Payments
The All-in-one global payment acceptance solution for global businesses
Collect online payments in multiple currencies and local payment methods, boost global acceptance rates, and save on FX with Airwallex Payments.
Why global businesses use Airwallex Payments Solutions
Businesses of all shapes and sizes - from eCommerce stores and subscription businesses to online marketplaces and platforms - use Airwallex Payments to reach new global customers, eliminate unnecessary currency fees, and protect against fraud.
Accept payments via 160+ local payment methods across 180+ countries
Boost checkout rates by pricing in local currency and letting customers pay with their preferred payment methods.
Boost conversion and acceptance rates
Benefit from Airwallex’s ML-powered optimisation engine, 3DS logic, and local acquiring to improve acceptance rates.
Eliminate costly FX conversion fees with like-for-like settlement
Collect and settle funds in the same currency without the hassle of setting up multiple entities or paying hidden conversion fees.
Reduce chargebacks with built-in fraud prevention
Identify suspicious transactions and reduce chargebacks with an AI-powered fraud engine.
Flexible Integration Methods with Airwallex Payments
From no-code to fully customizable payment integration solutions
Checkout
Payment Links
Payment Plugins
Payments API
Checkout
Payment Links
Payment Plugins
Payments API
Global Payment Solution
Lower costs and multi-currency support with our Payment Solutions
Automatic currency conversion
Boost global sales by showing prices in your customers' local currency. Remove checkout friction and instantly increase conversion rates by automating local pricing and payment methods.
Like-for-like settlement
Protect your margins by minimising FX fees on cross-border online payments. Settle funds in the same currency your customers use and keep 100% of your revenue without losing a percentage to forced currency conversions.
Multi-currency transfers
Skip costly international wires. Pay suppliers directly using funds settled into your multi-currency wallet using Airwallex's global payout network or corporate cards.
“We used to use Stripe integrated with Xero. We would send out our invoices to a US-based book store, for example, and they would pay us in USD, which our bank would then automatically convert to AUD. But in many instances, we would rather keep the funds in USD so that we could then pay US-based vendors. The unnecessary currency conversions at high exchange rates meant we were getting ripped off at every stage. Then we switched to Airwallex for payments acceptance, transfers, and global accounts."
Jon Tse
Co-Founder, Karst
"One thing was clear: We needed a simple-to-use, truly global financial solution that allowed us to seamlessly accept money from customers in multiple markets convert it to other currencies only when needed, and pay vendors in different countries. In other words, we needed to trade globally - not just Australia.”
Richard Li
Co-founder & CEO, July
“Let’s say we continue to expand in Korea,” Daven says. “Or perhaps further markets in Latin America or Europe—where we already have a very strong presence, we can make things as easy and convenient as possible by conducting smooth local transactions and prioritizing their preferred currencies and payment methods. We’re letting our clients know that we hear and support them—and that’s critical to our business.”
Daven Johnson
Founder & CEO, Gimme Swag
Global Authorisation
Boost revenue with higher acceptance rates across all your markets
Adaptive success rate optimisation
Airwallex’s ML-powered optimisation engine includes smart MCC assignment, automatic retries, ISO message optimisations, 3DS logic, and more to improve payment acceptance rates.
Saved payment details
Drive repeat sales by initiating payments based on your customers’ saved payment details.
Network tokenisation
Replace payment details with network-issued tokens to improve card acceptance rates and reduce processing costs.
Local acquiring
Set up payment processing in over 35 markets to avoid cross-border fees and increase acceptance rates from local cards.
Optimize 360
AI-powered payment processing and optimization
Optimize 360 applies real-time intelligence across your payment flows to reduce failures, protect against fraud, and lower costs. Built on Airwallex’s global acquiring network, it helps you drive stronger revenue outcomes across every market you serve.
Maximise payment approvals
Lift authorisation rates with adaptive routing, intelligent retries, precise payment message formatting, and the right payment method mix for each market. Dynamic SCA optimisation reduces unnecessary friction, helping more customers complete their purchase on the first attempt
Reduce fraud and revenue losses
Protect revenue with AI-powered fraud detection, real-time risk scoring, and smart 3DS decisions. Reduce false positives while automatically blocking high-risk activity, lowering chargebacks and the operational effort required to manage fraud
Improve payment reliability
Reduce avoidable declines through network tokenisation, card account updater, and anomaly alerts. By keeping card credentials current and minimising soft declines, payments flow more consistently across issuers and regions
Pricing
Say goodbye to unnecessarily expensive processing fees
Enjoy competitive processing fees on both domestic and international transactions and avoid hidden FX conversion fees.
Domestic Cards and Wallets
Visa, Mastercard, American Express, Apple Pay and Google Pay
3.30% + 0.50 SGD
+0.3% for international cards
Local Payment Methods
WeChat Pay, GrabPay and 160+ other methods. Click here to view full list
0.50 SGD + Payment Method Fee
Subscription Management (API only)
Collect recurring subscription payments from your customers
0.50%
Maximize global revenue with scalable billing solutions
Invoicing
Subscription Management
Usage-based Billing
Payments for Platforms
Embed payments into your platform or marketplace
Accelerate time to market, offer competitive pricing for global transactions, and maintain a fully branded experience. Airwallex provides a single, white‑label payment processing solution that streamlines onboarding and compliance, manages fund flows without requiring PayFac registration, and instantly transfers funds between connected accounts. Experience an end-to-end solution covering both global pay-ins and payouts.
