T:0 is live: AI-native accounting for startups. Learn more
AI FINANCE
AI embedded directly in your financial stack
From intelligence in every transaction to the agents that orchestrate your finance, all powered by Airwallex.
AGENTIC FINANCE
A different kind of finance team
Airwallex sits in the center of your financial stack, consolidating all transaction data and financial context in real-time across multiple entities so your agents can make smarter decisions and autonomous actions with continuous data feedback loops.
Your AI assistant built directly into the WebApp for personalized support while keeping your financial data secure within the platform.
Operate your Airwallex account with your preferred agent through CLI, MCP, and prebuilt skills.
The intelligent operating system for AI agents
Your agents move money, optimize cash, and enforce policy across every currency and entity — directed through Kai or your own agent via AgentOS, with a human in the loop wherever you want one. Nothing sits idle or out of policy.
AGENTIC Business Accounts
Cash that moves itself
Agents watch balances across every entity and currency, forecast what's coming, and execute the FX conversions to cover it — with your approval on anything that matters.
- Local-currency accounts, on demand. Open accounts across markets through Kai or your own agent, with balances visible in every currency and entity
- Transfers set up in plain language. Schedule or send transfers from a natural-language prompt, with optional human review before anything moves
- Idle cash, always earning. Agents recommend when to sweep surplus funds into your Yield account, around the clock
AGENTIC SPEND MANAGEMENT
Spend that checks itself
An always-on agent reviews every transaction against your policy — across entities, currencies, and languages — then clears it or flags it, automatically.
- Local cards issued at the speed of chat. Prompt your agent and spin up global cards with built-in spend controls across 60+ countries
- Instant insights across currencies and entities. Ask a plain-language question and get answers across all your cards, vendors, and entities
- Drop an invoice, get a vendor on local rails. Agents extract bank details, check each country's rules, and makes the supplier payment-ready in 120+ countries
AI INFRASTRUCTURE
AI running inside every transaction
Beyond the agents you direct, Airwallex builds AI across every layer — scoring risk, recovering disputes, and lifting approval rates on every transaction in the background, so there's nothing extra to configure or manage.
AGENTIC COMMERCE SUITE
Checkout that's ready for AI shoppers
A universal payment gateway and agent performance dashboard keep checkout just as fast and secure whether a human or an AI shopping agent is buying.
OPTIMIZE 360
Real-time risk decisions on every transaction
Reads network signals, device fingerprints, and behavioral history in real time to lift approval rates and cut fraud — transaction by transaction, with no manual tuning.
SENTINEL
AI-powered fraud protection
Detect emerging attacks, reduce false declines, and recover more revenue from disputes without slowing down legitimate customers.
Customer story
OmniVillas
Turn fragmented property finance into an agentic finance operation.
OmniVillas is a luxury vacation rental operator managing 500+ reservations per month across four continents. To streamline its financial operations, it built a finance agent connected to Guesty, Airwallex, and Xero — the systems its finance team relies on every day. The agent can read and act across owner payouts, treasury checks, payment routing, and reconciliation, while keeping humans in control of every approval.
FEATURED RESOURCES
More on AI and Agentic Finance
The geography of AI in finance: why North American teams are pulling ahead
37% of NA finance workflows already involve multi-step AI execution. European teams, it seems, have a lot of catching up to do.
The build vs buy dilemma: Why most finance teams are hedging their bets on AI
51% are moving towards a hybrid model. The question is, when do you draw the line between internal expertise and outsourcing?
AI reduced the work, but human oversight became the bottleneck
Productivity went up. Processes weren’t faster. 84% still require manual work to complete workflows. Finance teams are starting to understand why.
The AI ROI question CFOs can't answer (yet).
74% of finance leaders say AI is a top priority. 40% are stuck on the business case – the one thing they're trained to get right.
Ready to put AI to work in your finance stack?
Open an account in minutes — no wait, no paperwork.