Yield
Start earning more with your money
Airwallex Yield gives you the opportunity to earn up to 3.41%* on your USD cash balances compared to traditional savings - no minimum lock-up period required.
Consistent returns for global businesses
Airwallex Yield offers competitive USD returns compared to traditional savings, and the freedom to use your funds flexibly with daily liquidity.
Start earning instantly
Open an Airwallex Yield account online and allocate funds to start accruing returns daily.
Flexible funds that are always accessible
Easily move funds between your cash balances and your Airwallex Yield balance with no lock-up periods to keep your business growing as needed.
Keep your balance data in sync
Sync your Yield balances and returns to Xero in real time for faster reconciliation.
Get Started
Start investing your funds in just a few clicks*
Sign up for a Yield account
Your Airwallex Yield account is integrated within the Airwallex WebApp. Move funds as often as you'd like between your cash balances and your Yield balance.
Sit back and put your money to work
Returns are accrued on a daily basis and paid out monthly. Easily track your lifetime earnings.
Cash out whenever you need
Funds generally settle from your Yield balance to your cash balances in 1-2 business hours.
Security
Keeping your funds safe
Your funds are held in a money market fund managed by J.P. Morgan Asset Management, designed to protect your balance while delivering consistent returns. These investments focus on stability and quick access, with a strong track record of low risk.
Airwallex Yield: Frequently asked questions
What is Airwallex Yield?
Airwallex Yield gives you a simple, low-risk way to invest your idle cash. You can invest your USD balances and start earning returns with a click. You can withdraw your funds from Yield at any time, with funds settling into your cash balances in your Airwallex account.
How does Airwallex Yield work and what returns could I earn on my balance?
Through Airwallex Yield, businesses can earn returns on US dollars in low-risk money market funds. A money market fund is a fund that invests in a range of liquid, low-risk assets. Assets in money market funds typically include cash and cash-like investments with short maturities and high ratings, like U.S. Treasury bills and other assets backed by the U.S. government.
The returns reflect the performance of an investment in the underlying fund over the 7 calendar day period for USD, ending on the date stated, which is then annualized. Past performance is not indicative of future results. All investments carry risk.
Airwallex Yield invests in the JPMorgan U.S. Government Money Market Fund, which invests exclusively in high-quality, short-term securities that are issued or guaranteed by the U.S. government or by U.S. government agencies and instrumentalities. For more information, you can access the fund prospectus here.
How long does it take for funds to move in and out of my Airwallex Yield account?
If you choose to withdraw money or deposit money into Yield before the following cutoff times, your transaction will normally settle to your cash balance within the next 1-2 hours:
USD: 4:00 PM Eastern Time
Yield deposits are not processed during public holidays. USD orders will not be processed during US Public Holidays, US Bank Holidays and weekends.
Start earning with Airwallex today
*Indicative rate is based on the 7-day annualized historical rate of the underlying funds as of March 13, 2026, net of fees. Highest rates displayed require an Accelerate subscription with associated fee, set at custom pricing. Airwallex Yield brokerage services are offered through Airwallex Capital US LLC (“Airwallex Capital US”). Airwallex Capital US is a registered broker-dealer and member of FINRA/SIPC. Past performance does not guarantee future returns. Airwallex Capital US does not provide investment advice or recommendations, and this information does not take into account your investment profile or financial situation. Airwallex Capital US is a member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). All claims outlined in this page are pertinent to businesses and are not relevant to individuals.
You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor is not required to reimburse the Fund for losses, and you should not expect that the sponsor will provide financial support to the Fund at any time, including during periods of market stress.
Returns in Airwallex Yield are generated via investments in AAA-rated money market funds, such as those from JP Morgan Asset Management, and are based on the dividend that is paid on the underlying investments. For more details, you can access fund prospectus here.
For a detailed description of fees and expenses associated with the Airwallex Yield account, click here.