Start generating competitive returns on your funds
Airwallex Yield gives you the opportunity to earn competitive returns on your multi-currency balances - no minimum lock up period required.
Grow your funds faster than with your traditional bank
Maximise your money with multi-currency returns
Yield gives you the opportunity to securely generate returns on multiple currency balances via Airwallex’s investments into low-risk money market funds.
Generate returns from exposure to leading funds
Airwallex invests into the JP Morgan Liquidity Funds, AAA rated money market funds with decades of strong performance.
Earn on multiple currencies
Grow your AUD balances as well your USD funds without having to open multiple accounts, a first in Australia.
No lock-up periods required
Easily move funds between your cash balances and Yield account as needed to keep your business growing.
Grow your funds with minimal risk
Your funds are held in a diversified portfolio of short-term, highly-rated securities.
Start growing your funds in just a few clicks
Sign up for a Yield account
Your Yield account is integrated within the Airwallex app. Move funds as often as you'd like between your Wallet and your Yield account.
Sit back and put your money to work
Returns are earned on a daily basis. Easily track your lifetime earnings across currencies.
Cash out whenever you need
Funds generally settle from your Yield account to your cash balances in 1-2 business days.
Keeping your funds safe
Your funds are invested into the JP Morgan Liquidity Funds, money-market funds which hold a AAA rating. This rating reflects a conservative risk profile, high liquidity, and strategy to only invest in short-term, highly-rated securities.
Frequently asked questions
What is Airwallex Yield?
Airwallex Yield allows businesses the opportunity to earn a competitive return on their balances held in multiple currencies by investing into money market funds. There are no lock-up periods and you can access your funds as needed. Note: During the limited release period, Yield is open to businesses with an Australian entity that can invest a minimum of 500K AUD or USD equivalent. Yield will be available to to businesses regardless of investment size in additional markets in the near future.
How is Airwallex Yield different from term deposits?
Term deposits also allow you to earn a return on your funds, but typically require that you hold your funds in the term deposit account for a set period of time such as 30, 60, or 90 days to be eligible to earn interest. If you wish to access your funds before the end of the term, you may incur a penalty. With Airwallex Yield, you are not required to hold your funds for a set time period, you can access your funds at any time without incurring fees. Funds generally settle from your Yield account to your cash balances in 1-2 business days.
What returns could I earn on my Yield account?
All investments carry risk, however Airwallex Yield invests into the JP Morgan Liquidity Funds, which have historically tracked local cash interest rates for the region. Target returns after fees are currently 3.57% p.a. on AUD and 4.08% p.a. on USD as of 22 November, 2023 (AEDT). Past performance is not an indicator of future performance.