Revolut vs Airwallex: Compare features and fees

See how Airwallex delivers better features and lower fees than Revolut.

While both providers support global transfers, Airwallex reaches 200+ countries and routes payments over local rails in 120+ countries for faster, lower‑cost delivery.

Receive, hold, settle, and send funds all on one platform.*

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3 reasons why businesses choose Airwallex over Revolut

Reach more countries with fast, low‑cost transfers

Send money to 200+ countries (50+ more than Revolut), with transfers routed over local payment rails in 120+ countries for faster delivery and lower costs.

Over 90% of transfers sent via our local rails network arrive the same day — while Revolut often still relies on SWIFT for international routes, which can take several days and incur intermediary bank fees.

Receive funds like a local in more currencies

Revolut offers fully local account details mainly for a small set of major currencies (such as GBP, EUR, USD and CHF), with many other currencies relying on SWIFT‑style details that can add extra fees and conversions.

Airwallex provides authentic local bank details in 20+ currencies, enabling genuine local receiving and like‑for‑like settlement without forced conversions, new entities, or foreign accounts.

Get more on one platform

Revolut’s strengths centre on multi‑currency accounts, cards, and core transfers, with some add‑ons for payments and expenses.

Airwallex delivers a complete platform — payment acceptance via 160+ local methods, multi‑currency settlement, global accounts and FX, corporate cards with advanced controls, and a dedicated Account Manager for eligible customers. Everything is integrated, not cobbled together.

Send transfers to more regions and accept customer payments with Airwallex

Airwallex lets businesses transfer funds to 200+ countries, more than the 150+ that Revolut supports. By leveraging its local payment rails, businesses can send high-speed transfers to 120+ countries with faster delivery and lower costs.

With Airwallex, UK businesses can accept customer payments in 160+ countries using no-code payment links, eCommerce plugins, or fully customised API solutions. Boost conversions by offering cards and 160+ local payment methods at checkout.

Consolidate your global finances on one platform — receive, hold, settle and send funds, plus accept payments — to simplify operations and reduce unnecessary FX conversions.

Features	Revolut	Airwallex
Global transfer coverage	150+ countries. Most transfers rely on SWIFT routing, meaning slower delivery and higher intermediary fees.	200+ countries with routing over local payment rails in 120+ countries — consistently faster, lower‑cost delivery with broader reach.
Local bank details to receive funds like a local	More limited — fully local details primarily for major currencies such as GBP, EUR, USD and CHF, while many other currencies rely on international/SWIFT‑style details that can add extra fees and conversions.	Authentic local bank details in 20+ currencies — covering far more markets to avoid forced conversions and offer genuine local receiving that Revolut does not provide.
Online payment acceptance and local methods	Card payments plus wallets such as Apple Pay, Google Pay and Revolut Pay, but with far fewer local payment methods and settlement currencies than Airwallex — which can create more conversion friction as you scale internationally.	Global payment acceptance with major card schemes and 160+ local payment methods, comprehensive multi‑currency settlement across key regions — truly localise checkout across more markets.
Spend management and multi‑currency cards	Multi‑currency cards with basic spend controls. Limited expense management as you scale.	Enterprise‑grade corporate cards with granular controls (card limits, merchant restrictions, country rules), automated reimbursements, invoice OCR, multi‑step approvals, and ERP integration.
Platform breadth and global entity management	Fragmented approach — works for single entities, but growing businesses typically need separate providers for payments, advanced FX, or consolidated expenses.	True end‑to‑end platform — global accounts, FX, transfers, payments, cards and expenses — centrally managed across multiple entities from one unified system.

Save on FX and transfer fees with Airwallex

Airwallex is designed to minimise your total cost of accepting, holding, converting, and sending funds globally — not just offer attractive headline rates while hiding costs elsewhere.

With genuine like‑for‑like settlement in 20+ currencies, Dutch businesses can receive and settle in the same currency without forced conversions. Airwallex also offers transparent FX margins (typically interbank + 0.5–1.0%), and intelligently routes payments over local rails. Together, these features materially reduce both visible and hidden charges compared to Revolut’s more restricted currency support and mixed routing infrastructure.

