Last updated: 20 October 2026

This Electronic Communications (“Consent”) is between you and Lead Bank (“Lead,” “we,” “us,” or “our”) in connection with your account issued by Lead. By consenting, you agree to the following:

You consent to receive all communications, agreements, notices, disclosures, and other documents from Lead electronically, including by email or through the Platform’s interface (“Electronic Communications”). You agree that all such Electronic Communications satisfy any legal requirement that such communications be in writing.

You have the right to have these communications provided to you in paper form instead of electronically. To request a paper copy of any communication, contact us at [email protected]; we may charge a fee for paper copies as described in that response.

Your consent applies to all communications, agreements, notices, and disclosures related to your account and/or card for as long as you maintain an account or card with Lead, unless and until you withdraw consent as described below.

To access, view, and retain Electronic Communications, you will need: 

(i) a device with internet access;

(ii) a current, compatible web browser, including Chrome (versions greater than 49), Internet Explorer 11, the last two versions of Firefox, Safari and Edge, or the last two versions of mobile Safari on iOS;

(iii) a valid, active email address; and

(iv) software capable of opening documents in PDF format. 

If our hardware or software requirements change in a way that creates a material risk you will not be able to access or retain future Electronic Communications, we will notify you and, where required by law, obtain your renewed consent.

You may withdraw your consent to receive Electronic Communications at any time by contacting us at [email protected]. When you contact us to withdraw consent, please include your name and the email address or phone number associated with your account. You may also update the contact information we use to reach you electronically at any time by logging into the Platform or contacting support. If you withdraw your consent to Electronic Communications, we may suspend or terminate your account or card, since electronic delivery is necessary for us to provide these services.