Yield
Coming soonEarn 1.39% on SGD and 3.81% on USD*
Make your money work as hard as you do - start earning returns in a few clicks with no lock-up periods.
*Indicative rate is based on the historical annualized rate of the underlying funds as of 1 August 2025, net of Airwallex fees. Click here to learn more. Yield is not a savings or deposit product. Investments involve risks, including the possible loss of principal amount invested. You should seek advice from a financial adviser before making any investment decision. In the event that you choose not to seek advice from a financial adviser, you should consider whether the investment is suitable for you. Screenshots of the product are for illustrative purposes only.
No Airwallex account yet? Sign up for here for a business account today.
*Indicative rate is based on the historical annualized rate of the underlying funds as of 1 August 2025, net of Airwallex fees. Click here to learn more. Yield is not a savings or deposit product. Investments involve risks, including the possible loss of principal amount invested. You should seek advice from a financial adviser before making any investment decision. In the event that you choose not to seek advice from a financial adviser, you should consider whether the investment is suitable for you. Screenshots of the product are for illustrative purposes only.
No Airwallex account yet? Sign up for here for a business account today.
Grow your funds faster than with your traditional bank**
1.39%*
3.81%*
** Traditional rates used for comparison are an average of major traditional banks' business plan per annum rates as at 5 Jun 2025.
Enhance your money’s potential with multi-currency returns
Airwallex Yield allows you to generate returns on multiple currencies through low-risk money market funds.*
Start earning instantly
Open an Airwallex account online and allocate funds to start accruing returns daily.
No lock-up periods required
Easily move funds between your cash balances and Yield account as needed to keep your business growing.
Earn on multiple currencies
Grow your multi-currency balances without having to open multiple accounts.
Keep your balance data in sync
Sync your Yield balances and returns to Xero in real time for faster reconciliation.
Get Started
Start growing your funds in just a few clicks*
Sign up for a Yield account
Your Yield account is integrated within the Airwallex WebApp. Move funds as often as you'd like between your cash balances and your Yield account.
Sit back and put your money to work
Returns are accrued on a daily basis. Easily track your lifetime earnings across currencies.
Cash out whenever you need
Funds generally settle from your Yield account to your cash balances in 1 business day.
Security
Keeping your funds safe
Your funds are always segregated from Airwallex’s assets. They can only be utilised based on the instructions you give Airwallex.
Airwallex Yield: Frequently asked questions
What is Airwallex Yield?
Airwallex Yield gives you a simple, low-risk way to invest your idle cash. You can invest both your SGD and USD balances and start earning returns instantly.* You can withdraw your funds from Yield at any time, with funds settling to your cash balances in your Airwallex account.
How does Airwallex Yield work?
Through Airwallex Yield, customers can earn returns on both Singapore and US dollars in low-risk money market funds (3.81% for USD and 1.39% for SGD).* A money market fund is a fund that invests in a range of liquid, low-risk assets. Assets in money market funds typically include cash and cash-like investments with short maturities and high ratings such as certificates of deposit, treasury bills and commercial paper.
What returns could I earn on my Yield account?
Through Airwallex Yield, customers can earn returns on invest both Singaporean and US dollars in low-risk money market funds (3.81% for USD and 1.39% for SGD)*.
Airwallex Yield invests into Goldman Sachs USD Standard VNAV Fund, Institutional Accumulation Class (USD) and Fullerton SGD Cash Fund, Class A (SGD), which have historically tracked local cash interest rates for the region.
How long does it take for funds to move in and out of my Airwallex Yield account?
If you choose to withdraw money or deposit money into Yield before the following cutoff times, your transaction will normally settle to your cash balance the next business day:
SGD: 15:59 SGT
USD: 23:59 SGT
Yield deposits are not processed during public holidays.
SGD orders will not be processed during SG Public Holidays, SG Bank Holidays and weekends.
USD orders will not be processed during US Public Holidays, SG and USD Bank Holidays and weekends.
*Indicative rate is based on the historical annualized rate of the underlying funds as of 1 August 2025, net of Airwallex fees. Click here to learn more. Yield is not a savings or deposit product. Investments involve risks, including the possible loss of principal amount invested. You should seek advice from a financial adviser before making any investment decision. In the event that you choose not to seek advice from a financial adviser, you should consider whether the investment is suitable for you.