Why businesses choose Airwallex over BILL
Why pay per-seat subscription fees and per-transaction ACH costs just to patch together BILL's separate modules? Airwallex brings free domestic ACH payments, international bill pay, automated expense management, and borderless cards into a single dashboard—with zero monthly fees.
Comparison at a Glance
No hidden fees. Here is a breakdown of the key costs on each platform for US businesses*.
| Multi-Currency Accounts | Intl. Transfer Fees | Foreign Transaction Fees | Domestic ACH Payments | |
|---|---|---|---|---|
 | 23+ Natively Supported | $0 on local rails | 0% | $0(Free) |
 | USD-Primary | Fixed + 0.33% Variable | Up to 2.5% | $0.59 per transaction |
| Multi-Currency Accounts | |
|---|---|
| 23+ Natively Supported |
| USD-Primary |
| Intl. Transfer Fees | |
|---|---|
| $0 on local rails |
| Fixed + 0.33% Variable |
| Foreign Transaction Fees | |
|---|---|
| 0% |
| Up to 2.5% |
| Domestic ACH Payments | |
|---|---|
| $0(Free) |
| $0.59 per transaction |
The Airwallex Advantage
All-in-One Dashboard
Stop toggling between separate systems. Manage your international bill pay, employee spend, and corporate cards in a single ledger.
Built for Global Scale
Bypass expensive SWIFT fees. Pay local and international vendors in 130+ countries using market-leading FX rates.
Zero Software Fees
Get unlimited AI invoice scanning, flexible approval workflows, and multi-currency corporate cards with $0 platform fees.
Instant Accounting Sync
Automatically code and sync every invoice, card swipe, and reimbursement directly to QuickBooks or NetSuite.
Airwallex vs Bill — breakdown
What businesses are saying about Airwallex
“Airwallex is a really good example of how we’re investing in technology. While our previous solution for foreign payments was very slow, manual and outdated, Airwallex is quick, easy and efficient. Not only does Airwallex save the team time, it also saves us money – it’s a win-win.”
Laura Bowden
CFO at McLaren Racing
“Because of Airwallex, we’re enjoying significant cost savings and a more streamlined management of funds between different currencies, which is essential for our travel agency.”
Simon Russell
Authentic Vacations, CEO
"One thing was clear: We needed a simple-to-use, truly global financial solution that allowed us to seamlessly accept money from customers in multiple markets convert it to other currencies only when needed, and pay vendors in different countries. In other words, we needed to trade globally - not just Australia.”
Richard Li
Co-founder & CEO, July
"We've had such a fantastic experience switching to Airwallex. Previously we were using a traditional bank to make all of our international transactions and they'd constantly lock us out of the account everytime we made a transfer, resulting in hours and hours of lost time on hold. Airwallex is secure, makes it super quick and simple to make and receive international payments."
Rupert
Managing Director, Perspective Pictures
Ready to take your business global?
Join 150,000+ businesses using Airwallex to simplify their global finances.
FAQs about upgrading from Bill
Can I pay international vendors with BILL?
Yes, but it's expensive. You'll pay wire fees and variable FX margins. Airwallex uses local payment rails to deliver funds in the recipient's currency for $0 in many markets.
Does Airwallex sync with my US accounting?
Seamlessly. We offer deep, multi-currency integrations with NetSuite, QuickBooks, and Xero that automate the reconciliation of global spend—something domestic-first tools struggle with.
Can I issue cards to employees in other countries?
Yes. Airwallex allows you to issue virtual cards globally in seconds for $0. BILL charges up to $50 per physical card for international shipping and has limited support for non-US entities.
How does Airwallex handle software subscriptions differently?
You can pay vendors like AWS or Slack in their local currency (e.g., USD or EUR) directly from your wallet balance. This eliminates the 3% FX fee and forced conversions that domestic cards like BILL typically trigger.
*The material presented here is for informational purposes only and does not constitute legal, regulatory, taxation, or investment advice. Readers should engage their own advisors or counsel for advice unique to their circumstances.