Gain access to shoppers on Atome
Atome is the leading Buy Now Pay Later brand in the SEA region with a 20M+ user base. Their service is available in 10 markets across Southeast Asia and Greater China.
With Atome, shoppers can split their purchase into 3 or more interest-free monthly installments while you will be settled in full, upfront.
Please reach out to your Airwallex account manager or [email protected] if you'd like to sign up for Atome.
Payment method properties
| Features | Atome |
|---|---|
| Payment method type | Buy Now Pay Later |
| Available for businesses registered in | HK, SG |
| Activation time for onboarding | 1-2 weeks |
| Shopper regions (typically used by payers from) | SG, MY |
| Processing currencies | Depending on shopper region SG: SGD MY: MYR |
| Settlement currencies | SG: SGD MY: USD Or in your default settlement currency |
| Settlement schedule | T+4 business days, subject to reserve plans |
| Minimum transaction amount | 1.5 SGD, 10 MYR |
| Maximum transaction amount | Up to credit limit |
| Checkout session timeout | 12 hours |
| Recurring Payments | |
| Refunds | within 60 days |
| Partial Refunds | within 60 days |
| Disputes (chargebacks) | |
| Placing a hold (delayed/manual capture) | |
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
| Payments for Platforms support |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| Hosted Payment Page Drop-in Element Embedded Elements Mobile SDK Native API Subscription APIs | Shopify WooCommerce SHOPLINE Shoplazza Magento | Payment Links Xero Invoice |
Note:
6 month installments are enabled by default; Installment plans longer than 3 months will only be offered to shoppers based on their profile with Atome.
9 and 12 month installments are available for SG shoppers based on their profile with Atome. Reach out to your account manager to apply 12 month installments for MY shoppers.
Dependent on merchant category and shopper profile, merchants must be using Atome for longer than 6 months
Credit limit
| Shopper Region | Maximum Credit Limit (Debit Card) | Maximum Credit Limit (Credit Card) |
|---|---|---|
| SG | 1000 SGD | 3000 SGD |
Note
You can apply for a higher credit limit for your shopper if necessary. Please contact your account manager for more information with the evidence of the large ticket size attached.