Terms & Policies

AnkorPay Connected Account Agreement

Last updated: October 22, 2025

This is a separate agreement between you (“Customer”, “you”) and the respective Airwallex entity as set out in the table below (“Airwallex”, “we” or “us”, and together with Customer, the “Parties”).

This following Terms and policies are applicable to all customers:

Terms and policies applicable to all Customers

All Customers	Scale User Terms https://www.airwallex.com/terms/scale-user-terms-global
	Global Privacy Centre https://www.airwallex.com/terms/global-privacy-centre
	Global Privacy Policy https://www.airwallex.com/terms/privacy-policy#scope-of-policy
	Acceptable Use Policy https://www.airwallex.com/terms/acceptable-use-policy
	Fee Schedule https://www.airwallex.com/au/terms/acct_S88QjLaIO3eqz8IhaUwoEQ/ankorpay-fee

⇞unless specifically agreed otherwise between Parties

Terms and policies applicable based on the place of registration.

If you are a Customer registered in:	Airwallex means⇞:	Airwallex Agreements
Australia	Airwallex Pty Ltd	General Terms Identity Verification Terms Target Market Determination Apple Pay Terms & Conditions Google Pay Terms & Conditions Cards Terms Treasury Management Terms Product Disclosure Statement Financial Services Guide
United Kingdom	Airwallex (UK) Ltd	General Terms Cards Terms Apple Pay Terms & Conditions Google Pay Terms & Conditions Privacy Policy Treasury Management Terms
Any European Economic Area Member State	Airwallex (Netherlands) B.V.	General Terms Cards Terms Apple Pay Terms Google Pay Terms Treasury Management Terms
Hong Kong SAR	Airwallex (Hong Kong) Limited	General Terms Cards Terms Apple Pay Terms & Conditions Google Pay Terms & Conditions Treasury Management Terms
Singapore	Airwallex (Singapore) Pte. Ltd.	General Terms Treasury Management Terms Cards Terms
Canada	Airwallex (Canada) International Payments Limited	General Terms Cardholder Terms Apple Pay Terms & Conditions Google Pay Terms & Conditions Treasury Management Terms
United States (Licensed) - all states listed here	Airwallex (US) LLC	General Terms Airwallex Service Agreement Electronic Communication Consent (Airwallex US, LLC) Privacy Policy (CFSB) Treasury Management Terms
United States (sponsored) -other states that are NOT listed here	Airwallex (US), LLC and Airwallex (Hong Kong) Limited	General Terms Airwallex Service Agreement Customer Terms of Service (Evolve) Electronic Communication Consent (Evolve) Privacy Policy (Evolve) Funds Availability Policy (Evolve) Platform Terms (Airwallex US, LLC) Treasury Management Terms (Airwallex (Hong Kong) Limited) Privacy Policy (CFSB)

⇞unless specifically agreed otherwise between Parties

United States - Evolve Acknowledgement and Agreement. If you are in the US Service Region, then, in connection with the provision of the Airwallex Services to you, you may enter into one or more agreements with Evolve Bank & Trust (the “Evolve Agreements”).By entering into the Evolve Agreements, you acknowledge and agree:

The definition of Airwallex Agreements does not include any Evolve Agreement;
The definition of Third Party Agreements does not include any Evolve Agreement;
Evolve Bank & Trust is not a party to these Connected Account Terms;
Evolve Bank & Trust is not a party to any Airwallex Agreement;
Evolve Bank & Trust is not a party to any Third Party Agreement;
Your relationship with Evolve Bank & Trust is governed by the Evolve Agreements;
Evolve Bank & Trust has no obligation or liability to you under any of the Airwallex Agreements or under any of the Third-Party Agreements; and
Each Evolve Agreement is separate and apart from each Airwallex Agreement and each Third-Party Agreement.