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Online Payments

Transactional FX

Developer Tools

Online Payments

Overview

Starting with payments Transaction and settlement model Pricing model

Get started

Set up your merchant account Accept a payment Settle into your Airwallex balance

Integration options

Integration Overview Payment Links Payment Links API Hosted Payment Page Embedded Elements Drop-in Element Mobile SDK Native API Plugins

Test and go live

Integration checklist Test card numbers Notifications and webhooks Response codes

Issuer response codes AVS Codes CVC2/CVV2 Codes Merchant Advice code

Manage your payments

Capture Refunds Cancellations Transaction report Settlement report

Features

3D Secure authentication Save payment details for future payments Multi-currency pricing Fraud management Risk Network Tokenization Disputes

Payment Methods

Overview Global EU & UK APAC US & LATAM

Platforms

Introduction Process payments and manage funds Manage split funds flow Reverse split funds

Compliance

PCI-DSS requirements Reserve plan Acceptable uses & scheme restrictions

Merchant Advice code

Table below explains how the combination of Merchant advice code & response code should be perceived. Airwallex provides you both these fields in API response & Web-app portal as well.

Isser Response codes	MAC	MAC description	Potential reasons	Suggested Merchant action
00, 05, 14, 51, 54, 79, 82	01	New Account info available	Expired Card or Account upgrade or Portfolio sale or conversion	Obtain new account information before next billing cycle
51, 79, 82, 83	02	Cannot Approve at This Time	Over Credit Limit or Insufficient funds	Recycle transaction 72 hours later
05, 14, 51, 54, 79, 82, 83	03	Do not try again	Account Closed or Fraudulent	Obtain another type of payment from customer
39	04	POS cardholder presence indicator	SLI & cryptograhy data problem	Resubmit with appropriate information
05	21	Payment Cancellation	Cardholder canceled agreement	Do Not submit