PayMe
PayMe is currently available in beta testing program. Please reach out to your Airwallex Account Manager or [email protected] if you would like to join the beta.
Reach Hong Kong shoppers with PayMe
PayMe is a popular mobile wallet in Hong Kong, backed by HSBC. With over 3 million users, it enables users to make instant payments directly from their PayMe balance or linked bank accounts, available 24/7.
At checkout, customers simply scan a PayMe QR code or select PayMe as a payment option and confirm the transaction in the PayMe app.
Payment method properties
| Features | PayMe |
|---|---|
| Payment type | E-Wallet |
| Available for businesses registered in | HK |
| Activation time for onboarding | 7 business days |
| Shopper regions (typically used by payers from) | HK |
| Processing currencies | HKD |
| Settlement currencies | HKD, or in your default settlement currency if your account does not support the above settlement currencies. |
| Settlement schedule | T+0 calendar day |
| Minimum transaction amount | 0.5 HKD |
| Maximum transaction amount | 200,000 HKD/ transaction * PayMe has an annual payment limit of 600,000 HKD. If your customer has already reached this limit, they will not be able to complete the payment using PayMe. |
| Session timeout | 10 minutes |
| Recurring Payment | ⛔ |
| Refunds | ✅ within 365 calendar days |
| Partial Refunds | ✅ within 365 calendar days |
| Disputes (chargebacks) | ⛔ |
| Placing a hold (delayed/manual capture) | ⛔ |
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
| Payments for Platforms support | ✅ |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| ✅ Hosted Payment Page ✅ Drop-in Element ⛔ Embedded Elements ⛔ Mobile SDK ✅ Native API ⛔ Subscription APIs | ✅ Shopify ⛔ WooCommerce ⛔ SHOPLINE ⛔ Shoplazza ⛔ Magento | ✅ Payment Links ✅ Xero Invoice |
Payer experience
To pay with PayMe, shoppers must have an active PayMe account. PayMe QR codes can only be scanned using the PayMe app and are not supported by standard banking apps.
- On desktop: Shoppers scan the PayMe QR code using the PayMe mobile app and confirm the payment in-app.
- On mobile: Shoppers are redirected directly to the PayMe app to authenticate and complete the payment, with no QR code scanning required.
The payment is confirmed instantly once completed.