funds safe
We hold your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where Airwallex operates. For more information on how we keep your funds safe, click here.
Spend
Control spend from a single global platform
Streamline spend management with corporate cards, cash back rewards, expense management, bill payments, and more. AI-powered automation saves time while increasing control and visibility across domestic and international spend.
Featured resources about Business Accounts
Blog
How to choose a business account
Learn how to choose a business bank account that scales with you.
Blog
Compare the best business accounts
Compare business accounts, including traditional, online, low-fee, high-APY and more.
Blog
How to open a business account
Learn how to open a business bank account in 5 easy steps.
Frequently asked questions about business accounts
Can you open up a business account online?
Yes, many banks and financial institutions like Airwallex make it possible to apply for and open a business bank account online without visiting a physical bank branch. Some traditional banks may require you to finish your business bank account application at a physical branch like signing final documents, but this requirement is increasingly rare.
What are the requirements for opening a business account?
There are a number of requirements for a business bank account, including an Employer Identification Number (EIN) or social security number if you’re a sole proprietor, proof of business formation like Articles of Incorporation, as well as a license or other government ID.
How much does it cost to open an Airwallex Business Account?
You can open a Business Account completely free of charge by visiting https://www.airwallex.com/us/signup and enrolling in the Explore plan. To enjoy additional features, including access to advanced Spend Management features like multi-conditional approvals and purchase orders, the Grow plan is available for \$99 a month.
How does Airwallex keep my business account funds safe?
Airwallex meets the highest international security standards including PCI DSS, SOC1, and SOC2 compliance, in addition to our local regulatory requirements. We hold your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where Airwallex operates. For more information on how Airwallex keeps your funds safe.
How quickly can you open an Airwallex Business Account?
Typically, you can open an Airwallex business account in 1-3 business days, depending on factors like what your business does and when you apply for an account. It takes about 15 minutes to complete an Airwallex business account application and your account can be approved as quickly as the same day.
Can you access your Airwallex Business Account through the mobile app?
The Airwallex mobile app lets you manage your business account on the go. View wallet balances, add funds, and transfer money between your own accounts or to existing recipients; and use Airwallex Pay for instant transfers where available.
Does Airwallex offer customer support for Business Accounts?
Yes, Airwallex provides customer support to help Business Account holders manage their accounts and resolve issues quickly. You can contact support for help with account setup and verification, payments and transfers, cards, account access, and more. Business Account holders can access support through the Airwallex Help Centre and in-app support, making it easy to get assistance when you need it.
Create an agentic business account today
You could lose money by investing in JPMorgan U.S. Government Money Market Fund (the “Fund”). Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor is not required to reimburse the Fund for losses, and you should not expect that the sponsor will provide financial support to the fund at any time, including during periods of market stress.
Returns in Airwallex Yield are generated via investments in AAA-rated money market funds, such as those from JP Morgan Asset Management, and are based on the dividend that is paid on the underlying investments. For more details, you can access fund prospectus here.
For a detailed description of fees and expenses associated with the Airwallex Yield account, click here.