Let’s choose a plan that fits your business needs
Monthly prices are in USD. Terms & Conditions, additional Fees & Charges may apply.¹
For Platform API & Embedded Finance use cases get in touch with us to discuss custom pricing
Explore
For businesses to manage funds and finances globally
Free
$0 per user/month²
Explore includes:
Business Accounts
- Open multiple accounts per entity
- Collect and hold in 20+ currencies
- Free batch transfers to 120+ countries
- Access to interbank FX rates
- Earn 3.24% on USD with Yield*
Spend
- Unlimited multi-currency corporate cards with zero international fees²
- Up to 1.5% cash rebates on local USD spend⁴
- Advanced card controls to limit spend and freeze/cancel cards
- Expense management, reimbursement, and spend requests
- Domestic and international bill pay with AI coding
- Batched Bill Payments
- Accounting hub for accountants Coming soon
Payments
- Online card and local payment method acceptance globally
- Like-for-like settlement in 20+ currencies
- Optimize 360 for AI payment optimization and fraud prevention
- Custom payment integration paths
Billing
- Create and send invoices globally
- Manage simple and hybrid multi-frequency subscription pricing models
- Bill customers based on actual usage
Integrations
- Sync bank feeds, expenses, and bills with Xero and QuickBooks
Grow
For growing businesses to manage funds and spend with precision
$12 per user/month²
+ platform fee based on team size
Everything in Explore, plus:
Business Accounts
- Earn 3.39% on USD with Yield*
Spend
- Late submission policies and automatic card freezing rules
- Credit line for corporate cards Coming soon
- Customizable, multi-conditional approvals
- Advanced rules-based automation for expenses
- Track planned budgets vs. actuals Coming soon
- AI expense policy agent
- Rules-based automation for bills
- Approval workflows for vendors
- Remittance advice for bills
Integrations
- Sync bank feeds, expenses, and bills with Netsuite and Dynamics 365 Business Central
- HRIS platform integrations
Enterprise Capabilities
- Single sign-on Coming soon
Accelerate
For large businesses that need customized financial workflows and support
Custom pricing
Everything in Grow, plus:
Business Accounts
- Earn 3.51% on USD with Yield*
Spend
- Purchase orders and requests
- 3-way matching for goods receipts and invoices powered by AI
Enterprise Capabilities
- Custom direct Spend API integration with ERP
- Centralized management of finances across global entities³ (up to 3 entities)
Support
- Dedicated account manager
- Onboarding support
1. The monthly fee is charged per business legal entity (note: one business legal entity may have multiple accounts). In addition to any monthly fees, per-transaction fees will be applied for certain transactions such as FX, transfers, and payments processing. See our detailed fee schedule and terms for more information.
2. A user is defined as any Spend user who is an active employee cardholder, OR submits, approves, or pays a card expense or reimbursement, OR submits, approves, or pays a bill in the billing period. The Explore Plan includes up to 10 free Spend users while the Grow Plan allows a maximum of 250 Spend users.
