Business Accounts
Accept ACH payments in the US with Airwallex
Collect USD via bank payments with lower costs, easier reconciliation, and a smoother customer experience built for modern businesses.
Send and receive USD via ACH without a US entity.
Open a USD account and use the ACH network to receive and transfer USD more cost-effectively than wires. Built for businesses operating across borders.
USD Account Details
Receive USD like a local and reconcile payments more easily.
ACH-ready workflows
Collect and send USD via ACH for bills, invoices, and recurring payments.
Lower-cost rails
Reduce payment costs vs card payments for larger transactions.
Built-in controls
Permissions, approvals, and reporting for finance teams.
Airwallex Business Accounts help make international payments and finance simple
Global Accounts
FX & Transfers
Corporate Cards
Software Integrations
Global Accounts
FX & Transfers
Corporate Cards
Software Integrations
ACH PAYMENTS
Move USD via ACH with an Airwallex Business Account
Receive USD like a local with USD account details
Give customers and partners a simple way to pay you in USD via ACH, with clearer reconciliation.
Send USD via ACH for invoices, suppliers, and payouts
Use the ACH network for domestic USD payments when speed and cost matter.
Convert and transfer funds when you need to go global
Hold, convert, and move funds from the same platform, so ACH fits into your broader treasury workflow.
Integrations with your Airwallex Business Account
Connect Airwallex with other popular platforms to streamline your finances and automate manual tasks, from invoicing to bookkeeping.
How customers use Airwallex Business Accounts
“If you are an eCommerce company looking to expand beyond your locale, you need a solution like Airwallex. ”
Read Dalstrong’s story
"Like many high growth businesses, you’re dealing with multiple currencies. Now, with Airwallex we’re using the one platform to make multiple currency payments."
Read Orbitkey’s story
"Airwallex will save us $150,000 to $180,000 annually in hidden FX markups compared to traditional banking service providers."
Read HJS's story
SECURITY
Keeping your funds safe
We hold your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where Airwallex operates. Airwallex US, LLC is registered as a Money Service Business (MSB Registration No. 31000217304395) with FinCEN. For more information on how we keep your funds safe, click here.
Frequently asked questions about business accounts
How long does an ACH payment take?
An ACH payment can take one to three days to process and complete. For an additional fee, some institutions may offer same-day processing.
What is an ACH payment?
An ACH payment is an electronic transfer of funds between bank accounts made through the ACH network. It comes in two forms: debit (pulling funds) and credit (pushing funds).
How much are ACH transfer fees?
ACH transfer fees are typically low, ranging from $0.25 to $2.00 per transaction for domestic transfers. Always check with your provider for specific fees.
Can I use ACH if I don’t have a US entity?
Yes. With Airwallex, eligible businesses can receive and transfer USD via ACH without setting up a US entity—so you can access the ACH network and transact in USD more like a local business.
How can Airwallex help with ACH?
Airwallex helps you get ACH-ready by letting you open a USD account to receive and send USD via ACH. You can also open Global Accounts in multiple currencies, making it easier to manage cross-border cash flow, reduce friction from international fees, and handle currency conversion in one place.