Send Money to China from Australia

Send money to China

Send money to suppliers in China directly in CNY, at market-beating FX rates. Get started today with no signup fees and zero monthly account fees.

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296 reviews on
296 reviews on

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FX markup


Interbank rate


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The above FX rate includes includes our standard customer margin. For payments made using SWIFT, we charge a fee from AUD $10, which is not factored in with this cost. You can avoid SWIFT fees by using other payment options. For more information, please review our Fee Schedule and Country Payout Guide.

“Massively simplifies the challenge of doing business overseas”

“Enables businesses to manage cross-border payments easily and cheaply”

“Australia’s fastest growing $1 billion dollar start up”

“Airwallex is the highest ranked Australian firm at #32” - Top Global 100 Fintech

The best way to send money to China from Australia

Money Transfer to China

Same-day payments to China

Make lightning-fast transactions with the ability to send money to Chinese businesses on the same day, using direct local banking networks.

Outstanding FX rates

Get access to our interbank exchange rates and low fees when converting AUD into CNY. Pay a simple, low fee of just 0.3% per conversion.

Guaranteed full amount

Take comfort in the fact that your payment will be received in full when transferring money to China.

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Money Transfer to China

How to send money to China from Australia

Number 1
Fund your wallet

Deposit AUD directly into your wallet using your online banking.

Convert funds to CNY

We use the real, mid-market conversion rate, with your CNY available instantly.

Send your payment

Your money will be sent via the CNAPS clearing system, with the ability to be received in one business day or less.

How long does a money transfer to China take?

Send Money to China

When selecting the local payment method, your payment will be sent in one business day or less. We transfer funds using China's local banking network, so your Yuan payments are received fast and in full.

Send Money to China

Pay suppliers in China on time while still improving cashflow

Airwallex screenshot booking of a payment to China

Book payments quickly and easily

Pay staff, suppliers and wholesalers in China from the comfort of your browser. Anytime, anywhere.

Instant FX conversion

Convert AUD into CNY within seconds and send your payment to China with a few clicks of a button.

Free up cashflow

Keep funds in your account longer by booking payments right before they're due and having the confidence that they'll arrive on time.

Airwallex screenshot booking of a payment to China

A wealth of business tools to help you grow

Multiple currencies held in a global account

Send money in 23 currencies

Unlock fast, low fee payments in 23 different currencies and counting. Pay just 0.3% or 0.6% FX fee above our interbank exchange rate.

Collect in 11 currencies

Receive funds into dedicated Global Accounts with zero monthly fees. Use the funds in your collection account to make payments while avoiding conversion costs.

Issue virtual cards

Create multiple virtual Visa cards to make payments in multi currency. Issue new cards instantly and without fees from within your Airwallex account.

Multiple currencies held in a global account

How much does an international payment cost?

Send payments to countries using the local currency (i.e. USD to US) for free with our proprietary, local payment technology. We only charge a small margin on FX conversions. To send money overseas, see the below currencies we support.

Access interbank rates² + 0.3% fees

Access interbank rates² + 0.6% fees


Sending non-local currencies overseas (e.g. USD to China)? We can still help but we will need to use the SWIFT network and charge a small payment fee from $10AUD. This is to cover the cost of using the SWIFT network.

²Where possible, we offer live exchange rates. Click here to find out more.

*CNY has an additional 0.1% payout fee. Will require additional information to enable, please speak to one of our product specialists

**To pay suppliers in these currencies, please speak to one of our product specialists here

Xero Integration

Make bookkeeping a breeze

bank feeds showing payments reconciling into Xero

Quick and easy integration

Link your Airwallex and Xero accounts in just a few clicks.

Multi-currency transaction syncing

Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.

Syncs hourly

Ensure your Xero transaction records are up to date for your accountant or bookkeeper.

bank feeds showing payments reconciling into Xero

An easier way to manage business in China

Reduced banking time

Save contacts and set up recurring payments to make your future banking easier.

Batch payments made through Airwallex Platform

Easy batch payments

Paying multiple suppliers or staff members? Upload a .csv file into Airwallex and make bulk payments all at once.

Orange lock

Lock in a great rate

Convert your AUD into CNY ahead of time and lock in great exchange rates. You can store this rate in your CNY wallet for future payments.

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Pay Alibaba suppliers

Get more CNY for your dollar when paying alibaba merchants. Pay for goods with wholesale FX exchange rates.

See how our customers are finding Airwallex

  • Airwallex Testimony
    “Airwallex provides us with flexibility and cost savings in dealing internationally. We used Airwallex to receive our recent global fundraising round and pay international suppliers and are saving at least 5% per dollar transferred versus the big banks.”
    George van Dyck

    Finance Manager, Zoomo

Frequently Asked Questions

What is the best way to send money to China?

The days of slow, traditional banking are gone. The best way to send money to China is by using your Airwallex business account. You can use Airwallex to transfer CNY directly to your customers, suppliers or staff in China. Your money will arrive there on time, in full, and you won’t pay any hidden international transfer fees.

How much money can I transfer to China?

Doing business internationally requires flexibility, so your currency money transfers should be flexible, too. With an Airwallex business account, you can transfer up to CNY100,000,000 to your desired Chinese bank account. No sneaky transfer fees, no waiting. Just be sure to check with your Account Manager first as there may be specific in-country limits to be aware of.

How long does it take to send money to China?

Businesses also rely on speed, so rather than going through the SWIFT network we leverage the local CNAPS clearing system. This means your CNY can be transferred from your account and arrive at your desired destination within one business day, or less.

You don't need a bank to run your business

Start winning new markets today. Open an account in minutes, and join thousands of businesses already using Airwallex to streamline their finances globally.

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