Pay-easy
Gain access to shoppers on Pay-easy
Pay-easy is a payment network provided by Japan Multi-Payment Network Management Organization.
Pay-easy is one of Japan’s most popular payment methods because online banking is popular among the highly banked Japanese population. It allows shoppers to make payments via online banking or ATMs of various banks.
- Pay at an ATM: the payment is initiated online in a checkout flow, but completed at the post office ATM with card or cash). The Pay-easy network covers almost all banks in Japan that have ATMs.
- Pay with online banking: the payment is initiated online in a checkout flow, and completed via the online banking apps of the following Japanese online banks:
- Rakuten Bank
- Japan Net Bank
Payment method properties
| Features | Pay-easy |
|---|---|
| Payment type | Online Banking |
| Available for businesses registered in | HK, AU, JP (Beta), SG, UK, EU, US |
| Activation time for onboarding | 15-20 business days |
| Shopper regions (typically used by payers from) | JP |
| Processing currencies | JPY |
| Settlement currencies | JPY or in your default settlement currency if your account does not support JPY settlement |
| Settlement schedule | T+16 business days, subject to reserve plans Settlement below 100.00 EUR maybe delayed until the aggregate open settlements accumulate to 100.00 EUR. |
| Minimum transaction amount | 1.00 JPY |
| Maximum transaction amount | Pay-easy ATM: 100,000.00 JPY Pay-easy online banking: 1,000,000.00 JPY |
| Checkout session timeout | 8 days |
| Recurring Payments | ⛔ |
| Refunds | ⛔ |
| Partial Refunds | ⛔ |
| Disputes (chargebacks) | ⛔ |
| Placing a hold (delayed/manual capture) | ⛔ |
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
| Payments for Platforms support | ✅ |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| ✅ Hosted Payment Page ✅ Drop-in Element ✅ Embedded Elements ✅ Mobile SDK ✅ Native API ⛔ Subscription APIs |
✅ Shopify ✅ WooCommerce ⛔ Shopline ⛔ ShopLazza ⛔ Magento |
✅ Payment Links ⛔ Xero Invoice |