Let’s choose a plan that fits your business needs
Monthly prices are in NZD and exclude GST where applicable. Terms & Conditions, additional Fees & Charges may apply.¹
Explore
For small businesses to manage, move, and grow funds globally
Free
Explore includes:
Business Accounts
- Open multiple accounts per entity
- Collect and hold in 20+ currencies
- Free batch transfers to 120+ countries
- Access to interbank FX rates
Spend
- Multi-currency company and employee cards with zero international fees
- 2 free employee card users per month
- Up to 10 free company cards
Payments
- Online card and local payment method acceptance globally
Integrations
- Bank feeds sync with Xero, QuickBooks, and NetSuite
Grow
For growing businesses to track and control company and employee spend
$99 /month
Take a free 1 month trial²
Everything in Explore, plus:
Spend
- 2 free spend users per month
- Up to 50 free company cards
- Expense management for cards and reimbursements
- Domestic and international bill pay
- Automated receipt and bill data extraction
- Customisable, multi-layer spend approvals
- Bulk bill approvals and payments
Integrations
- Expenses and bills sync with Xero and QuickBooks
Accelerate
For large businesses that require customised workflows and support
$499 /month
Everything in Grow, plus:
Enterprise Capabilities
- Central management of finances across global entities New
- Single sign-on Coming soon
Integrations
- Expenses and Bills sync with NetSuite
- HRIS platform integrations Coming Soon
Support
- Dedicated account manager
- Onboarding support
Custom
For high-volume businesses, custom API, and embedded finance use cases
Custom pricing
Custom plan for:
- High-volume businesses
- Custom API implementations
- Embedded finance integrations to launch your own financial products
1. The monthly fee is charged per business legal entity (note: one business legal entity may have multiple accounts). In addition to any monthly fees, per transaction fees will be applied for certain transactions such as FX, transfers, and payments processing. Per active spend user fees will be charged for cards and spend.
2. Subscription Fees for Grow will be waived for one month. Eligible customers only. Terms, conditions, additional fees & changes may apply. See our terms for more information.
Compare features
Compare plans | Explore | Grow | Accelerate | Custom |
|---|---|---|---|---|
| Get started | Try it for free | Get started | Contact sales |
 Business Accounts | ||||
Global Accounts and Wallet | ||||
Global Accounts to collect and hold in 20+ currencies |  | | | |
Multi-currency funds management in wallet | | | | |
Direct debit in and out | | | | |
Low balance alerts | | | | |
FX & Transfers | ||||
Access to interbank FX rates | 0.5% above interbank rates for major currencies, 1% for all others | 0.5% above interbank rates for major currencies, 1% for all others | 0.5% above interbank rates for major currencies, 1% for all others | Custom |
FX rate alerts | | | | |
Fast local transfers to 120+ countries | Free | Free | Free | Free |
SWIFT transfers to 200+ countries | $10-30/ transfer (SHA and OUR) | $10-30/ transfer (SHA and OUR) | $10-30/ transfer (SHA and OUR) | Custom |
Multi-layer transfer approval flows | | | | |
Automated FX transactions and transfers via API | | | | |
Scheduled domestic and international batch transfers | | | | |
 Spend | ||||
Borderless Cards | ||||
Multi-currency company cards | 10 company cards | 50 company cards | Unlimited company cards | Custom |
Multi-currency employee cards | | | | |
Apple Pay and Google Pay support | Coming Soon | Coming Soon | Coming Soon | Coming Soon |
Card controls to limit spend and freeze/cancel cards | | | | |
Card contacts for shared access to company cards | | | | |
Global card issuing via API in 40+ countries | | | | |
Expense Management | ||||
Expense Management for cards and reimbursements | | | | |
Reimbursements to employees in 200+ countries | | | | |
Automated receipt data extraction | | | | |
Customisable, multi-layer expense approval flows | | | | |
Mobile app to submit and approve expenses | | | | |
Bill Pay | ||||
Upload, email, or sync bills from your accounting software | | | | |
Automated bill data extraction | | | | |
Customisable, multi-layer bill approval flows | | | | |
Domestic and international bill payments | | | | |
Spend users | ||||
Spend user fees | 2 free employee card users $15/additional employee card user/month | 2 free active spend users $15/additional active spend user/month | 2 free active spend users $15/additional active spend user/month | Custom |
 Payments | ||||
Domestic Cards | 2.60% + $0.30 | 2.60% + $0.30 | 2.60% + $0.30 | Custom |
International Cards | 3.60% + $0.30 | 3.60% + $0.30 | 3.60% + $0.30 | Custom |
Local payment methods | $0.30 + Payment method Fee | $0.30 + Payment method Fee | $0.30 + Payment method Fee | Custom |
Card payment acceptance | | | | |
Dynamic, multi-currency pricing | | | | |
Like-for-like settlement in 14 currencies | | | | |
No-code payment links | | | | |
