Revolut vs Airwallex: Compare features and fees

See how Airwallex delivers superior global coverage, broader multi‑currency capabilities, and lower total costs than Stripe for businesses in or serving Israel.

While both providers support global online payments, Airwallex reaches 200+ countries with payouts routed over local rails in 120+ for consistently faster, lower‑cost delivery — and combines payments, FX, multi‑currency accounts, and spend management all on one platform.

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3 reasons why businesses choose Airwallex over Revolut

Settle payments like‑for‑like in more currencies

Stripe supports multi‑currency settlement but typically requires separate foreign bank accounts for each currency you want to settle in, adding setup work, banking relationships, and delays.

Airwallex lets you settle like‑for‑like in 20 major currencies directly into a built‑in multi‑currency wallet — no external bank accounts needed. That means fewer forced conversions, fewer banking partners, and far less operational overhead as you scale across markets.

Offer more local payment methods

Stripe offers over 100 local payment methods globally and is strong on cards and digital wallets, but its coverage is still limited in some regions and verticals.

Airwallex supports 160+ local payment methods across 180+ countries — including a wider range of regional wallets, bank transfer schemes, and buy now, pay later options for both domestic and cross‑border transactions.

Get a true end‑to‑end financial platform

Stripe focuses primarily on payment acceptance and developer tooling, leaving businesses to bolt on other providers for FX, multi‑currency accounts, global payouts, and spend management.

Airwallex provides an end‑to‑end financial operations platform: multi‑currency business accounts, FX and transfers, payment acceptance, corporate cards, expense management, bill pay, and more — all integrated. Instead of stitching together Stripe plus multiple third‑party tools, you can run your global money flows from one place.

Reach more markets and gain full control over your global payments with Airwallex

Stripe is optimised as a powerful payment gateway and acquiring platform, with support for many countries and methods, but it remains payments‑first. Airwallex combines a modern payment stack with deep treasury capabilities and global payouts, giving you best‑in‑class coverage for both collecting and deploying funds.
With Airwallex, businesses in or serving Israel can accept card and alternative payment methods in 160+ countries, settle like‑for‑like in 20 currencies, hold balances in a central multi‑currency wallet, and pay suppliers, platforms, and teams worldwide using local rails where available. That means fewer FX conversions, fewer bank intermediaries, and a single view of cash positions across currencies and markets.
Stripe can process global card and wallet payments and supports some alternative methods, but without integrated multi‑currency accounts and FX tools, many businesses end up converting more often, wiring funds between banks, or relying on additional providers for core treasury functions — adding both cost and complexity.

Features

Stripe

Airwallex

Like‑for‑like settlement

Supports multi‑currency settlement in a range of currencies, but generally requires separate local bank accounts in each settlement currency and external banking relationships.

Like‑for‑like settlement in 20 currencies into a built‑in multi‑currency wallet — no foreign bank accounts required.

Global reach and payment methods

Strong global acquiring footprint and ~100–125 local payment methods across 195+ countries, with a primary focus on cards and mainstream wallets.

Payment acceptance in 160+ local payment methods across 180+ countries, including a broader mix of local bank transfers, regional wallets, and buy now, pay later options.

Multi‑currency fund management

Primarily focused on collection and settlement; treasury tooling is limited and often requires external banking or FX partners.

Robust treasury tools to hold, convert, transfer, and schedule FX between currencies, all from a central multi‑currency account.

Buy now, pay later options

BNPL available in selected domestic or regional markets and schemes.

BNPL options available for both domestic and international flows in supported markets, aligning with a broader cross‑border focus.

Broader platform capabilities

Focused on payment processing, billing, and developer tooling. Additional financial operations (global accounts, FX, spend management) require other providers.

Complete financial operations platform: multi‑currency accounts, FX and transfers, payment acceptance, corporate cards, expense management, and bill pay — all integrated.

Save on FX and transfer fees with Airwallex

Save on payment processing fees and avoid costly currency conversions with like‑for‑like settlement. For example, a business selling to US customers can charge in USD and settle those funds directly into a USD balance, without converting back to a base currency and paying FX fees. That USD balance can then be used to pay US‑based suppliers and platforms, further reducing FX costs.
With Airwallex, businesses settle payments like‑for‑like in 20 major currencies using the built‑in multi‑currency wallet, with no forced FX conversions. Unlike Stripe, there is no need to open separate foreign currency bank accounts to access these benefits — currency accounts are available instantly within the Airwallex platform.

Fees

Revolut

Airwallex

Card processing (domestic examples)

Often around 1.4–1.5% + fixed fee for local cards in many European markets, with higher pricing for certain schemes or methods.

Often around 1.3% + fixed fee for comparable domestic card transactions in similar markets, subject to contract.

Cross‑border and international cards

Higher rates (for example often 2.5–3.25% + fixed fee) for international or cross‑border card payments, plus FX surcharges when currencies differ.

Generally lower ad‑valorem fees than Stripe for equivalent cross‑border transactions, with clearer FX pricing via interbank + 0.5–1.0%.