3. Custom fees will apply per additional entity beyond 3 entities.
Compare features
Compare plans | Explore | Grow | Accelerate |
|---|---|---|---|
| Get started | Get started | Contact sales |
 Business Accounts | |||
Business Account Features | |||
 Transfers Send money globally with our lightning-fast transfers. View our payout network Free Local Transfers to 120+ countries  FX Conversions Convert currencies at market-leading rates for AUD, USD, HKD, CNY, EUR, GBP, SGD, and more. 0.5% above interbank rates for major currencies 1% for all other currencies  Yield Earn returns on USD funds. Learn more about Yield Up to 3.51% returns on USD* | |||
Global Accounts and Wallet | |||
Global Accounts to collect and hold in 20+ currencies |  | | |
Multi-currency funds management in wallet | | | |
Direct debit in and out | | | |
Low balance alerts | | | |
FX & Transfers | |||
Access to interbank FX rates | 0.5% above interbank rates for major currencies, 1.0% for all others | 0.5% above interbank rates for major currencies, 1.0% for all others | 0.5% above interbank rates for major currencies, 1.0% for all others |
FX rate alerts | | | |
Fast, local transfers to 120+ countries | Free | Free | Free |
SWIFT transfers to 200+ countries | $15-$25/ transfer (SHA and OUR) | $15-$25/ transfer (SHA and OUR) | $15-$25/ transfer (SHA and OUR) |
Multi-layer transfer approval flows | | | |
Automated FX transactions and transfers via API | | | |
International batch transfers | | | |
Yield | |||
Competitive net returns on USD* | 3.24% on USD* | 3.39% on USD* | 3.51% on USD* |
 Spend | |||
Corporate Cards | |||
Unlimited multi-currency corporate cards | | | |
Up to 1.5% cash rebates on local USD spend | | | |
Apple Pay and Google Pay support | | | |
Card controls to limit spend and freeze/cancel cards | | | |
Card contacts for shared access to company cards | | | |
Global card issuing via API in 40+ countries | | | |
Late submission policies and automatic card freezing rules | | | |
Credit line for corporate cards (coming soon) | | | |
Expense Management | |||
Reimbursements to employees in 200+ countries | | | |
Automated receipt data extraction | | | |
Mobile app to submit and approve expenses | | | |
Employee spend requests | | | |
Accounting hub for accountants (coming soon) | | | |
Customizable, multi-conditional approvals | | | |
Advanced rules-based automation for expenses (Coming soon) | | | |
Expense management for cards and reimbursements | | | |
AI expense policy agent | | | |
Bill Pay | |||
Domestic and international bill payments | | | |
Upload, email, or sync bills from your accounting software | | | |
Automated bill data extraction | | | |
Management of vendor details | | | |
Bulk bill approvals and payments | | | |
Customizable, multi-conditional approvals for bills | | | |
Rules-based automation for bills | | | |
Approval workflows for vendors | | | |
Remittance advice for bills | | | |
Purchase orders and purchase requests | | | |
3-way matching for goods receipt and invoices | | ||
Spend User | |||
Spend user fees | Up to 10 free Spend users | $12 per active Spend user/month up to 250 Spend users | |
 Payments | |||
Common Payment Features | |||
 Domestic Cards Visa, Mastercard, American Express, Apple Pay and Google Pay 2.80% + $0.30 4.30% + $0.30 for international cards  Subscription Management Collect recurring subscription payments from your customers 0.50% per successful card transaction  Local Payment Methods WeChat Pay, GrabPay and 160+ other methods. Click here to view full list $0.30 plus payment method fees | |||
Payment Acceptance | |||
Domestic cards | 2.8% + $0.30 | 2.8% + $0.30 | 2.8% + $0.30 |
International cards | 4.30% + $0.30 | 4.30% + $0.30 | 4.30% + $0.30 |
Local payment methods | $0.30 + Payment Method Fee | $0.30 + Payment Method Fee | $0.30 + Payment Method Fee |
Card acceptance and 160+ local payment methods | | | |
Dynamic, multi-currency pricing | | | |
Like-for-like settlement in 20+ currencies | | | |
No-code payment links | | | |
Custom URL payment links | | | |
eCommerce plugin integrations | | | |
Custom website checkout via components, APIs, and SDKs | | | |
3D Secure | | | |
Adjustable risk thresholds | | | |
Dispute management | | | |
 Billing | |||
Billing Features | |||
 Invoicing Create and send invoices globally Free  Subscription Management Automate recurring revenue 0.50% per successful transaction  Usage-based Billing Bill customers by actual usage 0.50% per successful transaction | |||
