TradeBridge redefines modern finance with Airwallex

Founded by Olivier Bonavero, Mark Coxhead, and Mark Spiteri, TradeBridge is a fintech company providing multi-currency funding to businesses across the eCommerce, healthcare, and corporate sectors. By analyzing whole-business trading data, TradeBridge tailors loan facilities to meet each client’s unique financial needs, helping them scale efficiently.

The challenge

Managing multi-currency payments and collections

As TradeBridge expanded, it needed an end-to-end digital payment solution to efficiently transfer funds to clients, collect repayments from eCommerce platforms like Amazon and PayPal, and track real-time sales data. Traditional banking infrastructure lacked the flexibility required to support TradeBridge’s fast-moving clients, leading to delays, hidden costs, and limited visibility over financial transactions.

Also, many eCommerce platforms limit payouts to third-party bank accounts, making it challenging for TradeBridge to collect repayments directly. The company required a solution that couldn't only deliver funds quickly and cost-effectively and provide seamless integration with payment service providers (PSPs) to ensure smooth fund collection and reconciliation.

The solution

To overcome these challenges, TradeBridge integrated Airwallex’s financial infrastructure into its platform, enabling the creation of multi-currency digital wallets for each client. These wallets provide a centralized hub for receiving, holding, and managing funds in multiple currencies, streamlining both payouts and repayments.

Mark Coxhead

CEO and Co-Founder of TradeBridge

“The integration time was exceptionally good. What was great was how responsive the engineering team were. This is one of the first times we’ve worked with a provider and the time to get live has been as short as we were promised.”

With Airwallex, TradeBridge can now deliver funds in its clients’ preferred currencies without hidden conversion fees, reducing costs and increasing efficiency. The wallets also allow TradeBridge to collect multi-currency repayments directly from eCommerce platforms like Amazon, Shopify, and PayPal, ensuring a seamless cash flow process. Clients can settle funds directly from their eCommerce websites or PSPs into their Airwallex wallet, eliminating the need for multiple banking intermediaries.

Airwallex’s API integration provides real-time visibility into client receivables, allowing TradeBridge to adjust funding facilities based on up-to-date sales data. This level of financial insight ensures that businesses receive the capital they need when needed, without the inefficiencies of traditional lending models.

Mark Coxhead

CEO and Co-Founder of TradeBridge

“What we want to offer is a holistic product that is suitable for globally ambitious eCommerce businesses. In order to do that, we need to be able to deal globally with those clients, and that’s where Airwallex comes in. Into one global business account we can receive our repayments in a way that meets the requirements of the different marketplaces.”

The results

A scalable financial infrastructure for global growth

With Airwallex’s multi-currency capabilities, TradeBridge has built a more intuitive and scalable funding solution for modern businesses. Clients can access funds immediately, convert them into their preferred currencies, and make payments without waiting days for bank transfers.

With a robust financial infrastructure in place, TradeBridge is now positioned for global growth. Airwallex will support TradeBridge as it scales across Europe, Asia, and the US, helping more businesses unlock capital without limitations.

“Companies like Airwallex give online businesses a chance to be global players in a way that would have been too difficult before,” says Mark Coxhead, Co-Founder of TradeBridge. “The global platform allows us to take our product to the world.”

Jed Rose, GM of Airwallex EMEA, adds, “TradeBridge provides crucial financing to businesses across multiple sectors and leverages technology to ensure their products meet the needs of modern businesses. We’re delighted to support TradeBridge in building the financial infrastructure to help them and their clients scale internationally.”

Mark Coxhead

CEO and Co-Founder of TradeBridge

“We seek to provide products that are fit for the markets we serve, with all of the tools that are available to us. The digital infrastructure that companies like Airwallex provide enables us to build really great products for clients.”