Simple, low, transparent pricing

We’ve built our own financial infrastructure so we can offer your business the best prices. No monthly fees, no card fees, just a small margin on top of interbank FX rates.

That's it - no other hidden costs.

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Competitive, simple, and transparent pricing

AUD business account

FREE

USD, GBP, EUR Global Accounts

FREE

FX margin

0.3% or 0.6%** above interbank

AUD domestic payments

FREE

International payments

FREE*

Batch payments

FREE

Airwallex Borderless Cards

FREE

International card transactions

FREE

* Where payments are made through Airwallex’s payment network there are no payment fees. However any payments made via the SWIFT network will still incur a payment fee from $10AUD. Click here for more information. ** For card transactions, you will access our interbank rates plus small margin for the following currencies: AUD, USD, GBP, EUR, HKD, CAD, NZD, SGD, THB, JPY, CHF. For rarer currencies, we will use Visa rate.

How our fees compare against the Big Four Banks

With Airwallex, get access to our best rates, no matter the transaction amount. But don't take our word for it, check out how our rates stack up, below.

monthly feeFX (above interbank¹)international transaction card fee
AirwallexFREE0.3% or 0.6%FREE
Nab$10 AUD4.2%3%
Westpac$10 AUD5.2%3%
AnzFREE with conditions3.0%3%
Commenwealth BankFREE with conditions5.2%3%
monthly fee
AirwallexFREE
Nab$10 AUD
Westpac$10 AUD
AnzFREE with conditions
Commenwealth BankFREE with conditions
FX (above interbank¹)
Airwallex0.3% or 0.6%
Nab4.2%
Westpac5.2%
Anz3.0%
Commenwealth Bank5.2%
international transaction card fee
AirwallexFREE
Nab3%
Westpac3%
Anz3%
Commenwealth Bank3%

¹Where possible, we offer live exchange rates. Click here to find out more.

The above estimations are calculated based on published rates for the Big Four banks and what is included in their PDS documents. You can find more information on how we calculated our savings here .

How much does an international payment cost?

Send payments to countries in their local currency (eg USD to US) for free with our proprietary, local payment technology. We only charge a small margin on FX. See below for the currencies we support.

Access interbank rates² + 0.3% fees

AUD

USD

HKD

CNY*

JPY

EUR

GBP

CAD

CHF

NZD

SGD

Access interbank rates² + 0.6% fees

MYR

IDR

KRW

PHP

THB

VND

INR

NPR**

PKR**

BDT**

TRY**

LKR**

Sending non-local currencies to a country (eg USD to China)? We can still help but we will need to use the SWIFT network and charge a small payment fee from $10AUD. This is to cover the cost of using the SWIFT network.

²Where possible, we offer live exchange rates. Click here to find out more here

*CNY has an additional 0.1% payout fee. Will require additional information to enable, please speak to one of our product specialists

**To pay suppliers in these currencies, please speak to one of our product specialists here

See how our customers are finding Airwallex

  • “Having all our global SaaS subscriptions in one place has streamlined our finance processes and enabled better tracking and control of expenses. It’s even better knowing that Airwallex isn’t hitting us with any international transaction fees.”
    Warren Durling

    Chief Operating Officer, Dovetail Studios

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