Invoicing | |||
One-off and recurring invoices | | | |
Instant invoice charge | | | |
Automated email reminders and notifications | | | |
Credit notes and refunds | | | |
Multi-entity billing | | | |
Automatic invoice reconciliation | | | |
Subscription Management | |||
Flexible pricing models including flat fees, per-unit rates, and graduated tiers | | | |
Multi-frequency schedules within a single subscription | | | |
Free trials and pricing discounts | | | |
Intelligent dunning and payment retries | | | |
Edit subscription items with mid-cycle upgrades and downgrades | | | |
Usage-based Billing | |||
Pay-as-you-go and hybrid pricing plans | | | |
High-throughput usage event ingestion | | | |
Low latency usage metering | | | |
 Integrations | |||
Bank feeds sync with Xero, and QuickBooks | | | |
CSV export for expenses and bills | | | |
Bank feeds, expenses, and bills sync with NetSuite | | | |
HRIS platform integrations | | | |
 Enterprise Capabilities | |||
Custom roles and permissions | | | |
Advanced, multi-currency reporting | | | |
Single sign-on (coming soon) | | | |
Custom direct ERP Spend API integration | | ||
Centralized management of finances across global entities | Up to 3 entities | Unlimited entities | |
Embedded finance integrations | |||
 Support | |||
Help centre articles and FAQs | | | |
Email support | | | |
Dedicated account manager | | ||
Onboarding support | | ||
Custom API implementation | |||
Business Accounts | |||
Business Account Features | |||
Transfers Send money globally with our lightning-fast transfers. View our payout network Free Local Transfers to 120+ countries FX Conversions Convert currencies at market-leading rates for AUD, USD, HKD, CNY, EUR, GBP, SGD, and more. 0.5% above interbank rates for major currencies 1% for all other currencies | |||
Global Accounts and Wallet | |||
Global Accounts to collect and hold in 20+ currencies | | ||
Multi-currency funds management in wallet | | ||
Direct debit in and out | | ||
Low balance alerts | | ||
FX & Transfers | |||
Access to interbank FX rates | 0.5% above interbank rates for major currencies, 1.0% for all others | ||
FX rate alerts | | ||
Fast, local transfers to 120+ countries | Free | ||
SWIFT transfers to 200+ countries | $15-$25/ transfer (SHA and OUR) | ||
Multi-layer transfer approval flows | | ||
Automated FX transactions and transfers via API | | ||
International batch transfers | | ||
Yield | |||
Competitive net returns on USD* | 3.24% on USD* | ||
Spend | |||
Corporate Cards | |||
Unlimited multi-currency corporate cards | | ||
Up to 1.5% cash rebates on local USD spend | | ||
Apple Pay and Google Pay support | | ||
Card controls to limit spend and freeze/cancel cards | | ||
Card contacts for shared access to company cards | | ||
Global card issuing via API in 40+ countries | | ||
Late submission policies and automatic card freezing rules | |||
Credit line for corporate cards (coming soon) | |||
Expense Management | |||
Reimbursements to employees in 200+ countries | | ||
Automated receipt data extraction | | ||
Mobile app to submit and approve expenses | | ||
Employee spend requests | | ||
Accounting hub for accountants (coming soon) | | ||
Customizable, multi-conditional approvals | |||
Advanced rules-based automation for expenses (Coming soon) | |||
Expense management for cards and reimbursements | | ||
AI expense policy agent | |||
Bill Pay | |||
Domestic and international bill payments | | ||
Upload, email, or sync bills from your accounting software | | ||
Automated bill data extraction | | ||
Management of vendor details | | ||
Bulk bill approvals and payments | |||
Customizable, multi-conditional approvals for bills | |||
Rules-based automation for bills | |||
Approval workflows for vendors | |||
Remittance advice for bills | |||
Purchase orders and purchase requests | |||
3-way matching for goods receipt and invoices | |||
Spend User | |||
Spend user fees | Up to 10 free Spend users | ||
Payments | |||
Common Payment Features | |||
Domestic Cards Visa, Mastercard, American Express, Apple Pay and Google Pay 2.80% + $0.30 4.30% + $0.30 for international cards Subscription Management Collect recurring subscription payments from your customers 0.50% per successful card transaction Local Payment Methods WeChat Pay, GrabPay and 160+ other methods. Click here to view full list $0.30 plus payment method fees | |||
