FX & Transfers
International business money transfers that arrive the same day
Over 93% of Airwallex international money transfers arrive the same day, and 45% arrive instantly. Streamline your business payouts to your employees and suppliers globally with fast, secure, and low-cost transfers.
Save more on every transaction with Airwallex
Converting over $250K AUD? Contact sales
Where possible, payments are made using Airwallex’s local network to eliminate transaction fees and deliver your funds faster. The rate available at the time you book a FX conversion on the Airwallex platform may be different to the rate displayed above. We may charge a mark-up on the conversion plus transfer fees, for example to cover the cost of using the SWIFT network. For more information, please review our Terms and Conditions, Fee Schedule and Country Payout Guide.
International money transfers, built for global businesses
Pay your global suppliers and employees without the expense and hassle of the traditional banking system, via our web or mobile app.
200+ countries and regions, 20+ currencies
Send transfers to over 200+ countries and regions so you can keep your business growing without barriers.
Same-day or instant transfers
Over 93% of our transactions arrive the same day, and over 45% arrive instantly.
Global network with local rails
Save with more ways to transfer – you can payout to 120+ countries over local payment rails instead of SWIFT.
International money transfers that work for you
Fast transfers to keep your business moving, and a suite of tools to meet your needs.
Access interbank exchange rates
Interbank exchange rates no matter the transaction size with a transparent margin of 0.5–1%.
Create approval flows
Customise your payment flow with multi-layer approval workflows, individual permissions, and verification layers.
Send batch transfers
Streamline payments to employees and suppliers up to 1,000 recipients globally with our bulk transfers.
Automate your bookkeeping
Connect Airwallex to your preferred accounting platform, such as Xero, and automatically reconcile your transfers.
3 steps to make an Airwallex International Business Transfer
Sign up for an Airwallex Account
Verify your business and sign up for an Airwallex Global Account.
Fund your account
Once you're verified, fund your account from the online dashboard.
Create and send your transfer
In your account, choose your transfer type, payee, transfer method and date. Review and confirm.
Pricing
Airwallex Business Transfers Pricing
Local transfers to 120+ countries
$0
SWIFT transfers to 200+ countries
A$10–30 (SHA/OUR)
FX conversions
Interbank rates + 0.5–1%
Monthly fee
A$0 on Explore Plan*
*$0 /month if you deposit at least $5k per month or hold a minimum balance of $10k, otherwise, A$29 a month
How our global transfer network works
We let you choose the fastest, most cost-effective method for your business. You can secure fast transfers for A$0 to 120+ countries over local payment rails – this includes Faster Payments in the UK, ACH in the US, and the NPP in Australia. We also offer SWIFT transfers to our network of 200+ countries and regions.
Access our global transfer method network
Airwallex offers you a wide array of local and global transfer options across 200+ countries to give you the flexibility to choose the fastest, most cost-effective method for your business.
Explore our growing network of 200+ payout countries and regions
Explore our growing network of 200+ payout countries and regions
Batch transfers
Simplify your workflow with batch transfers
Pay up to 1,000 recipients
Streamline multiple payments to global suppliers and employees without ever having to write a single line of code.
Streamline your workflows
With one workflow, you can send multiple transfers across countries, currencies, and international transfer methods.
Intuitive and dynamic templates to guide you
Download and complete the template that best meets your requirements, upload it to Airwallex, and create your transfer.
Approval Workflows
Approvals and controls that work for you
Multi-layered approval workflows
Customise approval workflows for your business based on specific transfer amounts.
User permissions
Set individual permissions for employees and third parties, including ‘view only’ access.
Added security
Verify each transfer with multi-factor authentication for added security and peace of mind.
SECURITY
How Airwallex keeps your funds safe
Regulation
Airwallex holds an Australian Financial Services Licence (AFSL No. 487221) and is regulated by the Australian Securities and Investments Commission (ASIC).
Security
Airwallex meets the highest international security standards including PCI DSS, SOC1, and SOC2 compliance. We hold more than 80 licences and permits globally.
Trust
We’re trusted by 200,000+ businesses and have more than 150 relationships with financial institutions. We operate in 27 locations, including Australia, where we were founded.
"The fees are significantly lower across most of Airwallex’s financial products, and everything is done with super-fast speed. For us, if we’re sending funds to Hong Kong or China for example with Airwallex, they’ll usually arrive the same day or the next day. Your bank could never achieve that."
