Last updated: 13 January 2023

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The following fees and charges apply with respect to customers of Airwallex (UK) Limited.

FX Conversion Services, Payment Services and Collection Services

Description	Standard Fee (GBP)
FX Conversions
Customer Mark-Up / Margin (AUD, USD, HKD, CNY, JPY, EUR, GBP, CAD, CHF, NZD, SGD)	0.50%
Customer Mark-Up / Margin (MYR, IDR, KRW, PHP, THB, VND, INR, NPR, PKR, BDT, TRY, LKR)	1.00%
Customer Mark-Up / Margin (Other Currencies)	1.00%
Collections
Global Account Creation Fee	£0
Global Account Receiving Funds Fee	£0
Payments
Payments in CNY	0.10%
Local Payment Fee (incl. BPAY and FPS)	£0
SWIFT (SHA) Payment Fee (incl. RTGS and FedWire)**	£10 per payment
SWIFT (OUR) Payment Fee***	£20 per payment
Other Fees & Charges
Account Opening Fee	£0
Monthly Account Fee	£0
Break Costs	Varies
API Integration Set Up Fee	To be advised.

Notes:

* The customer mark-up / margin will be included as the FX Exchange Rate that is used to convert one currency for another currency. If any currency is not listed, it will be treated as an “other currency”.

** SHA: Both the client (sender) and beneficiary will pay fees to the sending bank i.e. fees for the outgoing transfer. Beneficiary will receive the amount transferred less the intermediary banks' fees.

***OUR: The client pays for the wire transfer fees charged by intermediary banks.

Cards

Description	Standard Fee (GBP)
Cards¹
Employee Cards	£5.00 per active Employee Cardholder per calendar month
Expenses²
Employee Cards	£5.00 per active Employee Cardholder per calendar month

¹This fee is applicable to: customers who have not created any Employee Cards prior to 6 April 2022. Excludes the first five Employee Cardholders and will apply to Cardholders 6-50. Cardholders in excess of 50 will require negotiated pricing. ²This fee is applicable to Airwallex customers who created at least one Employee Cards prior to 6 April 2022.While Expenses is activated, this fee will apply in respect of each active Employee Cardholder. Excludes the first five Employee Cardholders. ³An Employee Cardholder is active if they have been verified and has an Employee Card that has not been cancelled or has not expired during the relevant month.

Additional notes: The above fees (as applicable) will be deducted from your Wallet on a monthly basis. In the event that a Cardholder is not active for a full calendar month (e.g. becomes active or cancelled mid-month) the fees deducted will be pro-rated based on the total number of days in that calendar month for which the Cardholder was active e.g., if a customer has had one active Employee Cardholder for 12 days in July, they would be charged £5 X 12 / 31)

If you have any questions about the fees deducted from your Airwallex Wallet, please contact us and we can help clarify any questions. For more information on billing, please see our FAQs.

Online Payments Fee Schedule

The following pricing is quoted on a blended pricing basis for Cards and Local Payment Methods. The general fees specified, except for the Foreign Currency Settlement Fee, are applicable to both the acceptance of Cards and Local Payment Methods. All fees set out in this schedule are VAT exclusive, unless otherwise indicated. For interchange++ pricing, please reach out to our sales team.

Defined terms in this Fee Schedule have the meaning given to them in Airwallex’s Online Payment Terms, which can be found here: https://www.airwallex.com/uk/terms.

1. General Fees

Description	Airwallex Fee	Charging Method
Gateway Fee (incl. fraud & 3DS)	GBP 0.20	per attempted or actual Transaction
Foreign Currency Settlement Fee*	0.50%	per settlement of a non-GBP Transaction in the same non-GBP currency
FX Conversion Fee*	2.00%	per conversion of a Transaction currency into the Settlement Currency
Refund Fee^	GBP 0.20	per Refund request
Chargeback Fee^	GBP 15	per Chargeback request
* The Foreign Currency Settlement Fee is not applicable to Transactions made by Local Payment Methods. The Foreign Currency Settlement Fee and the FX Conversion Fee are separate fees. Depending on the specific foreign currencies involved in a Transaction, only one of these would be charged at once. ^ These fees exclude any additional fees or charges imposed by a Network. Such fees and charges will be passed onto you by Airwallex.
2. Pre-chargeback Service Fees

Visa rapid-dispute-resolution (RDR) Service Fee

Description	Airwallex Fee	Charging Method
Tier 1 business industry [1]	GBP 5.00	per RDR case
Tier 2 business industry [1]	GBP 17.00	per RDR case
Tier 3 business industry [1]	GBP 29.00	per RDR case
[1] The business industry tier is determined by the Merchant Category Code (MCC) assigned to you by Airwallex:

• Tier 1 MCCs:
  • All MCCs not referenced in Tiers 2 or 3
• Tier 2 MCCs:
  • 5045 (Computers and Computer Peripheral Equipment and Software)
  • 5399 (Misc General Merchandise)
  • 5499 (Misc Food Stores - Convenience Stores and Specialty Markets)
  • 5734 (Computer Software Stores)
  • 5735 (Record Stores)
  • 5815 (Digital Goods Books/Movies/Music)
  • 5817 (Digital Goods App – Excludes Games)
  • 5818 (Large Digital Goods Merchant)
  • 5964 (Direct Marketing - Catalog)
  • 5968 (Direct Marketing - Subscription)
  • 5969 (Direct Marketing - Other)
  • 5999 (Miscellaneous Specialty Retail)
  • 7299 (Miscellaneous Personal Services – not elsewhere classified)
  • 7321 (Consumer Credit Reporting)
  • 7399 (Business Services – Default)
  • 8699 (Member Organizations – Default)
  • 8999 (Professional Services – Default)
• Tier 3 MCCs:
  • 4816 (Computer Network/Information Services)
  • 5122 (Drugs, Drug Proprietaries, Druggist Sundries)
  • 5816 (Digital Goods - Games)
  • 5912 (Drug Stores, Pharmacies)
  • 5962 (Direct Marketing - Travel Related Arrangement Services)
  • 5966 (Direct Marketing – Outbound Telemarketing Merchants
  • 5967 (Direct Marketing - Inbound Telemarketing Merchants
  • 5993 (Cigar Stores and Stands)
  • 6051 (Non-Financial Institutions - Foreign Currency, Non-Fiat Currency, Money Orders, Travelers Cheques and Debt Repayment)
  • 7273 (Dating and Escort Services)
  • 7995 (Betting, including Lottery Tickets,Casino Gaming Chips, Off- Track Betting,and Wagers at Race Tracks)

3. Payment Method Fees

Description	Airwallex Fee	Charging Method
UK Cards - Visa and Mastercard	1.30%	per Transaction
EEA Cards - Visa and Mastercard	1.80%	per Transaction
International Cards - Visa, Mastercard and UnionPay	2.90%	per Transaction

4. Local Payment Methods (Blended)

Description	Airwallex Fee	Charging Method
WeChat Pay	2.00%	per Transaction
Other payment methods: Refer to: https://www.airwallex.com/uk/online-payments-capability

Some of these fees may appear as one combined fee on your invoice. For example, an International Card transaction may appear as one fee that combines the Payment Method Fee and Foreign Currency Settlement Fee in the same line item. If you have any questions about the fees on your invoice, please contact us and we can help clarify any questions.