FX & Transfers
Low-cost international money transfers from Australia
Streamline international money transfers to suppliers and employees around the world, and access market-leading international FX rates no matter the transaction size.
Save more on every transaction with Airwallex
Converting over $250K AUD? Contact sales
Where possible, payments are made using Airwallex’s local network to eliminate transaction fees and deliver your funds faster. The rate available at the time you book a FX conversion on the Airwallex platform may be different to the rate displayed above. We may charge a mark-up on the conversion plus transfer fees, for example to cover the cost of using the SWIFT network. For more information, please review our Terms and Conditions, Fee Schedule and Country Payout Guide.
International money transfer services for your growing business
Pay your global suppliers and employees without the expense and hassle of the traditional banking system, via our web or mobile app.
200+ countries and regions, 60+ currencies
Have payments received in as little as one business day with the full amount on delivery guaranteed.
Access interbank exchange rates
Enjoy access to bank-beating FX rates no matter the transaction size and avoid hidden transaction fees.
Work smarter, not harder
Use batch transfers to send funds in one go to multiple recipients around the world, each with a specified amount.
Simplify your bookkeeping
Connect Airwallex to your favourite accounting software in just a few clicks to automatically reconcile your international transfers.
Access our global transfer method network
Airwallex offers you a wide array of local and global transfer options across 200+ countries to give you the flexibility to choose the fastest, most cost-effective method for your business.
Explore our growing network of 200+ payout countries and regions
Explore our growing network of 200+ payout countries and regions
Batch Transfers
Simplify your workflow with batch transfers
No-code payouts to multiple parties in one go
Streamline multiple payments to global suppliers and employees without ever having to write a single line of code.
Flexibility to meet your specific needs
Make batch transfers to up to 1,000 recipients across countries, currencies, and international transfer methods.
Intuitive and dynamic templates to guide you
Simply download and complete the template that best meets your requirements, upload it to Airwallex, and book your transfer.
Approval Workflows
Manage your operational risks
Multi-layered approval workflows
Customise approval workflows for your business based on specific transfer amounts.
User permissions
Set individual permissions for employees and third parties, including ‘view only’ access.
Added security
Verify each transfer with multi-factor authentication for added security and peace of mind.
"The fees are significantly lower across most of Airwallex’s financial products, and everything is done with super-fast speed. For us, if we’re sending funds to Hong Kong or China for example with Airwallex, they’ll usually arrive the same day or the next day. Your bank could never achieve that."
Jack Grace
Founder, Lux Skin
“Coconut Bowls very quickly attracted global attention and we began making sales in USD, GBP and Euro. Before Airwallex, we were making unnecessarily expensive conversions. Our margins have easily increased by 3% simply by switching to Airwallex.”
Jake McKeon
Founder, Coconut Bowls
“We have contractors based in China, the US, and Europe, and our Airwallex Global Account enables us to make global payments from one simple portal. Having Airwallex as our global trusted partner means we can spend less time on the phone to the bank, and more time instead focusing on growing our business both domestically and internationally.”
Richard Li
Co-founder & CEO, July
“Airwallex is our one-stop shop for all our banking needs, in one easy-to-use interface. Without Airwallex, we would not have been able to scale our business as fast as what we’ve been able to achieve.”
Andrew Ford and Rosa-Clare Willis
Co-founders, Crockd
"Airwallex solves the problem of creating currency accounts almost instantly. I can click one button to create a UK account. We haven’t looked back since day one."
Peter Park
Business Improvement Manager, Deliciou
"You’re crazy not to try Airwallex, especially if you are dealing with foreign currencies. It is easy to sign up, get verified, and test it with little risk."
Adam Ingles
Finance Manager, Qwilr
"These small percentages here and there add up over time with a real bottom line impact. When I see the rates are good, I’ll convert my AUD into USD, knowing that I’ve saved money that I can re-invest into the business in the long-run."
Andy Worley
Co-Owner & Director, Sheet Society
“Like many high growth businesses, you’re dealing with multiple currencies. Now, with Airwallex we’re using the one platform to make multiple currency payments.”
Hai Trang
Virtual CFO, Orbitkey
"We wouldn’t have been able to move internationally without Airwallex."
Anna Ross
Founder and Managing Director, Kester Black
Payouts
Automate money transfers with our Platform API
Businesses rely on our API to handle their most complex requirements. Programmatically make high-volume global transfers, access interbank FX rates, intelligently manage currency risk, and more.
Global Accounts
Operate like a local with Global Accounts
Airwallex makes collection of your global payments seamless, secure, and cost-effective. With our Global Accounts, you can open local currency accounts around the world in just minutes and receive payments from global customers in their preferred currency. Say goodbye to costly conversion fees.
Frequently asked questions
What is an international money transfer?
An international money transfer, or cross-border payment, is an electronic transaction where funds are sent from a payer in one country to a recipient in another. These transfers are typically facilitated by banks through payment networks like SWIFT, while platforms such as Airwallex utilises local payment networks for faster and more cost-effective money transfers.
How to get started with Airwallex FX & Transfers?
Getting started with Airwallex FX & Transfers is simple. The first step is to sign up for an Airwallex business account, complete a quick verification, then fund your AUD wallet from your existing bank account. From there, you can add payees, lock in real-time FX rates and start sending fast, low-cost money transfers to overseas bank accounts directly from your Airwallex dashboard.
What is the fastest way to transfer money internationally?
One of the fastest ways to transfer money internationally is using a fintech platform such as Airwallex, which utilises local payment rails to settle funds in just hours. Traditional payments through the SWIFT network can take multiple days.
How many countries does Airwallex support for money transfer service?
Airwallex supports international transfers to over 200 countries and regions globally. Airwallex’s network also lets you send funds via local payment rails in over 120 countries, providing a faster and more cost-effective alternative to sending funds via the SWIFT network.
What are the fees for transferring money internationally?
International money transfers incur fees of $10–$30 if sent using traditional banks via the SWIFT network, while Airwallex transfers through local payment networks are typically free of charge.
How to transfer money to an international bank account with Airwallex?
To transfer money to an international bank account with Airwallex, first, open and verify your Airwallex business account, then fund your AUD wallet from your Australian bank account. Add your recipient's details such as their name, bank, account number and any required codes such as SWIFT/BIC or IBAN, choose the currency and amount, review the real-time FX rate and transparent fees, then confirm and track your transfer directly from your Airwallex dashboard.
How long does an international money transfer take?
An international money transfer can take anywhere from a few seconds to multiple days to arrive, depending on the payment platform you choose. Over 90% of Airwallex transfers typically arrive the same day, and many arrive instantly, while the traditional SWIFT network often takes 1 to 5 business days to arrive.
Can I track my money transfer with Airwallex?
Yes, you can view your transfer status within your Airwallex account, and even customize your notifications based on what type of communications are important to your business.
How does Airwallex keep my funds safe?
Airwallex meets the highest international security standards including PCI DSS, SOC1, and SOC2 compliance, in addition to our local regulatory requirements. We hold your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where Airwallex operates. For more information on how we keep your funds safe, click here.