Like a business bank account, only better

Finally, a modern business account that’s built for your needs. Easy deposits, payments and multi-currency cards—all in one, anywhere in the world.

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100+ glowing reviews on REVIEWS.io
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Powering Australia's fastest growing businesses

All-in-one finance for a globalised world

Break boundaries and accelerate into new markets. Replace your business bank account with a modernised take on finance. Less fees, more control.

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collect

A frictionless way to collect payments from across the globe

Local account details

Collect funds in 11+ currencies – be open for business internationally from day one.

Online Payments

Explore our growing range of payment solutions, ranging from simple integrations to our flexible API.

Payment Links

Create unique, trackable payment links. Accept funds via invoice, email or SMS.

A single view of your balance and payments

Multi-currency account

Hold and convert funds within your wallet. Avoid unnecessary currency currencies and hedge against currency fluctuations.

Xero integration

Automatically sync your multi-currency transactions to Xero – close the books faster with simple reconciliation.

Add your team

Invite your accountant, bookkeeper or finance team to your account with tailored permissions to reflect their roles.

iOS and Android app

Stay on top of your finances whilst on the go with our mobile app.

SPEND

Empower teams to make purchasing decisions, without sacrificing control

Empower teams to make purchasing decisions, without sacrificing financial controls.

Debit cards

Enable teams with virtual and physical cards. Set spending limits and monitor transactions in real-time.

Global payments

Make payments across the globe with bank-beating FX rates. Create batch transfers in-app or automate your workflows with our Payouts API.

What our customers say

Simple, transparent pricing

Business account

FREE

Global Accounts

FREE

Domestic transfers (AUD)

FREE

International transfers

FREE*

FX margin

0.3% or 0.6% above interbank

Virtual cards

FREE

Physical cards

FREE

International card transactions

FREE**

*Where payments are made through Airwallex’s payment network there are no payment fees. However any payments made via the SWIFT network will still incur a payment fee from $10AUD. Click here for more information. **For card transactions, you will access our interbank rates plus small margin for the following currencies: AUD, USD, GBP, EUR, HKD, CAD, NZD, SGD, JPY, CHF. For less frequently traded currencies, we will use the Visa rate.

How our fees compare against the Big Four Banks

With Airwallex, get access to our best rates, no matter the transaction amount. But don't take our word for it, check out how our rates stack up, below.

monthly feeFX (above interbank¹)international transaction card fee
AirwallexFREE0.3% or 0.6%FREE
Nab$10 AUD4.2%3%
Westpac$10 AUD5.2%3%
AnzFREE with conditions3.0%3%
Commenwealth BankFREE with conditions5.2%3%
monthly fee
AirwallexFREE
Nab$10 AUD
Westpac$10 AUD
AnzFREE with conditions
Commenwealth BankFREE with conditions
FX (above interbank¹)
Airwallex0.3% or 0.6%
Nab4.2%
Westpac5.2%
Anz3.0%
Commenwealth Bank5.2%
international transaction card fee
AirwallexFREE
Nab3%
Westpac3%
Anz3%
Commenwealth Bank3%

¹Where possible, we offer live exchange rates. Click here to find out more.

The above estimations are calculated based on published rates for the Big Four banks and what is included in their PDS documents. You can find more information on how we calculated our savings here.

See how our customers are finding Airwallex

  • "Airwallex solves the problem of creating currency accounts almost instantly. I can click one button to create a UK account. We haven’t looked back since day one."
    Peter Park

    Business Improvement Manager, Deliciou

Frequently Asked Questions

What is a business account?

A business account helps business owners and managers hold and manage money separately from their personal accounts. 

Opening up a business account allows you to track money going in and out of your business, keeping you in complete control.

An Airwallex business account simplifies the challenge of managing your business finances with additional features for doing business overseas.

What is the benefit of opening a business account?

Opening up a dedicated business account has many advantages, regardless of whether you’re operating your business as a limited company, partnership or sole trader. 

Not only is it a legal requirement for most businesses, having a full view of your business finances makes tracking your income, expenses and profit much easier.

How much does it cost to open a business account?

A modern business account typically offers a simple fee structure and intuitive software features that save time, effort and money.

Traditional banks have been getting away with complex fee structures that are confusing, and sometimes misleading.

You often end up paying for unnecessary overheads, like bank branches, instead of the core services and functionality you need.

Put Airwallex to the test. Try us for free.

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