Last updated: 15 July 2026

1. Introduction

These Terms and Conditions ("Terms") govern your participation in the “Airwallex Partner Referral” Campaign ("Campaign") offered by the applicable Airwallex Group entity as set out in the Regional Schedule, as may be updated from time to time ("Airwallex", "we", "us", or "our") to you ("Participant", "you").

2. Campaign Details

2.1 The Campaign allows an existing Airwallex customer (“Referrer”) to refer a contact (“Referee”) to Airwallex through a unique trackable link shared by us to the Referrer via email invitation, promotional placement, or such other manner we may determine from time to time (“Invitation”). 

2.2 For each referral, within the campaign period as set out in Section 5 below (the “Campaign Period”), if both the Referrer and the Referee meet the relevant eligibility criteria as set out in Section 3 below (the “Eligibility Criteria”) and all other applicable conditions, each of the Referrer and the Referee will receive certain campaign rewards set out in Section 4 below (the “Campaign Reward”).

2.3 Airwallex reserves the right to modify or terminate the Campaign on notice to you or by posting a revised version of these Terms.

3. Eligibility Criteria

3.1 To be eligible to participate as a Referrer in the Campaign, the Participant must:

• be an existing customer of Airwallex that is using an Airwallex Account; 

• have received an Invitation by email directly from Airwallex to participate in the Campaign; and

• be domiciled in the United Kingdom, the European Union, Australia or New Zealand.

3.2 To be eligible to participate as a Referee in the Campaign, the Participant must:

• not be an existing customer or existing applicant of Airwallex or its affiliates;

• not have been invited to become a customer of Airwallex or referred to Airwallex by the Referrer or any other person in the past;

• apply for an Airwallex Account using the Referrer’s unique referral link (if the Referee signs up in any other manner, then neither the Referrer or the Referee will be eligible for Campaign Rewards with respect to that referral); 

• sign up as a new customer of Airwallex and be onboarded by Airwallex following the satisfaction of all requirements from Airwallex (including the onboarding Know Your Customer (KYC) requests); and

• make a first Successful Transfer (as defined below) on or before the earlier of: (a) the date that is thirty (30) days after the date on which Referee receives written KYC approval from Airwallex; and (b) the applicable Campaign End Date (as defined below).

3.3 For the purposes of these Terms, a ‘Successful Transfer’ means a transfer that has reached ‘Settled’ status in Airwallex’s systems (which may be displayed to the Referee as ‘Paid’). Participants acknowledge that a transfer may take longer to reach 'Settled' status, and therefore longer to qualify as a Successful Transfer, where: (i) additional supporting documents are required (whether due to regulatory obligations or otherwise); (ii) information provided by the Participant is inaccurate or incomplete; or (iii) national or banking holidays apply in any relevant jurisdiction.

3.4 In addition, each Participant must:

• ensure that receipt of the Campaign Reward by Participant does not violate any policy or procedure of the Participant or applicable law; and

• be (and agree to be) in compliance with these Terms and applicable laws.

3.5 The Eligibility Criteria must be satisfied at the time of referring a Referee and continue to be satisfied at all times in order for a Participant to receive the Campaign Rewards. 

3.6 Airwallex reserves the right to refuse any Participant their participation in the Campaign for any reason.

3.7 The global and regional coverage of the Campaign will be determined by Airwallex at its sole discretion and may vary by market or jurisdiction.

4. Campaign Reward

4.1 Subject to Sections 4.2 and 4.3 below, for every Referee that meets the applicable Eligibility Criteria, the Referrer and that Referee will each receive US$150. 

4.2 The Campaign Rewards will be credited to their respective Airwallex Accounts by the first week of the following month after the Referee meets all applicable Eligibility Criteria. For the avoidance of doubt, the Campaign Reward is denominated and payable in United States dollars (USD).

4.3 Once a Referrer has received US$1,500 in Campaign Rewards or has made 10 successful referrals in respect of this Campaign (whichever is earlier), no Campaign Rewards will be provided (to either the Referrer or the Referee) for any further referrals made by that Referrer. 

4.4 Campaign Rewards may be reversed if any eligible transaction is subsequently cancelled, suspended, frozen or refunded. 

4.5 Airwallex reserves the right to set a limit on the number of Referees that a Referrer may refer under the Campaign. 

4.6 Airwallex reserves the right to withhold any Campaign Rewards in cases of suspected fraud or misuse of the Campaign or any breach by you of these Terms or applicable laws. The requirements for receiving, and the amount of Campaign Rewards are subject to change at Airwallex’s sole discretion.

