Wero is currently available in beta testing program. Please reach out to your Airwallex Account Manager or [email protected] if you would like to join the beta.
Reach customers across Europe with a single integration
Wero is a pan-European instant account-to-account (A2A) payment method developed by the European Payments Initiative (EPI). It enables real-time bank payments, allowing customers to pay directly from their bank accounts.
Wero is currently available to merchants in Germany and Belgium, with France launching in October 2026. Additional European markets will follow, expanding your addressable customer base over time.
Payment method properties
| Features | Wero |
|---|---|
| Payment type | Instant bank transfer |
| Available for businesses registered in | HK, EU, AU, NZ, SG, MY, UK, US, JP, CA |
| Activation time for onboarding | Instant |
| Shopper regions (typically used by payers from) | DE, BE |
| Processing currencies | EUR |
| Settlement currencies | EUR |
| Settlement schedule | T+0 calendar day |
| Minimum transaction amount | 0.5 EUR |
| Maximum transaction amount | 100,000 EUR |
| Recurring payments | |
| Refunds | with no time limit |
| Partial Refunds | with no time limit |
| Disputes (chargebacks) | |
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
| Payments for Platforms support |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| Hosted Payment Page Drop-in Element Embedded Elements Mobile SDK Native API Subscription APIs | Shopify WooCommerce SHOPLINE Shoplazza Magento | Payment Links Xero Invoice |
Payer experience
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On desktop: Shoppers scan the Wero QR code using their mobile banking app and confirm the payment in-app. The QR code expires in 10 minutes.
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On mobile: Shoppers are redirected directly to their banking app to authenticate and complete the payment, with no QR code scanning required.
The payment is confirmed instantly once completed.
Dispute handling
If a shopper raises a dispute for a Wero payment, please refer to Wero disputes for detailed instructions on how to manage and resolve disputes.