Send Money to the USA from Australia

Send money to the USA

Send money from Australia to the United States using our secure online platform. Get started today with no signup fees and zero monthly fees.

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296 reviews on
296 reviews on

Start saving on money transfers to the USA

Getting latest rates...
FX markup


Interbank rate


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The above FX rate includes includes our standard customer margin. For payments made using SWIFT, we charge a fee from AUD $10, which is not factored in with this cost. You can avoid SWIFT fees by using other payment options. For more information, please review our Fee Schedule and Country Payout Guide.

“Massively simplifies the challenge of doing business overseas”

“Enables businesses to manage cross-border payments easily and cheaply”

“Australia’s fastest growing $1 billion dollar start up”

“Airwallex is the highest ranked Australian firm at #32” - Top Global 100 Fintech

The fastest way to send money to the USA

Money Transfer to the USA

Send money fast & in full

Simply load your wallet, convert AUD into USD and send your payment. Your payment will be received in two business days or less.

Simple, low fees

Pay just 0.3% above our transparent, interbank exchange rate when converting Australian Dollar into US Dollar. No international transaction fees, no sign up fees.

Pay your suppliers like a local

Free up cash flow by paying your suppliers via the local clearing system, meaning your funds spend less time in transit and more time in your account.

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Money Transfer to the USA

How to send money to the United States from Australia

Number 1
Fund your wallet

Deposit AUD directly into your wallet using your online banking.

Convert funds to USD

We use the real mid-market conversion rate, with your funds available instantly.

Send your payment

Your money will be received by your recipient in one business day or less.

How long will a money transfer to the United States take?

Send Money to the USA

Airwallex can help you pay suppliers, staff and businesses in the United States within one business day or less. We transfer funds using America's local banking network so your USD payments are received fast, and in full.

Send Money to the USA

Manage your business finances from a single platform

Multiple global accounts receiving USD, AUD and EUR

Make payments with Airwallex Borderless Cards

Use funds stored in your wallet to make payments using virtual Visa debit cards, without getting stung with international transaction fees.

Receive payments in 11 currencies

Instantly create foreign currency accounts to receive and hold funds in funds like USD, GBP and EUR.

The platform built for growing businesses

Get access to a wealth of tools built for business such as batch payment capabilities and integrations with popular platforms like eBay, PayPal & Shopify.

Multiple global accounts receiving USD, AUD and EUR

How much does an international payment cost?

Send payments to countries using the local currency (i.e. USD to US) for free with our proprietary, local payment technology. We only charge a small margin on FX conversions. To send money overseas, see the below currencies we support.

Access interbank rates² + 0.3% fees

Access interbank rates² + 0.6% fees


Sending non-local currencies overseas (e.g. USD to China)? We can still help but we will need to use the SWIFT network and charge a small payment fee from $10AUD. This is to cover the cost of using the SWIFT network.

²Where possible, we offer live exchange rates. Click here to find out more.

*CNY has an additional 0.1% payout fee. Will require additional information to enable, please speak to one of our product specialists

**To pay suppliers in these currencies, please speak to one of our product specialists here

Xero Integration

Make bookkeeping a breeze

bank feeds showing payments reconciling into Xero

Quick and easy integration

Link your Airwallex and Xero accounts in just a few clicks.

Multi-currency transaction syncing

Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.

Syncs hourly

Ensure your Xero transaction records are up to date for your accountant or bookkeeper.

bank feeds showing payments reconciling into Xero

An easier way to manage your business finances

Reduced banking time

Save contacts and set up recurring payments to make your future banking easier.

Batch payments made through Airwallex Platform

Easy batch payments

Paying multiple suppliers or staff members? Upload a .csv file into Airwallex and make bulk payments all at once.

Orange lock

Lock in a great rate

Convert your AUD into USD ahead of time and lock in great exchange rates. You can store this rate in your USD wallet for future payments.

Global wallet with orange cards

Receive in USD

Transfer money to USA accounts like a local. Integrate with global accounts to receive and get paid out in USD without the need to convert currency first.

See how our customers are finding Airwallex

  • Airwallex Testimony
    “Airwallex provides us with flexibility and cost savings in dealing internationally. We used Airwallex to receive our recent global fundraising round and pay international suppliers and are saving at least 5% per dollar transferred versus the big banks.”
    George van Dyck

    Finance Manager, Zoomo

Frequently Asked Questions

What is the best way to send money to the United States?

Despite living in a globalised world, banks don’t make it easy to send money overseas. So rather than going through the slow, inefficient banking networks, the best way to send money to the United States is with an Airwallex business account transfer. Your money arrives there faster, and in full. No surprise hold-ups and no hidden fees.

How much money can I transfer to the United States?

Our aim is to make it as easy as possible to transfer money to the United States, so you can pay your suppliers, staff and customers in the States with ease. With Airwallex, you can transfer up to USD250,000 to the United States in a single payment. But be sure to check with your Account Manager first, as some in-country limits may apply.

How long does it take to send money to the United States?

Your suppliers and staff in the US shouldn’t have to wait to receive your payments. So with an Airwallex business account, your transfers to the United States are received in two business days or less. Just load money into your USD digital wallet and make your transfer, and we’ll do the rest.

You don't need a bank to run your business

Start winning new markets today. Open an account in minutes, and join thousands of businesses already using Airwallex to streamline their finances globally.

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