5. Campaign Period

The Campaign commences on the date notified to the Referrer in the Invitation and ends:

• for Referrers in Australia and New Zealand, on 15 September 2026; and

• for Referrers in the United Kingdom and the European Union, on a date to be notified by us (which may include notification by way of an update to these Terms),

(in each case, the "Campaign End Date").

6. Reward Conditions

6.1 You may only participate in the Campaign in good faith and for legitimate purposes. You may not create more than one account for yourself in order to claim multiple Campaign Rewards.

6.2 By participating in the Campaign and sharing any referral link, the Referrer represents and warrants that: 

• such participation and sharing is in compliance with all applicable laws, including without limitation laws concerning marketing, electronic communications, anti-spam, data protection and privacy; and 

• such participation and sharing does not violate any contractual obligation or arrangement to which the Referrer is a party, including any agreements with third parties regarding referrals, introductions or solicitation. 

6.3 Each Referrer must ensure that referral links are used reasonably and appropriately, and must not:

• make their unique referral link available to the public including, but not limited to, posting it on a website, social media, blog, marketplace, or e-commerce site;

• actually or purport to transfer or sell their unique referral link or let any other person use or distribute their unique referral link;

• send any unsolicited or spam communications in any form including sending large numbers of emails or posting out paper pamphlets referring to their unique referral link;

• use any automated systems, bots, scripts or phone dialers to send invites or otherwise share their unique referral link;

• misrepresent that the Referrer is appointed as agent or representative of Airwallex or otherwise has any connection to Airwallex;

• make any false or misleading statements to get a Referee to use the Referrer’s unique referral link; or

• use their unique referral link in any manner that breaches the law or the rights of any person.

6.4 Participants must not do anything to damage Airwallex’s brand or reputation, and must not: 

• use Airwallex’s logos or other trademarks in their social media profile picture or wallpaper;

• use any of Airwallex’s copyright-protected works such as content from Airwallex’s website including any graphics, photos, images or drawings;

• make any false or misleading claims about Airwallex to any person whether public or otherwise;

• use any intellectual property of Airwallex such Airwallex’s logos, trademarks except as to identify themself as a Referrer for Airwallex; or

• purchase keywords (including, but not limited to Google AdWords) that contain any of Airwallex’s trademarks.

7. Acceptance

By participating in this Campaign, you acknowledge and agree to be bound by these Terms. Participation in the Campaign constitutes your acceptance of these terms.

If you do not agree to the foregoing, you must not participate in the Campaign. 

8. Exclusivity

This Campaign cannot be used in conjunction with any other offers, discounts, packages, or promotions unless specified by Airwallex in writing.

9. Rights Reserved

Airwallex reserves the right to modify, suspend, or cancel the Campaign as it deems necessary.

10. Use of Personal Information

By participating in the Campaign, each Participant acknowledges and agrees that Airwallex may: 

• share information about the Referrer (including the Referrer’s name and contact details) with the Referee; and 

• share information about the Referee (including the Referee’s name and contact details) with the Referrer, 

in each case, for the purposes of administering and facilitating the Campaign. 

Any personal information provided to Airwallex in connection with this Campaign will be used in accordance with our applicable Privacy Policy (see Regional Schedule, as may be updated from time to time) and applicable laws.

11. Transferability

You may not transfer your rights or obligations under these Terms without our prior written consent. 

12. No Third-party Rights

These Terms create rights and obligations only between the Participant and Airwallex. No person other than the Participant and Airwallex will have any right under the Terms or enjoy the benefit of any of the provisions of these Terms.

13. Governing Law and Jurisdiction

These Terms are governed by the laws of the jurisdiction specified for your Customer Location in the Regional Schedule, as may be updated from time to time.

14. Indemnification

The Participant shall indemnify, defend and hold harmless Airwallex, each other member of the Airwallex Group and their respective officers, directors, employees, advisors, agents and subcontractors (“Indemnified Persons”) from and against any loss, damage or expense (including attorneys’ fees) incurred in connection with any claims, actions, demands, suits or proceedings made against any Indemnified Person by a third party or suffered by any Indemnified Person in connection with or as a result of the Participant’s breach of these Terms or failure to comply with applicable law or the Participant’s use or misuse of the Campaign.

15. Limitation of Liability

To the maximum extent permitted by applicable law, neither Airwallex nor any of its Affiliates will be liable to you, your Affiliates or any other person in relation to these Terms (during and after the term of these Terms), whether in contract, negligence, strict liability, tort or other legal or equitable theory, for losses, damages or costs.

16. Conflict Resolution

In the event of a conflict between these Terms and any other agreement between You and Us, these Terms shall prevail.

17. Contacting Airwallex

For inquiries, you may contact us through our help center at https://help.airwallex.com/hc/requests/new.