Banking platform provided in partnership with licensed banks. Airwallex (Netherlands) B.V. and AWX Lithuania, UAB are authorised Electronic Money Institutions and are regulated by the Dutch Central Bank (De Nederlandsche Bank, DNB) in the Netherlands with licence number R179622 and Bank of Lithuania, respectively. Airwallex meets the highest international security standards including PCI DSS, SOC1, and SOC2 compliance, in addition to our local regulatory requirements.

We hold your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where Airwallex operates. For more information on how we keep your funds safe, click here.

The Yield product is an investment service provided by Airwallex Capital (Netherlands) B.V., which is licensed as an investment firm and regulated by the Netherlands Authority for the Financial Markets (AFM) with AFM licence number 14006498.

Access to the Yield product requires customers to hold and maintain an account with Airwallex (Netherlands) B.V., which is authorised as an electronic money institution and supervised by De Nederlandsche Bank. If your Airwallex account is closed or suspended, access to the Yield product will no longer be available.

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CHAPS vs. BACS payments: What’s the difference?

When making high-volume or high-value transfers through your bank, there are two main payment networks you’ll be using: CHAPS vs BACS. So let’s look at the difference between BACS and CHAPS, and what this means for your business.

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We're not a bank, we're better.