Custom URL payment links | | | | |
eCommerce plugin integrations | | | | |
Custom website checkout via components, APIs, and SDKs | | | | |
3D Secure | | | | |
Adjustable risk thresholds | | | | |
Dispute management | | | | |
Subscription management for software-based businesses | | | | |
 Integrations | ||||
Bank feeds sync with Xero, QuickBooks, and NetSuite | | | | |
Expenses and Bills sync with Xero and QuickBooks | | | | |
CSV export for Expenses and Bills | | | | |
Advanced NetSuite integration | | | ||
HRIS platform integrations (coming soon) | | | ||
 Enterprise Capabilities | ||||
Custom roles and permissions | | | | |
Advanced, multi-currency reporting | | | | |
Central management of finances across global entities | | | ||
Single sign-on (coming soon) | | | ||
Embedded finance integrations | | |||
 Support | ||||
Help centre articles and FAQs | | | | |
Email support | | | | |
Dedicated account manager | | | ||
Onboarding support | | | ||
Custom API implementation | | |||
Business Accounts | ||||
Global Accounts and Wallet | ||||
Global Accounts to collect and hold in 20+ currencies | | |||
Multi-currency funds management in wallet | | |||
Direct debit in and out | | |||
Low balance alerts | | |||
FX & Transfers | ||||
Access to interbank FX rates | 0.5% above interbank rates for major currencies, 1% for all others | |||
FX rate alerts | | |||
Fast local transfers to 120+ countries | Free | |||
SWIFT transfers to 200+ countries | $10-30/ transfer (SHA and OUR) | |||
Multi-layer transfer approval flows | | |||
Automated FX transactions and transfers via API | | |||
Scheduled domestic and international batch transfers | | |||
Spend | ||||
Borderless Cards | ||||
Multi-currency company cards | 10 company cards | |||
Multi-currency employee cards | | |||
Apple Pay and Google Pay support | Coming Soon | |||
Card controls to limit spend and freeze/cancel cards | | |||
Card contacts for shared access to company cards | | |||
Global card issuing via API in 40+ countries | | |||
Expense Management | ||||
Expense Management for cards and reimbursements | ||||
Reimbursements to employees in 200+ countries | ||||
Automated receipt data extraction | ||||
Customisable, multi-layer expense approval flows | ||||
Mobile app to submit and approve expenses | ||||
Bill Pay | ||||
Upload, email, or sync bills from your accounting software | ||||
Automated bill data extraction | ||||
Customisable, multi-layer bill approval flows | ||||
Domestic and international bill payments | ||||
Spend users | ||||
Spend user fees | 2 free employee card users $15/additional employee card user/month | |||
Payments | ||||
Domestic Cards | 2.60% + $0.30 | |||
International Cards | 3.60% + $0.30 | |||
Local payment methods | $0.30 + Payment method Fee | |||
Card payment acceptance | | |||
Dynamic, multi-currency pricing | | |||
Like-for-like settlement in 14 currencies | | |||
No-code payment links | | |||
Custom URL payment links | | |||
eCommerce plugin integrations | | |||
Custom website checkout via components, APIs, and SDKs | | |||
3D Secure | | |||
Adjustable risk thresholds | | |||
Dispute management | | |||
Subscription management for software-based businesses | | |||
Integrations | ||||
Bank feeds sync with Xero, QuickBooks, and NetSuite | | |||
Expenses and Bills sync with Xero and QuickBooks | ||||
CSV export for Expenses and Bills | ||||
Advanced NetSuite integration | ||||
HRIS platform integrations (coming soon) | ||||
Enterprise Capabilities | ||||
Custom roles and permissions | | |||
Advanced, multi-currency reporting | | |||
Central management of finances across global entities | ||||
Single sign-on (coming soon) | ||||
Embedded finance integrations | ||||
Support | ||||
Help centre articles and FAQs | | |||
Email support | | |||
Dedicated account manager | ||||
Onboarding support | ||||
Custom API implementation | ||||
Frequently asked questions
Which pricing plan is right for me?
We’ve put together a guide to help you understand which plan will be right for your business here.
Does the monthly fee apply to each of my accounts?
No, Airwallex will only charge the monthly fee per each business legal entity that has signed up with Airwallex. You may have multiple accounts under one business legal entity, but you will only be charged per each business legal entity.
Are there additional fees besides the monthly plan fee?
In addition to the monthly fee, existing transaction fees for FX, Transfers, and Payment processing will still apply. Any spend users will be charged over the monthly plan allowance. Details on these fees are provided in the table above.
I'm a current Airwallex customer, will I be able to continue on my current pricing?
Yes, you can continue on your current pricing by remaining on our free Explore plan.
Embedded Finance
Looking to launch your own financial products?
Build and monetise your own financial products leveraging Airwallex’s financial infrastructure and APIs. Get in touch with us to discuss custom implementation and pricing options.