FX conversion fees

Additional FX fees apply when converting settlement currencies, often via a percentage mark‑up and a separate FX conversion fee; like‑for‑like settlement requires foreign bank accounts.

Transparent FX margin (typically 0.5–1.0%) over interbank, and like‑for‑like settlement into 20 currencies via the Airwallex wallet without opening foreign bank accounts.

Fraud and risk tools

Core fraud tools included; advanced suites such as Stripe Radar for Fraud Teams may carry extra per‑transaction or monthly fees.

Fraud and risk controls included in the core payments offering, without separate per‑transaction fraud surcharges.

Note: All Stripe and Airwallex fee figures above are indicative only and based on typical public pricing in selected markets such as the UK and EU. Exact fees for your business (including entities that serve Israel) depend on location, volumes, industry, methods, and negotiated terms. Always refer to Stripe’s and Airwallex’s official pricing and contracts for current, precise information.

What local businesses are saying about Airwallex

Airwallex Testimony

“Airwallex is a really good example of how we’re investing in technology. While our previous solution for foreign payments was very slow, manual and outdated, Airwallex is quick, easy and efficient. Not only does Airwallex save the team time, it also saves us money – it’s a win-win.”

Laura Bowden

CFO at McLaren Racing

Airwallex Testimony

“Everything just flows now - approvals, expenses, reimbursements. Managers feel trusted, the finance team is more visible, and we’re moving faster without losing control. Airwallex has completely changed the pace and perception of finance in the business.”

Nathan Humphreys

Financial Controller, Truvi

Airwallex Testimony

"We've had such a fantastic experience switching to Airwallex. Previously we were using a traditional bank to make all of our international transactions and they'd constantly lock us out of the account everytime we made a transfer, resulting in hours and hours of lost time on hold. Airwallex is secure, makes it super quick and simple to make and receive international payments."

Rupert

Managing Director, Perspective Pictures

Airwallex Testimony

"Our water solutions company, Dropterra (go.dropterra.com) has partnered with Airwallex since inception and it has been the best banking and payment partner a company can think of. International transactions are easy, secure, and fast, the technology is incredible and their client service fantastic! We look forward to growing and deepening our relationship with Airwallex!"

Francois Schramek

Co-Founder, Dropterra

Airwallex Testimony

“Before we found Airwallex, it was difficult to find an employee cards and payments infrastructure partner that could keep up with our high growth and big vision. Airwallex has provided a complete business account to seamlessly manage employee expenses, multi-currency collections and transfers at market-leading FX rates. To date, Airwallex has helped Mr Yum issue more than 30 cards, launch 3 months faster in the UK and saved more than $50,000 on international transaction and FX-related fees”

Corey Payne

Financial Controller, Mr Yum

Frequently asked questions about Stripe fees and features

How much are Stripe fees in Israel?

Stripe’s fees for Israel‑linked businesses depend on where your merchant entity is incorporated (for example, EU, UK, US), your volumes, payment methods, and currencies. As a guide, Stripe often charges around 1.4–1.5% + a fixed fee for domestic European cards, more for EEA and international cards, and additional FX margins and surcharges when payments are in non‑settlement currencies. Exact fees and eligibility should always be confirmed on Stripe’s pricing pages and with Stripe sales for your specific setup.

Airwallex offers a competitive alternative with transparent card pricing, lower typical FX margins, and more control over when and how you convert.

What alternative solutions to Stripe are there?

Alternatives include PayPal, Square, Braintree, and other gateways and acquiring banks. Airwallex is particularly well suited to businesses with significant cross‑border activity and multi‑currency needs, offering broad global coverage and 160+ local payment method, like‑for‑like settlement in 20 currencies via a multi‑currency wallet, and integrated FX, transfers, multi‑currency accounts, and spend management on top of payments.

This gives you a more complete financial operations solution than a payment‑only provider.

What is like‑for‑like settlement and why does it matter?

Like‑for‑like settlement means you receive funds in the same currency the customer paid in, rather than having them automatically converted into a base currency. For example, a customer pays in USD and you settle into a USD balance. This avoids unnecessary FX conversions and extra fees on every sale.

For Israel‑linked businesses selling in multiple currencies, like‑for‑like settlement is critical to protect margins and to reuse foreign‑currency revenue directly for local expenses (for example, marketing, platforms, or suppliers in that currency).

How does Stripe’s like‑for‑like settlement compare to Airwallex’s?

Stripe can support like‑for‑like settlement in multiple currencies, but usually only if you maintain external bank accounts in those currencies, which adds complexity and cost.

Airwallex, by contrast, lets you open local currency accounts and a multi‑currency wallet directly in the platform, so payments settle like‑for‑like in 20 currencies without needing separate foreign bank accounts.

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*All comparisons and information reflect Airwallex’s own research using public documentation as of February 2026, and have not been independently validated. The information is provided for educational purposes only and a reader should consider the specific requirements of their business when evaluating providers. This research is reviewed annually. If you would like to request an update, feel free to contact us at [email protected].