Atome
Gain access to shoppers on Atome
Atome is the leading Buy Now Pay Later brand in the SEA region with a 20M+ user base. Their service is available in 10 markets across Southeast Asia and Greater China.
With Atome, shoppers can split their purchase into 3 or more interest-free monthly installments while you will be settled in full, upfront.
6 month installments are enabled by default; Installment plans longer than 3 months will only be offered to shoppers based on their profile with Atome.
9 and 12 month installments are available for SG shoppers based on their profile with Atome. Reach out to your account manager to apply 12 month installments for MY shoppers.
*Dependent on merchant category and shopper profile, merchants must be using Atome for longer than 6 months
Payment method properties
| Features | Atome |
|---|---|
| Payment method type | Buy Now Pay Later |
| Available for businesses registered in | HK, AU, UK, SG, EU |
| Activation time for onboarding | 2-3 business days |
| Shopper regions (typically used by payers from) | SG, MY |
| Processing currencies | SGD, MYR |
| Settlement currencies | SGD, USD |
| Settlement schedule | T+4 business days, subject to reserve plans |
| Minimum transaction amount | 1.5 SGD, 10 MYR |
| Maximum transaction amount | Up to credit limit |
| Checkout session timeout | 12 hours |
| Recurring Payments | ⛔ |
| Refunds | ✅ within 60 days |
| Partial Refunds | ✅ within 60 days |
| Disputes (chargebacks) | ⛔ |
| Placing a hold (delayed/manual capture) | ⛔ |
| Descriptor (what the payer will see in their transaction history) | ... |
| Payments for Platforms support | ✅ |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| ✅ Hosted Payment Page ✅ Drop-in Element ✅ Embedded Elements ✅ Mobile SDK ✅ Native API ⛔ Subscription APIs |
✅ Shopify ✅ WooCommerce ⛔ Shopline ⛔ ShopLazza ⛔ Magento |
✅ Payment Links ⛔ Xero Invoice |
Credit limit
| Shopper Region | Maximum Credit Limit (Debit Card) | Maximum Credit Limit (Credit Card) |
|---|---|---|
| SG | 1000 SGD | 3000 SGD |
You can apply for a higher credit limit for your shopper if necessary. Please contact your account manager for more information with the evidence of the large ticket size attached.