Payment Acceptance | |||
Domestic cards | 2.8% + $0.30 | ||
International cards | 4.30% + $0.30 | ||
Local payment methods | $0.30 + Payment Method Fee | ||
Card acceptance and 160+ local payment methods | | ||
Dynamic, multi-currency pricing | | ||
Like-for-like settlement in 20+ currencies | | ||
No-code payment links | | ||
Custom URL payment links | | ||
eCommerce plugin integrations | | ||
Custom website checkout via components, APIs, and SDKs | | ||
3D Secure | | ||
Adjustable risk thresholds | | ||
Dispute management | | ||
Billing | |||
Billing Features | |||
Invoicing Create and send invoices globally Free Subscription Management Automate recurring revenue 0.50% per successful transaction Usage-based Billing Bill customers by actual usage 0.50% per successful transaction | |||
Invoicing | |||
One-off and recurring invoices | | ||
Instant invoice charge | | ||
Automated email reminders and notifications | | ||
Credit notes and refunds | | ||
Multi-entity billing | | ||
Automatic invoice reconciliation | | ||
Subscription Management | |||
Flexible pricing models including flat fees, per-unit rates, and graduated tiers | | ||
Multi-frequency schedules within a single subscription | | ||
Free trials and pricing discounts | | ||
Intelligent dunning and payment retries | | ||
Edit subscription items with mid-cycle upgrades and downgrades | | ||
Usage-based Billing | |||
Pay-as-you-go and hybrid pricing plans | | ||
High-throughput usage event ingestion | | ||
Low latency usage metering | | ||
Integrations | |||
Bank feeds sync with Xero, and QuickBooks | | ||
CSV export for expenses and bills | | ||
Bank feeds, expenses, and bills sync with NetSuite | |||
HRIS platform integrations | |||
Enterprise Capabilities | |||
Custom roles and permissions | | ||
Advanced, multi-currency reporting | | ||
Single sign-on (coming soon) | |||
Custom direct ERP Spend API integration | |||
Centralized management of finances across global entities | |||
Embedded finance integrations | |||
Support | |||
Help centre articles and FAQs | | ||
Email support | | ||
Dedicated account manager | |||
Onboarding support | |||
Custom API implementation | |||
Frequently asked questions
Does the monthly fee apply to each of my accounts?
No, Airwallex will only charge the monthly fee per each business legal entity that has signed up with Airwallex. You may have multiple accounts under one business legal entity, but you will only be charged per each business legal entity.
Are there additional fees besides the monthly plan fee?
In addition to the monthly fee, existing transaction fees for FX, Transfers, and Payment processing will still apply. Details on these fees are provided in the table above.
I'm a current Airwallex customer, will I be able to continue on my current pricing?
For current customers that signed up to Airwallex before June 1st 2025, your current transaction pricing will not change and you will be placed in the Explore tier that has no monthly fee on July 1st 2025. If you wish to try our more advanced capabilities in the Grow or Accelerate tiers you'll be able to upgrade your plan.
*Indicative rate is based on the 7-day annualized historical rate of the underlying funds as of January 29, 2026, net of fees. Airwallex Yield brokerage services are offered through Airwallex Capital US LLC (“Airwallex Capital US”). Airwallex Capital US is a registered broker-dealer and member of FINRA/SIPC. Past performance does not guarantee future returns. Airwallex Capital US does not provide investment advice or recommendations, and this information does not take into account your investment profile or financial situation. Airwallex Capital US is a member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). All claims outlined in this page are pertinent to businesses and are not relevant to individuals.
You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor is not required to reimburse the Fund for losses, and you should not expect that the sponsor will provide financial support to the Fund at any time, including during periods of market stress.
Returns in Airwallex Yield are generated via investments in AAA-rated money market funds, such as those from JP Morgan Asset Management, and are based on the dividend that is paid on the underlying investments. For more details, you can access fund prospectus here.
For a detailed description of fees and expenses associated with the Airwallex Yield account, click here.