Airwallex for startups

Building a startup from the ground up is challenging enough. All your local and cross-border expenses shouldn’t make it harder. Gain back your hidden bank charges and re-invest into growth today. No set up or monthly fee.

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Tech Crunch

“Massively simplifies the challenge of doing business overseas”

Financial Review

“Enables businesses to manage cross-border payments easily and cheaply”


“Airwallex the highest ranked Australian firm at #32” - Top Global 100 Fintech

We're not a bank, we're better

high speed
No monthly fees

Open free overseas multi-currency business accounts.

Save on every transaction

Save up to 90% on FX & international transaction fees when paying international suppliers or remote employees.

Issue virtual cards instantly

Create mutiple virtual visa cards online in seconds and save all ads spend & SaaS subscriptions.

Avoid 3% bank fees with Airwallex Borderless Cards


Instantly issue multi-currency virtual visa cards, manage spending limits and revoke access, completely online. Create cards for each spending category to manage expense hassle-free.

Did you know most startups in Hong Kong are paying additonal 3% international transactions & FX fees for SaaS subscirptions (AWS, Zoom, Slack etc.)? Gain your 3% bank fees back with our free visa card and reinvest in what really matters.


Make payments across the globe, cost effectively and fast

Airwallex supports 26 currencies and payments into 130+ countries, with global coverage increasing. You'll always get the best rate, no matter the amount. No mysterious exchange rates and no hidden fees.

Our startup clients love using Airwallex to send batch payment to foreign employees & regional offices. For VCs, they use Airwallex to send funds to portfolio companies.

Make payments

Scale up your startup globally, hassle-free

global accounts

Open free currency accounts in HKD, USD, EUR, GBP, AUD, SGD and more within minutes. Avoid spending months setting up international bank accounts for each of the markets in which you operate or looking to operate.

Pay and receive in foreign currencies, or convert while saving up to 90% on international transaction and FX.

global accounts

Xero Integration

Make bookkeeping a breeze

bank feeds showing payments reconciling into Xero

Quick and easy integration

Link your Airwallex and Xero accounts in just a few clicks.

Multi-currency transaction syncing

Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.

Syncs hourly

Ensure your Xero transaction records are up to date for your accountant or bookkeeper.

bank feeds showing payments reconciling into Xero

See how our customers are finding Airwallex

  • “Airwallex provides us with flexibility and cost savings on our international fund flows. We are using Airwallex to pay international suppliers and are saving up to 90% on transaction fees and FX verses traditional banks - thanks to their competitive exchange rate and low transaction costs.
    Kelvin Kan

    Founder, Homemakase

Security at our core


Your money is held securely in a ring-fenced account. You can access your funds whenever you like as they're never invested or lent to anyone else.


Your data is stored and protected behind multiple layers of authentication. 2FA is enabled on your account for added security.


Our security systems and procedures are based on the highest international standards including PCI Level 1 compliance.


Airwallex is registered with AUSTRAC and regulated by ASIC under an Australian Financial Services License.

Integrate our technology with your platform using our API


We've spent years building our proprietary financial services infrastructure, so you don't have to.

Use our APIs to integrate our features into your workflow, or provide your business clients with access to our suite of products.


Airwallex for startups

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