Simple, low, transparent pricing

Our business accounts come standard with no monthly fees & no card fees, just a small margin on top of our interbank FX rates.

That's it - no other hidden costs.

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Simple, transparent pricing

Domestic transfers (AUD)

FREE

FX margin

0.3% or 0.6% above interbank

Physical cards

FREE

International card transactions

FREE**

*Where payments are made through Airwallex’s payment network there are no payment fees. However any payments made via the SWIFT network will still incur a payment fee from $10AUD. Click here for more information. **For card transactions, you will access our interbank rates plus small margin for the following currencies: AUD, USD, GBP, EUR, HKD, CAD, NZD, SGD, JPY, CHF. For less frequently traded currencies, we will use the Visa rate.

How our fees compare against the Big Four Banks

With Airwallex, get access to our best rates, no matter the transaction amount. But don't take our word for it, check out how our rates stack up, below.

monthly feeFX (above interbank¹)international transaction card fee
AirwallexFREE0.3% or 0.6%FREE
Nab$10 AUD4.2%3%
Westpac$10 AUD5.2%3%
AnzFREE with conditions3.0%3%
Commenwealth BankFREE with conditions5.2%3%
monthly fee
AirwallexFREE
Nab$10 AUD
Westpac$10 AUD
AnzFREE with conditions
Commenwealth BankFREE with conditions
FX (above interbank¹)
Airwallex0.3% or 0.6%
Nab4.2%
Westpac5.2%
Anz3.0%
Commenwealth Bank5.2%
international transaction card fee
AirwallexFREE
Nab3%
Westpac3%
Anz3%
Commenwealth Bank3%

¹Where possible, we offer live exchange rates. Click here to find out more.

The above estimations are calculated based on published rates for the Big Four banks and what is included in their PDS documents. You can find more information on how we calculated our savings here.

How much does an international payment cost?

Send payments to countries in their local currency (eg USD to US) for free with our proprietary, local payment technology. We only charge a small margin on FX conversions. To send money overseas, see below for the currencies we support.

Access interbank rates² + 0.3% fees

Access interbank rates² + 0.6% fees

MYR
IDR
KRW
PHP
THB
VND
INR
NPR**
PKR**
BDT**
TRY**
LKR**
SEK
NOK
DKK
HUF
CZK
PLN
HRK
RON

Sending non-local currencies overseas (e.g. USD to China)? We can still help but we will need to use the SWIFT network and charge a small payment fee from $10AUD. This is to cover the cost of using the SWIFT network.

²Where possible, we offer live exchange rates. Click here to find out more.

*CNY has an additional 0.1% payout fee. Will require additional information to enable, please speak to one of our product specialists

**To pay suppliers in these currencies, please speak to one of our product specialists here

Make faster, cheaper payments across the globe

Fast growing, Australian businesses are switching to Airwallex to save on everyday business transfers – whether on international customers, suppliers or staff.

View our transparent FX rates and fees to find out exactly how much your payment will cost.

Save more on every transaction with Airwallex

AU
AUD
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FX markup
0.3%
Interbank rate
 
US
USD
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Where possible, payments are made using Airwallex’s local network to eliminate transaction fees and deliver your funds faster and in full. For payments made in NZD, CHF or CNY, we charge a $10 AUD payment fee to cover the cost of using the SWIFT network. For more information, please review our Fee Schedule and Country Payout Guide.

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