Accept and Send USD ACH Anywhere
Eliminate wire fees with $0 domestic ACH transfers and same-day global settlement.
Operational Specifications
ACH PAYMENTS
Why US Finance Teams Choose Airwallex
Treasury Optimization
Earn institutional returns while keeping funds liquid.
Legacy Fee Elimination
Remove wire fees and expensive banking subscriptions.
Accelerated Cash Flow
Move money faster with local rails.
Unified Expense Management
Automate reconciliation and control employee spend.
Quantifiable Impact
“If you are an eCommerce company looking to expand beyond your locale, you need a solution like Airwallex. ”
Read Dalstrong’s story
"Like many high growth businesses, you’re dealing with multiple currencies. Now, with Airwallex we’re using the one platform to make multiple currency payments."
Read Orbitkey’s story
"Airwallex will save us $150,000 to $180,000 annually in hidden FX markups compared to traditional banking service providers."
Read HJS's story
SECURITY
Bank-Grade Security & Compliance
- Registration: Airwallex US, LLC is a registered Money Service Business (MSB No. 31000217304395) with FinCEN.
- Partnerships: We partner with established institutions like Evolve Bank & Trust and Community Federal Savings Bank (Members FDIC) to ensure institutional-grade fund safeguarding.
- Global Licensing: Operate with confidence across 80+ licenses and permits globally with full PCI DSS Level 1, SOC1, and SOC2 compliance.
Frequently asked questions about business accounts
How long does an ACH payment take?
An ACH payment can take one to three days to process and complete. For an additional fee, some institutions may offer same-day processing.
What is an ACH payment?
An ACH payment is an electronic transfer of funds between bank accounts made through the ACH network. It comes in two forms: debit (pulling funds) and credit (pushing funds).
How much are ACH transfer fees?
ACH transfer fees are typically low, ranging from $0.25 to $2.00 per transaction for domestic transfers. Always check with your provider for specific fees.
Can I use ACH if I don’t have a US entity?
Yes. With Airwallex, eligible businesses can receive and transfer USD via ACH without setting up a US entity—so you can access the ACH network and transact in USD more like a local business.
How can Airwallex help with ACH?
Airwallex helps you get ACH-ready by letting you open a USD account to receive and send USD via ACH. You can also open Global Accounts in multiple currencies, making it easier to manage cross-border cash flow, reduce friction from international fees, and handle currency conversion in one place.