Last updated: 1 September 2026

*This version of the Fee Schedule is effective from 17 October 2026. The previous version of the Fee Schedule can be viewed here.

The following fees and charges apply with respect to Non UK customers of Airwallex (UK) Limited.

FX Conversion Services, Payment Services and Collection Services

Notes:

For FX Conversions in Major Currencies that are required as a result of amendments or cancellations, the above FX margin will apply. For currencies other than the Major Currencies (which cannot be held in the Wallet), the FX margin applied to the original conversion will be used.

* The customer mark-up / margin will be included as the FX Exchange Rate that is used to convert one currency for another currency. If any currency is not listed, it will be treated as an “other currency”. This is a mark-up that is a separate cost to you and is retained by Airwallex.

** The Quotes mark-up / margin will be included in addition to the customer mark-up / margin in FX Rates as the FX Exchange Rate that is used to convert one currency for another currency. This feature is only available for customers on API version 2024-06-30 or later.

*** These fees do not apply to Grow and Accelerate customers, and are exclusive of VAT (where applicable).

**** SHA: Both the client (sender) and beneficiary will pay fees to the sending bank i.e. fees for the outgoing transfer. Beneficiary will receive the amount transferred less the intermediary banks' fees.

***** OUR: The client pays for the wire transfer fees charged by intermediary banks.

^ Scheduled conversions allows you to book future-dated conversions up to 90 days in advance, and lock-in the exchange rate with a partial prepayment. The markup for scheduled conversion will be in addition to the standard FX markup.

Cards

[1] This fee is applicable to: customers who have not created any Employee Cards prior to 6 April 2022. Excludes the first five Employee Cardholders and will apply to Cardholders 6-50. Cardholders in excess of 50 will require negotiated pricing.

[2] This fee is applicable to Airwallex customers who created at least one Employee Cards prior to 6 April 2022. While Expenses is activated, this fee will apply in respect of each active Employee Cardholder. Excludes the first five Employee Cardholders.

[3] An Employee Cardholder is active if they have been verified and has an Employee Card that has not been cancelled or has not expired during the relevant month.

*** Automatic conversions allow you to spend on your Card if you don’t hold sufficient levels of the currency you are trying to spend with, but you hold sufficient funds in your home currency to cover the transaction. This is an optional feature.

Automatic conversions use your home currency to help prevent Card payments from failing. If you have insufficient funds to complete a Card transaction involving 1 of the 10 currencies listed below, we will use the available funds in your Home Currency.

The 10 currencies are: AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, SGD, and USD.

We will first check if sufficient funds are available in your transaction currency's balance in your Wallet. If not, we will check whether your home currency's balance can cover the entire transaction amount. If it can, we will deduct the transaction amount from your home currency balance at the prevailing FX rate plus an auto-conversion fee.

Additional notes: The above fees (as applicable) will be deducted from your Wallet on a monthly basis. In the event that a Cardholder is not active for a full calendar month (e.g. becomes active or cancelled mid-month) the fees deducted will be pro-rated based on the total number of days in that calendar month for which the Cardholder was active e.g., if a customer has had one active Employee Cardholder for 12 days in July, they would be charged £5 X 12 / 31).

If you have any questions about the fees deducted from your Airwallex Wallet, please contact us and we can help clarify any questions. For more information on billing, please see our FAQs.

Online Payments Fee Schedule

The following pricing is quoted on a blended pricing basis for Cards and Local Payment Methods. The general fees specified are applicable to both the acceptance of Cards and Local Payment Methods. All fees set out in this schedule are VAT exclusive, unless otherwise indicated. For interchange++ pricing, please reach out to our sales team.

Defined terms in this Fee Schedule have the meaning given to them in Airwallex’s Online Payment Terms, which can be found here: https://www.airwallex.com/uk/terms.

1. General Fees

* The Foreign Currency Settlement Fee and the FX Conversion Fee are separate fees. Note that for AWX-UK accounts, settlements in EUR and GBP are excluded from the Foreign Currency Settlement Fee.

^ These fees exclude any additional fees or charges imposed by a Network. Such fees and charges will be passed onto you by Airwallex.

^^ Standard dispute fee: GBP 20 (or local currency equivalent). Excessive dispute fee: GBP 40 (or local currency equivalent) if merchant’s dispute rate exceeds 1.5% for three consecutive months. How dispute rate is calculated: Dispute rate = initiated disputes (all types) in a month ÷ captures in the same month. A “capture” means a Klarna order that has been fulfilled by the merchant, triggering settlement to the merchant and collection of payment from the shopper. For merchants with multiple MIDs, the rate is calculated per MID - not averaged across MIDs.

[1] Account Updater automatically updates your customers’ saved card information for Visa and Mastercard cards. The fee only applies to Enterprise customers. This feature is automatically enabled once the merchant's payment acceptance volume with Airwallex surpasses USD 10k, to enhance the transaction success rates. To disable this, contact your Account Manager.

** The Success Fee is charged (i) when the Customer challenges a Chargeback request by filing a dispute report with the assistance of the AI Dispute Automation Product and (ii) the challenge is accepted and the disputed amount is paid out to the Customer.

2. Pre-chargeback Service Fees

The following fees apply

3. Payment Method Fees (Blended)

4. Local Payment Methods (Blended)

Some of these fees may appear as one combined fee on your invoice. If you have any questions about the fees on your invoice, please contact us and we can help clarify any questions.

5. Subscription Management

[1] 0.40% applies to customers who have completed customer due diligence prior to 1 December 2025. 0.50% applies thereafter.

6. Automatic Tax Calculation

[1] Automatic Tax Calculation Standard Fee is applicable to customers across Explore, Grow, Accelerate and Custom Tiers