Send money to the USA
Send money from Australia to the United States using our secure online platform. Get started today with no signup fees and zero monthly fees.
Start saving on money transfers to the USA
The above FX rate includes includes our standard customer margin. For payments made using SWIFT, we charge a fee from AUD $10, which is not factored in with this cost. You can avoid SWIFT fees by using other payment options. For more information, please review our Fee Schedule and Country Payout Guide.
“Massively simplifies the challenge of doing business overseas”
“Enables businesses to manage cross-border payments easily and cheaply”
“Australia’s fastest growing $1 billion dollar start up”
“Airwallex is the highest ranked Australian firm at #32” - Top Global 100 Fintech
The fastest way to send money to the USA
Send money fast & in full
Simply load your wallet, convert AUD into USD and send your payment. Your payment will be received in two business days or less.
Simple, low fees
Pay just 0.5% above our transparent, interbank exchange rate when converting Australian Dollar into US Dollar. No international transaction fees, no sign up fees.
Pay your suppliers like a local
Free up cash flow by paying your suppliers via the local clearing system, meaning your funds spend less time in transit and more time in your account.
How to send money to the United States from Australia
Fund your wallet
Deposit AUD directly into your wallet using your online banking.
Convert funds to USD
We use the real mid-market conversion rate, with your funds available instantly.
Send your payment
Your money will be received by your recipient in one business day or less.
How long will a money transfer to the United States take?
Airwallex can help you pay suppliers, staff and businesses in the United States within one business day or less. We transfer funds using America's local banking network so your USD payments are received fast, and in full.
Manage your business finances from a single platform
Make payments with Airwallex Borderless Cards
Use funds stored in your wallet to make payments using virtual Visa debit cards, without getting stung with international transaction fees.
The platform built for growing businesses
Get access to a wealth of tools built for business such as batch payment capabilities and integrations with popular platforms like eBay, PayPal & Shopify.
How much does an international payment cost?
Send payments to countries using the local currency (i.e. USD to US) for free with our proprietary, local payment technology. We only charge a small margin on FX conversions. To send money overseas, see the below currencies we support.
Access interbank rates² + 1.0% fees
Sending non-local currencies overseas (e.g. USD to China)? We can still help but we will need to use the SWIFT network and charge a small payment fee from $10AUD. This is to cover the cost of using the SWIFT network.
²Where possible, we offer live exchange rates. Click here to find out more.
*CNY has an additional 0.1% payout fee. Will require additional information to enable, please speak to one of our product specialists
**To pay suppliers in these currencies, please speak to one of our product specialists here
Send money internationally in 40+ currencies
Make bookkeeping a breeze
Quick and easy integration
Link your Airwallex and Xero accounts in just a few clicks.
Multi-currency transaction syncing
Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.
Ensure your Xero transaction records are up to date for your accountant or bookkeeper.
An easier way to manage your business finances
Reduced banking time
Save contacts and set up recurring payments to make your future banking easier.
Easy batch payments
Paying multiple suppliers or staff members? Upload a .csv file into Airwallex and make bulk payments all at once.
Lock in a great rate
Convert your AUD into USD ahead of time and lock in great exchange rates. You can store this rate in your USD wallet for future payments.
Receive in USD
Transfer money to USA accounts like a local. Integrate with global accounts to receive and get paid out in USD without the need to convert currency first.
See how our customers are finding Airwallex
Frequently Asked Questions
What is the best way to send money to the United States?
Despite living in a globalised world, banks don’t make it easy to send money overseas. So rather than going through the slow, inefficient banking networks, the best way to send money to the United States is with an Airwallex business account transfer. Your money arrives there faster, and in full. No surprise hold-ups and no hidden fees.
How much money can I transfer to the United States?
Our aim is to make it as easy as possible to transfer money to the United States, so you can pay your suppliers, staff and customers in the States with ease. With Airwallex, you can transfer up to USD250,000 to the United States in a single payment. But be sure to check with your Account Manager first, as some in-country limits may apply.
How long does it take to send money to the United States?
Your suppliers and staff in the US shouldn’t have to wait to receive your payments. So with an Airwallex business account, your transfers to the United States are received in two business days or less. Just load money into your USD digital wallet and make your transfer, and we’ll do the rest.
You don't need a bank to run your business
Start winning new markets today. Open an account in minutes, and join thousands of businesses already using Airwallex to streamline their finances globally.