Terms & Policies
Airwallex (Sub-)Processors List
Last updated: 30 March 2026
Airwallex engages financial partners, service providers, and corporate affiliates to support Airwallex in delivering its services for and on behalf of Airwallex customers.
Airwallex’s role
If Airwallex engages third-party service providers in connection with personal data, those providers may act as processors or sub-processors, depending on Airwallex’s role.
When Airwallex acts as a data controller for personal data it processes from for example customers or end users, we may appoint third-party processors that process personal data on our instructions.
When Airwallex acts as a data processor on behalf of our customers, certain third parties we use to deliver those services are treated as sub-processors under the GDPR and other global privacy regimes. Sub-processors are service providers that have, or may have, access to or process personal data that Airwallex processes upon instructions of its customers.
For more information about Airwallex’s role as controller or processor, please refer to our Global Privacy Centre.
Third party due diligence
Before engaging any third party (including processors and sub-processors), Airwallex carries out appropriate due diligence, including vendor risk and security assessments. All (sub-)processors are bound by contractual terms designed to ensure that they process personal data only:
for the purposes of providing services to Airwallex and/or Airwallex customers;
in accordance with Airwallex’s documented instructions and commitments to our customers; and
in compliance with applicable data protection laws (including GDPR and equivalent regimes).
The list below outlines the processors and sub-processors we use, in which region they are used, and a high-level description of the services they provide. We will periodically update this page to reflect additions and removals to our list of (sub-)processors. (Sub-)Processors
Name | Category | Description | Role | Region |
Google Cloud Platform (GCP) | Cloud Infrastructure | Primary cloud platform for hosting applications and managing customer/transaction data workloads | Processor; Sub-processor | Global |
Equinix | Hardware data centre service | Colocation for Visa / Mastercard / UPI connectivity, HSMs and card‑scheme infrastructure | Processor; Sub-processor | Global |
Zendesk | Customer Support / Ticketing | Central customer support platform for tickets, workflows, escalations and support analytics | Processor; Sub-processor | Global |
Salesforce | CRM | Primary CRM for customer relationship management | Processor; Sub-processor | Global |
Adobe Marketo Engage | Marketing Automation | Marketing automation and campaign orchestration | Processor | Global |
Twilio | Customer Communications (SMS) | SMS/MMS and notification delivery for 2FA, onboarding, risk and transaction alerts | Processor | Global |
MessageBird | Customer Communications (SMS) | Global SMS/communications platform for user notifications and alerts | Processor | Global |
Infobip | Customer Communications (Messaging) | WhatsApp API and tools for customer and sales messaging | Processor | Global |
Mailgun | Customer Communications (Email) | Transactional email delivery for KYC and other internal and customer notifications | Processor | Global |
Dialpad | Voice / Call Analytics | VoIP calling and AI-powered transcription/analytics for customer-facing calls | Processor; Sub-processor | Global |
Google Ads | Advertising / Acquisition | Customer and prospect acquisition and marketing analytics | Processor | Global |
Onfido | Identity Verification / Fraud Prevention | Global identity verification provider processing IDs, selfies and related PII for onboarding | Processor | Global |
DataZoo | Identity Verification / Fraud Prevention | KYC services, particularly for Australian onboarding flows | Processor | Australia |
Refinitiv | Identity Verification / Fraud Prevention | User identity verification and fraud detection | Processor | Global |
Forter | Fraud Prevention | Fraud detection engine processing end-user and transaction data to recommend approve/decline/additional checks | Processor | Global |
Concentrix | KYC / Customer Service / Monitoring | Customer support function | Processor; Sub-processor | Global |
OpenAI | AI / LLM Infrastructure | LLM provider used for development of AI products and internal tooling | Processor; Sub-processor | Global |
Databricks | AI / Data Platform | Unified data & AI platform (warehouse, engineering, ML, governance) | Processor; Sub-processor | Global |
Lorikeet | AI Support Automation | AI-driven customer support automation layered on support channels | Processor; Sub-processor | Global |
Oracle | ERP / Finance | ERP / procurement / EPM stack | Processor | Global |
One Clipboard, Inc. d/b/a Splash | Event Management | Event management: invitations, landing pages, guest lists for customer/partner events | Processor | Global |
Cloudflare | Network Security | Network security and anti-DDoS | Processor; Sub-processor | Global |
Google Looker | Business Intelligence | Analytics and dashboarding on customer, product and financial data | Processor | Global |
Splunk | Platform Analytics/Monitoring | Platform analytics, outage detection, and security monitoring | Processor; Sub-processor | Global |
Affiliates and financial partners
The Airwallex affiliates can be found here.
This list does not include our financial partners (such as banking and payment network partners), many of whom act as independent controllers with respect to the personal data they process. Information regarding our financial partners is available upon request. Due to the commercially sensitive nature of these arrangements, disclosure is subject to applicable confidentiality requirements. To request this information, please ask your Legal contact at Airwallex.