Fees	Revolut	Airwallex
0% international transaction fee (local‑rails transfers)	Not available. Transfers beyond monthly allowances typically incur per‑transaction fees, and limited local settlement options often result in additional FX conversion costs.	Available when sending via local rails to 120+ countries. On many major routes, the Airwallex transfer fee is €0, with optimised routing helping reduce intermediary fees.
FX conversion fee	Interbank‑based rate with margins once allowances are exhausted, plus extra mark‑ups for conversions outside market hours (weekends and public holidays). Percentages vary by plan, currency and corridor — making true costs unpredictable.	True interbank rate plus a transparent 0.5–1.0% margin. Hold funds in 20+ currencies and convert only when it suits your strategy — not each time money moves as Revolut’s limited currency support can force.

What local businesses are saying about Airwallex

“Airwallex is a really good example of how we’re investing in technology. While our previous solution for foreign payments was very slow, manual and outdated, Airwallex is quick, easy and efficient. Not only does Airwallex save the team time, it also saves us money – it’s a win-win.”

Laura Bowden

CFO at McLaren Racing

“Everything just flows now - approvals, expenses, reimbursements. Managers feel trusted, the finance team is more visible, and we’re moving faster without losing control. Airwallex has completely changed the pace and perception of finance in the business.”

Nathan Humphreys

Financial Controller, Truvi

"We've had such a fantastic experience switching to Airwallex. Previously we were using a traditional bank to make all of our international transactions and they'd constantly lock us out of the account everytime we made a transfer, resulting in hours and hours of lost time on hold. Airwallex is secure, makes it super quick and simple to make and receive international payments."

Rupert

Managing Director, Perspective Pictures

"Our water solutions company, Dropterra (go.dropterra.com) has partnered with Airwallex since inception and it has been the best banking and payment partner a company can think of. International transactions are easy, secure, and fast, the technology is incredible and their client service fantastic! We look forward to growing and deepening our relationship with Airwallex!"

Francois Schramek

Co-Founder, Dropterra

“Before we found Airwallex, it was difficult to find an employee cards and payments infrastructure partner that could keep up with our high growth and big vision. Airwallex has provided a complete business account to seamlessly manage employee expenses, multi-currency collections and transfers at market-leading FX rates. To date, Airwallex has helped Mr Yum issue more than 30 cards, launch 3 months faster in the UK and saved more than $50,000 on international transaction and FX-related fees”

Corey Payne

Financial Controller, Mr Yum

Frequently asked questions about Revolut fees and features

How much are Revolut Business fees in the Netherlands?

Revolut Business uses tiered monthly plans (Basic, Grow, Scale, Enterprise) with limited no‑fee transfer and FX allowances. Once you exceed those, international transfers are typically around €5 per payment, and FX conversions often incur 0.6% plus up to 1% extra outside market hours.

Other fees apply for payment acceptance, cards, and add‑ons. All figures are indicative — Dutch businesses should always check Revolut’s latest NL/EEA pricing pages.

What alternative solutions to Revolut are there?

Alternatives include PayPal, Payoneer, Stripe, Wise, and traditional Dutch/European banks.

Airwallex is built specifically for Netherlands‑based and EEA businesses that need broad global coverage (200+ countries, 120+ with local rails), 20+ like‑for‑like settlement currencies, and integrated payments, FX, transfers, cards, and spend management on one unified platform with transparent, predictable pricing.

Who can open an Airwallex Business Account in the Netherlands?

Airwallex supports Dutch‑incorporated businesses such as BV, NV, VOF and other eligible legal entities.

You will usually need a KvK (Chamber of Commerce) extract, identification for directors and ultimate beneficial owners, and proof of business address, with exact requirements varying by entity type and risk profile.

How does an Airwallex Business Account help Dutch businesses save on transaction fees?

Airwallex helps Dutch businesses save by letting you collect and hold in 20+ currencies, pay suppliers and platforms in their local currency to avoid double conversions, and convert only when it suits your treasury strategy at interbank + a small margin.

Combined with local receiving and local‑rails payouts, this reduces repeated FX charges, SWIFT and intermediary bank fees, and makes global cash flow more predictable than with Revolut’s allowance‑based, SWIFT‑heavy model.

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*All comparisons and information reflect Airwallex’s own research using public documentation as of March 2026 and have not been independently validated. The information is provided for educational purposes only and a reader should consider the specific requirements of their business when evaluating providers. This research is reviewed annually. If you would like to request an update, feel free to contact us at [email protected].