Accept and Send USD ACH Anywhere
Eliminate wire fees with $0 domestic ACH transfers and same-day global settlement.
Operational Specifications
ACH PAYMENTS
Why US Finance Teams Choose Airwallex
Treasury Optimization
Earn institutional returns while keeping funds liquid.
Legacy Fee Elimination
Remove wire fees and expensive banking subscriptions.
Accelerated Cash Flow
Move money faster with local rails.
Unified Expense Management
Automate reconciliation and control employee spend.
Quantifiable Impact
“If you are an eCommerce company looking to expand beyond your locale, you need a solution like Airwallex. ”
Read Dalstrong’s story
"Like many high growth businesses, you’re dealing with multiple currencies. Now, with Airwallex we’re using the one platform to make multiple currency payments."
Read Orbitkey’s story
"Airwallex will save us $150,000 to $180,000 annually in hidden FX markups compared to traditional banking service providers."
Read HJS's story
SECURITY
Bank-Grade Security & Compliance
- Registration: Airwallex US, LLC is a registered Money Service Business (MSB No. 31000217304395) with FinCEN.
- Partnerships: We partner with established institutions like Evolve Bank & Trust and Community Federal Savings Bank (Members FDIC) to ensure institutional-grade fund safeguarding.
- Global Licensing: Operate with confidence across 80+ licenses and permits globally with full PCI DSS Level 1, SOC1, and SOC2 compliance.
Frequently asked questions about business accounts
How long does an ACH payment take?
An ACH payment can take one to three days to process and complete. For an additional fee, some institutions may offer same-day processing.
What is an ACH payment?
An ACH payment is an electronic transfer of funds between bank accounts made through the ACH network. It comes in two forms: debit (pulling funds) and credit (pushing funds).
How much are ACH transfer fees?
ACH transfer fees are typically low, ranging from $0.25 to $2.00 per transaction for domestic transfers. Always check with your provider for specific fees.
Can I use ACH if I don’t have a US entity?
Yes. With Airwallex, eligible businesses can receive and transfer USD via ACH without setting up a US entity—so you can access the ACH network and transact in USD more like a local business.
How can Airwallex help with ACH?
Airwallex helps you get ACH-ready by letting you open a USD account to receive and send USD via ACH. You can also open Global Accounts in multiple currencies, making it easier to manage cross-border cash flow, reduce friction from international fees, and handle currency conversion in one place.
Create an Airwallex account today
*Indicative rate is based on the 7-day annualized historical rate of the underlying funds as of May 13, 2026, net of fees. Highest rates displayed require an Accelerate subscription with associated fee, set at custom pricing. Airwallex Yield brokerage services are offered through Airwallex Capital US LLC (“Airwallex Capital US”). Airwallex Capital US is a registered broker-dealer and member of FINRA/SIPC. Past performance does not guarantee future returns. Airwallex Capital US does not provide investment advice or recommendations, and this information does not take into account your investment profile or financial situation. Airwallex Capital US is a member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). All claims outlined in this page are pertinent to businesses and are not relevant to individuals.
You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor is not required to reimburse the Fund for losses, and you should not expect that the sponsor will provide financial support to the Fund at any time, including during periods of market stress.
Returns in Airwallex Yield are generated via investments in AAA-rated money market funds, such as those from JP Morgan Asset Management, and are based on the dividend that is paid on the underlying investments. For more details, you can access fund prospectus here.
For a detailed description of fees and expenses associated with the Airwallex Yield account, click here.