Jack Grace
Founder, Lux Skin
“Coconut Bowls very quickly attracted global attention and we began making sales in USD, GBP and Euro. Before Airwallex, we were making unnecessarily expensive conversions. Our margins have easily increased by 3% simply by switching to Airwallex.”
Jake McKeon
Founder, Coconut Bowls
“We have contractors based in China, the US, and Europe, and our Airwallex Global Account enables us to make global payments from one simple portal. Having Airwallex as our global trusted partner means we can spend less time on the phone to the bank, and more time instead focusing on growing our business both domestically and internationally.”
Richard Li
Co-founder & CEO, July
"If you're constantly chasing reconciliation, you're wasting time. You want to trust your instruments, like a fighter pilot trusts theirs, so you can just focus on being in flight. That's what we get with Airwallex linked to Exact Online. Once it's set up correctly, everything flows the way it should, so our team can focus on the business instead of getting bogged down in busywork."
Noy Ben Avi
Partner, Head of Finance & Operations, WP SEO AI
"Airwallex solves the problem of creating currency accounts almost instantly. I can click one button to create a UK account. We haven’t looked back since day one."
Peter Park
Business Improvement Manager, Deliciou
"You’re crazy not to try Airwallex, especially if you are dealing with foreign currencies. It is easy to sign up, get verified, and test it with little risk."
Adam Ingles
Finance Manager, Qwilr
"These small percentages here and there add up over time with a real bottom line impact. When I see the rates are good, I’ll convert my AUD into USD, knowing that I’ve saved money that I can re-invest into the business in the long-run."
Andy Worley
Co-Owner & Director, Sheet Society
“Like many high growth businesses, you’re dealing with multiple currencies. Now, with Airwallex we’re using the one platform to make multiple currency payments.”
Hai Trang
Virtual CFO, Orbitkey
"We wouldn’t have been able to move internationally without Airwallex."
Anna Ross
Founder and Managing Director, Kester Black
Featured resources about Airwallex FX & Transfers
Blog
Guide to avoiding foreign transaction fees in AU
Learn how foreign transaction fees are charged, the typical rates, and tips to avoid them with fee.
Blog
5 Best International Money Transfer Services in AU
Compare the best international money transfer apps and services and find the right one for you.
Blog
Best ways to send money internationally from AU
Find the best cross-border payment services to scale your transactions.
Frequently asked questions
How do I get started with Airwallex FX & Transfers?
Getting started with Airwallex FX & Transfers is simple. The first step is to sign up for an Airwallex business account, complete a quick verification, then fund your AUD wallet from your existing bank account. From there, you can add payees, lock in real-time FX rates and start sending fast, low-cost money transfers to overseas bank accounts directly from your Airwallex dashboard.
Can I track my money transfer with Airwallex?
Yes, you can view your transfer status within your Airwallex account, and even customise your notifications based on what type of communications are important to your business.
What does Airwallex charge for international money transfers?
Airwallex charges A$0 in transfer fees when you send money through local payment rails to 120+ countries. SWIFT transfers typically cost A$10–A$30, and major-currency conversions include a transparent 0.5% FX markup.
How fast do transfers actually arrive?
93% of Airwallex international transfers arrive on the same day, and 45% arrive instantly. Delivery times vary by destination, currency, recipient bank and payment method.
Which countries can I send to without SWIFT fees?
You can send money through local payment rails to 120+ countries without SWIFT fees, including major corridors such as the US, UK, Singapore, Hong Kong, New Zealand and Germany.
Which accounting software connects to Airwallex?
Airwallex connects with Xero, MYOB, QuickBooks and NetSuite, helping you automatically reconcile international transfers and keep your books up to date.
Can I send payments to multiple recipients at once?
Yes – you can send a batch payment to up to 1,000 recipients in one go with Airwallex. International batch transfers are available on Grow and Accelerate plans, while ABA batch payments are available on all plans.
Is there a monthly fee?
The Airwallex Explore plan costs A$0 per month when you deposit at least A$5,000 each month or hold a minimum A$10,000 balance. Otherwise, the monthly fee is A$29.
How does Airwallex keep my money safe if it’s not a bank?
Airwallex Pty Ltd holds Australian Financial Services Licence (AFSL) No. 487221 and is regulated by ASIC. Your funds are safeguarded with leading global financial institutions, and Airwallex meets PCI DSS, SOC 1 and SOC 2 security standards. Learn more about Airwallex’s security and safeguards.
How do I track a transfer?
You can view your transfer status in the Airwallex dashboard and customise notifications to keep your team updated. Learn more about tracking international transfers.