Send money to China
Send money to suppliers in China directly in CNY, at market-beating FX rates. Get started today with no signup fees and zero monthly account fees.
Start saving on money transfers to China
The above FX rate includes includes our standard customer margin. For payments made using SWIFT, we charge a fee from AUD $10, which is not factored in with this cost. You can avoid SWIFT fees by using other payment options. For more information, please review our Fee Schedule and Country Payout Guide.
“Massively simplifies the challenge of doing business overseas”
“Enables businesses to manage cross-border payments easily and cheaply”
“Australia’s fastest growing $1 billion dollar start up”
“Airwallex is the highest ranked Australian firm at #32” - Top Global 100 Fintech
The best way to send money to China from Australia
Same-day payments to China
Make lightning-fast transactions with the ability to send money to Chinese businesses on the same day, using direct local banking networks.
Outstanding FX rates
Get access to our interbank exchange rates and low fees when converting AUD into CNY. Pay a simple, low fee of just 0.3% per conversion.
Guaranteed full amount
Take comfort in the fact that your payment will be received in full when transferring money to China.
How to send money to China from Australia
Fund your wallet
Deposit AUD directly into your wallet using your online banking.
Convert funds to CNY
We use the real, mid-market conversion rate, with your CNY available instantly.
Send your payment
Your money will be sent via the CNAPS clearing system, with the ability to be received in one business day or less.
How long does a money transfer to China take?
When selecting the local payment method, your payment will be sent in one business day or less. We transfer funds using China's local banking network, so your Yuan payments are received fast and in full.
Pay suppliers in China on time while still improving cashflow
Book payments quickly and easily
Pay staff, suppliers and wholesalers in China from the comfort of your browser. Anytime, anywhere.
Instant FX conversion
Convert AUD into CNY within seconds and send your payment to China with a few clicks of a button.
Free up cashflow
Keep funds in your account longer by booking payments right before they're due and having the confidence that they'll arrive on time.
A wealth of business tools to help you grow
Send money in 23 currencies
Unlock fast, low fee payments in 23 different currencies and counting. Pay just 0.3% or 0.6% FX fee above our interbank exchange rate.
Collect in 11 currencies
Receive funds into dedicated Global Accounts with zero monthly fees. Use the funds in your collection account to make payments while avoiding conversion costs.
Issue virtual cards
Create multiple virtual Visa cards to make payments in multi currency. Issue new cards instantly and without fees from within your Airwallex account.
How much does an international payment cost?
Send payments to countries using the local currency (i.e. USD to US) for free with our proprietary, local payment technology. We only charge a small margin on FX conversions. To send money overseas, see the below currencies we support.
Access interbank rates² + 0.6% fees
Sending non-local currencies overseas (e.g. USD to China)? We can still help but we will need to use the SWIFT network and charge a small payment fee from $10AUD. This is to cover the cost of using the SWIFT network.
²Where possible, we offer live exchange rates. Click here to find out more.
*CNY has an additional 0.1% payout fee. Will require additional information to enable, please speak to one of our product specialists
**To pay suppliers in these currencies, please speak to one of our product specialists here
Make bookkeeping a breeze
Quick and easy integration
Link your Airwallex and Xero accounts in just a few clicks.
Multi-currency transaction syncing
Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.
Ensure your Xero transaction records are up to date for your accountant or bookkeeper.
Send money internationally in 40+ currencies
An easier way to manage business in China
Reduced banking time
Save contacts and set up recurring payments to make your future banking easier.
Easy batch payments
Paying multiple suppliers or staff members? Upload a .csv file into Airwallex and make bulk payments all at once.
Lock in a great rate
Convert your AUD into CNY ahead of time and lock in great exchange rates. You can store this rate in your CNY wallet for future payments.
Pay Alibaba suppliers
Get more CNY for your dollar when paying alibaba merchants. Pay for goods with wholesale FX exchange rates.
See how our customers are finding Airwallex
Frequently Asked Questions
What is the best way to send money to China?
The days of slow, traditional banking are gone. The best way to send money to China is by using your Airwallex business account. You can use Airwallex to transfer CNY directly to your customers, suppliers or staff in China. Your money will arrive there on time, in full, and you won’t pay any hidden international transfer fees.
How much money can I transfer to China?
Doing business internationally requires flexibility, so your currency money transfers should be flexible, too. With an Airwallex business account, you can transfer up to CNY100,000,000 to your desired Chinese bank account. No sneaky transfer fees, no waiting. Just be sure to check with your Account Manager first as there may be specific in-country limits to be aware of.
How long does it take to send money to China?
Businesses also rely on speed, so rather than going through the SWIFT network we leverage the local CNAPS clearing system. This means your CNY can be transferred from your account and arrive at your desired destination within one business day, or less.
You don't need a bank to run your business
Start winning new markets today. Open an account in minutes, and join thousands of businesses already using Airwallex to streamline their finances globally.