Simple, low, transparent pricing
Our business accounts come standard with no monthly fees & no card fees, just a small margin on top of our interbank FX rates.
That's it - no other hidden costs.
Simple, transparent pricing
Business account
FREE
Global Accounts
FREE
Domestic transfers (AUD)
FREE
International transfers
FREE*
FX margin
0.3% or 0.6% above interbank
Virtual cards
FREE
Physical cards
FREE
International card transactions
FREE**
*Where payments are made through Airwallex’s payment network there are no payment fees. However any payments made via the SWIFT network will still incur a payment fee from $10AUD. Click here for more information. **For card transactions, you will access our interbank rates plus small margin for the following currencies: AUD, USD, GBP, EUR, HKD, CAD, NZD, SGD, JPY, CHF. For less frequently traded currencies, we will use the Visa rate.
How our fees compare against the Big Four Banks
With Airwallex, get access to our best rates, no matter the transaction amount. But don't take our word for it, check out how our rates stack up, below.
| monthly fee | FX (above interbank¹) | international transaction card fee | |
|---|---|---|---|
 | FREE | 0.3% or 0.6% | FREE |
 | $10 AUD | 4.2% | 3% |
 | $10 AUD | 5.2% | 3% |
 | FREE with conditions | 3.0% | 3% |
 | FREE with conditions | 5.2% | 3% |
| monthly fee | |
|---|---|
| FREE |
| $10 AUD |
| $10 AUD |
| FREE with conditions |
| FREE with conditions |
| FX (above interbank¹) | |
|---|---|
| 0.3% or 0.6% |
| 4.2% |
| 5.2% |
| 3.0% |
| 5.2% |
| international transaction card fee | |
|---|---|
| FREE |
| 3% |
| 3% |
| 3% |
| 3% |
¹Where possible, we offer live exchange rates. Click here to find out more.
The above estimations are calculated based on published rates for the Big Four banks and what is included in their PDS documents. You can find more information on how we calculated our savings here.
How much does an international payment cost?
Send payments to countries in their local currency (eg USD to US) for free with our proprietary, local payment technology. We only charge a small margin on FX conversions. See below for the currencies we support.
Access interbank rates² + 0.3% fees
USD
HKD
CNY*
JPY
EUR
GBP
CAD
CHF
NZD
SGD
Access interbank rates² + 0.6% fees
MYR
IDR
KRW
PHP
THB
VND
INR
NPR**
PKR**
BDT**
TRY**
LKR**
SEK
NOK
DKK
HUF
CZK
PLN
HRK
RON
Sending non-local currencies overseas (e.g. USD to China)? We can still help but we will need to use the SWIFT network and charge a small payment fee from $10AUD. This is to cover the cost of using the SWIFT network.
²Where possible, we offer live exchange rates. Click here to find out more.
*CNY has an additional 0.1% payout fee. Will require additional information to enable, please speak to one of our product specialists
**To pay suppliers in these currencies, please speak to one of our product specialists here
Make faster, cheaper payments across the globe
Fast growing, Australian businesses are switching to Airwallex to save on everyday business transfers – whether on international customers, suppliers or staff.
View our transparent FX rates and fees to find out exactly how much your payment will cost.
Save more on every transaction with Airwallex
Where possible, payments are made using Airwallex’s local network to eliminate transaction fees and deliver your funds faster and in full. For payments made in NZD, CHF or CNY, we charge a $10 AUD payment fee to cover the cost of using the SWIFT network. For more information, please review our Fee Schedule and Country Payout Guide.
We're not a bank, we're better.
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