For Developers
Designed for developers for seamless payment integration
Best-in-class developer tools
Integrate in a fraction of the time with our high-quality developer capabilities, libraries, and APIs.
Complex use cases made easy
Our comprehensive APIs and proprietary financial infrastructure can be tailored to suit your most complex requirements, all supported by our world-class technical teams.
Accelerated integrations
We’ve partnered with the likes of Shopify, Xero, and NetSuite to engineer prebuilt integrations to help you get started quickly.
Grow your revenue by accepting a wide array of popular global and local payment methods
Global Payment Methods
Accept local payments from a wide range of popular payment methods. Availability dependent on merchant entity location.
Visa
One of the largest, most used global card networks.
Mastercard
One of the largest, most used global card networks.
American Express
A popular and widely used global credit card.
Apple Pay
The digital wallet of choice for many Apple device users.
Google Pay
The digital wallet from Google, popular with Android users.
Klarna
A popular Buy Now Pay Later payment method available in 20+ countries.
UnionPay
A popular and widely used global card essential for Chinese payers.
Skrill
A global e-wallet supporting more than 40 currencies.
Accept local payments from a wide range of popular payment methods. Availability dependent on merchant entity location.
Visa
One of the largest, most used global card networks.
Mastercard
One of the largest, most used global card networks.
American Express
A popular and widely used global credit card.
Apple Pay
The digital wallet of choice for many Apple device users.
Google Pay
The digital wallet from Google, popular with Android users.
Global Payments Resources
Discover the trends fueling cross-border eCommerce success
Airwallex surveyed over 3,000 consumers and interviewed leading merchants across Australia, China, Hong Kong, Singapore, the UK, and the US with the support of consulting firm Edgar, Dunn & Company in January 2024 to learn how businesses can drive global eCommerce growth.
Frequently asked questions
What is Airwallex's "like-for-like settlement" feature?
Airwallex’s like-for-like settlement feature allows you to receive and settle funds in the same currency your customers pay in, reducing unnecessary FX conversions. For example, if your customer pays in USD, you can hold and settle those funds in USD instead of automatically converting them to SGD. This gives you the flexibility to use your USD balance to pay for US-based subscriptions or ad spend, or to convert to SGD when exchange rates work in your favour.
What payment methods does Airwallex offer?
Airwallex offers a wide range of global and local payment methods, including major credit and debit cards, digital wallets, and 160+ local payment options. This lets you accept payments from customers across different regions using their preferred payment methods. For example, you can accept payments via Alipay from customers in China, FPX from customers in Malaysia, or ACH Direct Debit from customers in the US, all through a single Airwallex integration.
What are the requirements to start accepting payments with Airwallex in Singapore?
To accept payments with Airwallex in Singapore, you need to have a registered business and complete the required account verification process. This includes providing company registration details, identification documents for directors or beneficial owners, and basic information about your business activities. Once your account is approved, you can start accepting payments in 130+ currencies via 160+ local payment methods.
Is Airwallex a payment gateway?
Yes, Airwallex is a payment gateway that lets you accept online payments from customers globally. It provides the technology that securely processes transactions between your customers, their banks, and your business. In addition to payment gateway capabilities, Airwallex also offers related business finance solutions such as multi-currency accounts, foreign currency exchange, corporate cards and spend management, allowing you to manage payments and funds within one platform.
Are Airwallex payment solutions safe and secure?
Yes, Airwallex payment solutions are designed to be safe and secure, with compliance to industry and regulatory standards including PCI DSS requirements for handling card data. As a licensed Major Payment Institution regulated by the Monetary Authority of Singapore (MAS), Airwallex is required to safeguard customer funds and comply with strict capital, risk management, and anti‑money laundering standards. Our platform uses encryption, secure infrastructure, and fraud prevention tools to protect transaction data and reduce risk.
Does Airwallex have any customer service?
Yes, Airwallex provides customer support to assist with onboarding, technical integration, and ongoing account or payment-related queries. Support is available through multiple channels, including email and in-platform assistance, and eligible accounts get dedicated account managers. You can also access comprehensive documentation, developer resources, and setup guides to help with integration and troubleshooting.
How do you accept recurring payments with Airwallex?
You can accept recurring payments with Airwallex by enabling subscription or automated billing features through our payment gateway or API integration. This lets you charge customers on a regular schedule, such as weekly, monthly, or annually, without requiring them to re-enter payment details each time. Airwallex supports secure card-on-file payments and subscription workflows, making it suitable for SaaS businesses, membership models, and other recurring revenue models.
Can eCommerce platforms and marketplaces use Airwallex?
Yes, Airwallex integrates with popular eCommerce platforms such as Shopify, WooCommerce, and Magento via plugins, and offers APIs for custom or advanced integrations. This lets you connect your online store quickly and start accepting payments without building a system from scratch.