FX and Transfers

International business transfers to USA

Streamline payments to suppliers, vendors, contractors and employees in USA or around the world and access market-leading FX rates no matter the transaction size.

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Regulated by MAS

Airwallex (Singapore) Pte. Ltd. is licensed in Singapore as a Major Payment Institution and is regulated by the Monetary Authority of Singapore (License No. PS20200541)

Save money as you pay vendors and suppliers globally

How often do hidden bank fees eat into your profits? There’s the SWIFT fee, FX fee, and all the other hidden fees that gets deducted even before your transfer reaches your recipient. Want to minimise that? Learn more about how Airwallex can help streamline your financial operations today.

150+ countries and regions, 60+ currencies

Access Airwallex's global network and send USD globally, with payments received in as little as one business day.

Access market-leading FX rates

Access interbank FX rates on your USD conversions no matter the transaction size and avoid hidden transaction fees.

Pay up to 1,000 recipients or bills in one go

Use our batch transfers capability to send funds to multiple recipients around the world in one go, each with a specified amount.

Simplify your bookkeeping

Connect Airwallex to your favourite accounting software in just a few clicks to automatically reconcile transfers, saving time and cost.

FX and Transfers

The ability to transact like a local

Receive money from USA with local bank business account details

Get paid faster when you invoice customers in the US with local bank details such as a dedicated account number, local branch and bank code for your business.

Transfer to suppliers or contractors in USA in USD

Airwallex's connection to local payment rails allows your business to bypass the SWIFT network. This means faster transfers and no international transaction fees.

Receive payments with our eCommerce plugin integrations

Our integrations with platforms such as Shopify, Woocommerce and Magento means you can collect USD payments from your overseas customers and settle to your account in USD, converting only when needed.

How it works

Convert and send USD with Airwallex in 3 simple steps


Sign up for a free Airwallex business account

Make deposits in your preferred currencies and manage in your multi-currency Wallet.


Convert funds to USD

Select your currency of choice and enter the amount of money you wish to convert into USD.


Send your payment

Initiate a transfer to your country of choice and track the progress of your transfer in real-time with live updates.

Airwallex Testimony

"Before Airwallex, we had no idea when our payments were going to reach our suppliers. Using Airwallex instead of traditional banks has increased the speed of our overseas transfers and optimised our cashflow significantly. We've also saved up to 99% of our TT and FX fees."

Ying Tze Her

Chief Operating Officer, Saturday Club

Airwallex Testimony

"Singapore is a small market. Businesses who wish to make decent earnings have to export to other markets, at some point. Before Airwallex, we had to travel physically to China to pay our suppliers. Now, we can transfer money in minutes. If Airwallex isn't around, I think a lot of traditional businesses will take a very long route to success."

Emily Chu

Co-founder, Hey! Chips

Airwallex Testimony

“Typically, traditional banks take up to 2-3 days to process a transaction. With Airwallex, we can make same-day transfers around the clock and pay our employees all over the world easily.”

Dominic Law

CEO, World of Neopets

Airwallex Testimony

"I’m so thankful that Airwallex exists! Airwallex allows me to exchange currencies at really great rates, and the interface is very modern and easy to use compared to my bank. We save so much money with Airwallex! In just a few months, we've already saved more than SGD$13,000 in unnecessary bank fees!"

Jennifer Chong

Co-founder, Linjer

Access our global transfer method network

Airwallex offers you a wide array of local and global transfer options to make sure you get the fastest and most cost-effective solution.

Hong Kong SAR
United States
New Zealand
United Kingdom
South Africa

Explore our growing network of 150+ payout countries and regions

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Transfer Method
Bank Transfer
Bank Transfer

Explore our growing network of 150+ payout countries and regions

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Frequently asked questions

How long will it take for me to send money to USA?

You can send money to any bank account in USA. With Airwallex's partnership with local payment rails, USD payments to the USA are local transfers and can be as fast as 1 working day. You can send any that accepts international SWIFT payments. These payments can take up to 5 working days to arrive.

How much does an international transfer to USA cost?

These fees differ depending on whether you’re sending USD to a bank account in the US or to bank accounts outside the US. With Airwallex, you can send USD to the US as a local transfer without incurring any SWIFT fees. Should there be any conversion to USD involved, Airwallex charges a market-leading FX margin of the conversion amount. 

If you send USD to bank accounts outside the US, going through SWIFT is necessary and a standard SWIFT fee will be charged. Airwallex will not charge any other additional fees than what is shown on our dashboard when you initiate a transfer.

Why Airwallex?

Airwallex is a leading end-to-end payments and financial platform trusted by more than 100,000 businesses around the world. In Singapore, Airwallex is regulated by the MAS and operates as a financial service. Through our Global Business Account, customers can send and receive international payments, hold multiple currencies, and save on bank charges. Your Airwallex account also gives you access to financial software and products to help manage your global business such as corporate cards with inbuilt expense management, bill pay, and accounting integrations.

Sign up free online, or watch the free demo today

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