Start saving on money transfers to India
1%
The above FX rate includes includes our standard customer margin. For payments made using SWIFT, we charge a fee from AUD $10, which is not factored in with this cost. You can avoid SWIFT fees by using other payment options. For more information, please review our Fee Schedule and Country Payout Guide.
“Massively simplifies the challenge of doing business overseas”
“Enables businesses to manage cross-border payments easily and cheaply”
“Australia’s fastest growing $1 billion dollar start up”
“Airwallex is the highest ranked Australian firm at #32” - Top Global 100 Fintech
The quickest way to send money to India

Send money fast & in full
Simply login to the online platform, load your wallet, convert AUD into Indian Rupee and send your payment. Your payment will be received in one business day.
Simple, low fees
Pay just 1% above our transparent, interbank exchange rate when converting Australian Dollar into Indian Rupee. No international transaction fees, no sign up fees.
Pay your suppliers like a local
Free up cash flow by paying your suppliers via the local clearing system, meaning your funds spend less time in transit and more time in your account.
How to send money to India from Australia
Fund your wallet
Deposit AUD directly into your wallet using your online banking.
Convert your money to INR
We use the real, mid-market exchange rate, with your funds available instantly.
Send your payment
Your money will be received by your recipient in one business day or less.
How long will a money transfer to India take?

A transfer to India from Australia arrives in one business day or less when paying using the local payment method. Keep your suppliers and staff in India happy while also improving company cashflow by unlocking fast payments, with the full amount guaranteed.
Manage your business finances from a single platform

Make payments with Airwallex Borderless Cards
Use funds stored in your wallet to make payments using virtual Visa debit cards, without getting stung with international transaction fees.
Receive payments in 11 currencies
Instantly create foreign currency accounts to receive and hold funds in funds like USD, GBP and EUR.
The platform built for growing businesses
Get access to a wealth of tools built for business such as batch payment capabilities and integrations with popular platforms like eBay, PayPal & Shopify.
How much does an international payment cost?
Send payments to countries using the local currency (i.e. USD to US) for free with our proprietary, local payment technology. We only charge a small margin on FX conversions. To send money overseas, see the below currencies we support.
Access interbank rates² + 1.0% fees
Sending non-local currencies overseas (e.g. USD to China)? We can still help but we will need to use the SWIFT network and charge a small payment fee from $10AUD. This is to cover the cost of using the SWIFT network.
²Where possible, we offer live exchange rates. Click here to find out more.
*CNY has an additional 0.1% payout fee. Will require additional information to enable, please speak to one of our product specialists
**To pay suppliers in these currencies, please speak to one of our product specialists here
Xero Integration
Make bookkeeping a breeze
Quick and easy integration
Link your Airwallex and Xero accounts in just a few clicks.
Multi-currency transaction syncing
Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.
Syncs hourly
Ensure your Xero transaction records are up to date for your accountant or bookkeeper.
Send money internationally in 40+ currencies
Powerful financial tools to help your business grow
Reduced banking time
Save contacts and set up recurring payments to make your future banking easier.
Easy batch payments
Paying multiple suppliers or staff members? Upload a .csv file into Airwallex and make bulk payments all at once.
Lock in a great FX rate
Convert your AUD into INR ahead of time and lock in great exchange rates. You can store these funds in your INR wallet for future payments.
Create multiple users
Create multiple different roles in your account and assign them to users to approve and schedule payments.
See how our customers are finding Airwallex

“Airwallex is our one-stop shop for all our banking needs, in one easy-to-use interface. Without Airwallex, we would not have been able to scale our business as fast as what we’ve been able to achieve.”

Andrew Ford and Rosa-Clare Willis
Co-founders, Crockd

“Airwallex has been a game changer for us. I cannot recommend these guys enough. The forex services are super efficient and super competitive. The customer service is not gold-plated, it's solid gold. One of the best eCommerce services for merchants we have come across since Paypal hit the scene 20 years ago."

Murray Kester
CEO, Cosmetics Now

“The new Expense Management system has been a real time saver for us in relation to the administration of our benefits program. Team members can upload receipts as they shop and we are able to clear our reconciliations much faster this way.”

Tanya Karolia
Payroll & Benefits, Linktree

“Airwallex provides us with flexibility and cost savings in dealing internationally. We used Airwallex to receive our recent global fundraising round and pay international suppliers and are saving at least 5% per dollar transferred versus the big banks.”

George van Dyck
Finance Manager, Zoomo

“Having all our global SaaS subscriptions in one place has streamlined our finance processes and enabled better tracking and control of expenses. It’s even better knowing that Airwallex isn’t hitting us with any international transaction fees.”

Warren Durling
Chief Operating Officer, Dovetail

“Airwallex has made it really easy to pay our suppliers in any currency. We have not only saved $10,000 each month, but our suppliers now get their payments faster and in-full. We receive a notification once it’s dispatched, and it eliminates the worry factor of where our money is at. This is important for us to keep building a strong relationship with our suppliers.”

Danielle Goodwin
Director, Hawkeye Vintage
Frequently Asked Questions
What is the best way to send money to India?
The best way to send money to India isn’t through the banks. These days there are better ways to send international payments, like through Airwallex. Your money gets sent through the local banking networks instead of the usual SWIFT network, meaning it arrives there faster, and in full.
How much money can I transfer to India?
We know that your payment amounts may vary, so we’ve made sure you can send the amount and volume you need. With an Airwallex business account, you can send up to INR1,500,000 in one transfer. There may also be some in-country limits when sending money to India, and your Airwallex Account Manager can discuss these with you to keep your business moving.
How long does it take to send money to India?
Why should your business suffer just because the banks are slow? You can use your Airwallex business account to send Rupee to India in just one business day. Simply log in to your Airwallex account, load money into your digital wallet, and then make your INR transfer.
You don't need a bank to run your business
Start winning new markets today. Open an account in minutes, and join thousands of businesses already using Airwallex to streamline their finances globally.
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