Test card numbers

Airwallex helps merchants confirm that their integration is successful with a suite of test cards. This will allow merchants to perform test transactions before going live.

Those cards numbers will simulate payments with different error codes in your test environment.

PAN	Card Scheme	Amount	Issuer Response Code	Issuer Response Description	Internal Error Code	Error Message
4035 5010 0000 0008	Visa	Any	This card will always make payment succeed regardless of amount
4012 0003 0000 1003	Visa	80.59	59	Suspected fraud	issuer_declined	The issuer declined this transaction.
4012 0003 0000 1003	Visa	80.07	07	Pick up Card	issuer_declined	The issuer declined this transaction.
2223 0000 1018 1375	Mastercard	80.05	05	Do not Honor	issuer_declined	The issuer declined this transaction.
2223 0000 1018 1375	Mastercard	80.14	14	Invalid Card Number	issuer_declined	The issuer declined this transaction.
2223 0000 1018 1375	Mastercard	80.51	51	Insufficient Funds	issuer_declined	The issuer declined this transaction.
2223 0000 1018 1375	Mastercard	82.00	T0	Not applicable	processor_declined	The processor declined this transaction.
2223 0000 1018 1375	Mastercard	80.96	96	Not applicable	issuer_declined	The card issuer declined this transaction. Please refer to the original response code.
2223 0000 1018 1375	Mastercard	80.96	96	Not applicable	issuer_declined	The card issuer declined this transaction. Please refer to the original response code.
3706 3680 3809 394	American Express	Any	This card will always make the payment succeed regardless of the amount	-	-	-
3569 5999 9909 7585	JCB	Any	This card will always make the payment succeed regardless of the amount	-	-	-
1111 1111 1111 1111	Invalid	Any	Not applicable	Not applicable	validation_error	The card number is invalid.

Amounts following this format $8x.xx are generally used to trigger error cases. Airwallex does not recommend using those amounts when expecting a successful transaction. The CVC (or CVV) and the expiry year can be anything.

The below section includes more details to help merchants test different 3DS scenarios.

Cybersource Simulator

Scenario	Trigger Condition	Error Message
Do Validation: Traditional Step Up (Challenge) authentication transaction with failed cardholder challenge (wrong otp)	Card Number 4111 1111 1111 1111 and Card expiry year: 2057	Merchant should not continue with authorization: 400 { "code": "authentication_declined", "message": "User failed 3DS authentication." }
Check Enrollment: Authentication Failed by Card Issuer without Challenge (card not enrolled)	Card Number 4111 1111 1111 1111 and Card expiry year: 2050	It is not recommended to submit this transaction for authorization: { "code": "authentication_declined", "message": "User failed 3DS authentication." }
Check Enrollment: Rejected authentication by the issuer not requiring a challenge	Card Number 4111 1111 1111 1111 and Card expiry year: 2053	Merchant should not continue with authorization: 400 { "code": "authentication_declined", "message": "User failed 3DS authentication." }

Netcetera Simulator

Stage	Scenario	Trigger Condition	Message
Payment Success	Frictionless Mode Success	card: 4012000300000021	200 OK
Payment Success	Challenge Mode Success	card: 4012000300000088(OTP input 1234)	200 OK
Payment Fail(authentication failed) at 3DS	Frictionless Mode(NOT ENROLLED), fail at confirm API call	card: 4012000300000013	400 { "code": "authentication_declined", "message": "User failed 3DS authentication." }
Payment Fail(authentication failed) at 3DS	Frictionless Mode(NOT ENROLLED), fail at confirm API call	card: 4012000300000039	400 {"code": "authentication_declined", "message": "User failed 3DS authentication." }
Payment Fail(authentication failed) at 3DS	Challenge Mode, fail at the second confirm_continue(after user input OTP code)	card: 4012000300000070	400 {"code": "authentication_declined", "message": "User failed 3DS authentication." }
Payment Fail(authorization failed) at authorization	Frictionless Mode, fail at issuer_declined	card: 4012000300000021 amount: 88.88	400 { "code": "issuer_declined", "message": "The card issuer declined this transaction. Please refer to the original response code.", "provider_original_response_code": "01"}
Payment Fail(authorization failed) at authorization	Challenge Mode, fail at issuer_declined	card: 4012000300000088 amount: 88.88	400 { "code": "issuer_declined", "message": "The card issuer declined this transaction. Please refer to the original response code.", "provider_original_response_code": "01"}