Revolut vs Airwallex: Compare features and fees

See how Airwallex delivers better features and lower fees than Revolut. While both providers support global transfers, Airwallex reaches 200+ countries and routes payments over local rails in 120+ countries for faster, lower‑cost delivery. Receive, hold, settle, and send funds all on one platform.*

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3 reasons why businesses choose Airwallex over Revolut

Reach more countries with fast, low‑cost transfers

Send money to 200+ countries (compared to 150+ transfer destinations with Revolut) with transfers routed over local payment rails in 120+ countries for faster delivery and lower costs.

More than 90% of transactions arrive the same day when sent via our local rails network.

Receive funds like a local in more currencies

Create local bank details and receive funds like‑for‑like in 20+ currencies, helping avoid unnecessary conversions and simplify reconciliation — no matter where you’re located.

Businesses can do so without having to establish a local entity or open multiple foreign bank accounts.

Get more on one platform

Accept customer payments via major card schemes and 160+ local payment methods, then settle in multiple currencies to reduce FX and improve conversion.

Manage global accounts, FX, transfers, and payment acceptance from a single multi‑currency platform — built for cross‑border growth.

Send transfers to more regions and accept customer payments with Airwallex

Airwallex lets businesses transfer funds to 200+ countries, more than the 150+ that Revolut supports. By leveraging its local payment rails, businesses can send high-speed transfers to 120+ countries with faster delivery and lower costs.
With Airwallex, UK businesses can accept customer payments in 160+ countries using no-code payment links, eCommerce plugins, or fully customised API solutions. Boost conversions by offering cards and 160+ local payment methods at checkout.
Consolidate your global finances on one platform — receive, hold, settle and send funds, plus accept payments — to simplify operations and reduce unnecessary FX conversions.

Caractéristiques

Revolut

Airwallex

Couverture internationale

Plus de 150 pays. La plupart des virements reposent sur le système SWIFT, synonyme de délais de traitement plus longs et de frais d'intermédiaires plus élevés.

Plus de 200 pays avec des systèmes de traitement locaux dans plus de 120 pays : des virements plus rapides et moins coûteux, dans un plus grand nombre de pays. 

Coordonnées bancaires locales

Limitées aux devises principales telles que la livre sterling (GBP), l'euro (EUR), le dollar américain (USD) et le franc suisse (CHF). Pour de nombreuses autres devises, Revolut s'appuie sur des réseaux internationaux, de type SWIFT, qui peuvent entraîner des frais supplémentaires et des conversions.

Des coordonnées bancaires locales dans plus de 20 devises, une couverture plus large que celle de Revolut qui permet d'éviter les conversions forcées et d'offrir un véritable service de réception local.

Traitement des paiements en ligne et des méthodes de paiement locales

Paiements par carte et portefeuilles électroniques tels qu'Apple Pay, Google Pay et Revolut Pay, mais avec beaucoup moins de méthodes de paiement locales et de devises de règlement qu'Airwallex, ce qui peut créer davantage de frictions de conversion à mesure que vous vous développez à l'international.

Paiements acceptés dans le monde entier grâce aux principaux réseaux de cartes bancaires et plus de 160 méthodes de paiement locales. Cette possibilité de règlement multi-devises permet de localiser véritablement les paiements sur davantage de marchés.

Gestion des dépenses et de cartes multi-devises

Cartes multi-devises avec contrôles de dépenses de base. Gestion limitée des dépenses à mesure que vous évoluez.

Cartes professionnelles avec un système de contrôle granulaire (limites de dépenses par carte, restrictions commerciales, règles nationales), remboursements automatisés, système de reconnaissance OCR des factures, approbations en plusieurs étapes et intégration ERP.

Plateforme de gestion

Une approche fragmentée qui convient plutôt aux entités individuelles qu’aux entreprises en pleine croissance qui ont généralement besoin de prestataires distincts pour les paiements, les opérations de change ou le suivi consolidé des dépenses.

Plateforme complète et centralisée, y compris pour plusieurs entités, à partir d'un système unifié : comptes internationaux, opérations de change, virements, paiements, cartes et gestion des dépenses.

Save on FX and transfer fees with Airwallex

Overall, Airwallex offers lower fees for international transfers and currency conversions.

Frais

Revolut

Airwallex

0 % de frais sur les transactions internationales (systèmes de traitement locaux)

Non disponible. Les virements dépassant les limites mensuelles entraînent des frais à chaque transaction, et les options de règlement local limitées entraînent souvent des frais de conversion supplémentaires.

Disponible pour les traitements via les réseaux locaux vers plus de 120 pays. Dans les pays les plus courants, les frais de transfert Airwallex sont de 0 € grâce à un acheminement optimisé qui réduit les frais intermédiaires.

Frais de conversion des devises

Taux interbancaire avec marges une fois les provisions épuisées, plus des majorations supplémentaires pour les conversions en dehors des heures d'ouverture du marché (week-ends et jours fériés). Les pourcentages varient selon le forfait, la devise et le système utilisé, ce qui rend les coûts réels imprévisibles.

Taux interbancaire réel à une marge transparente comprise entre 0,5 et 1,0 %. Conservez vos fonds dans plus de 20 devises et ne les convertissez que lorsque cela correspond à votre stratégie, et non à chaque fois que vous effectuez un virement, comme l'impose Revolut en raison du nombre limité de devises acceptées.

What local businesses are saying about Airwallex

Airwallex Testimony

“Airwallex is a really good example of how we’re investing in technology. While our previous solution for foreign payments was very slow, manual and outdated, Airwallex is quick, easy and efficient. Not only does Airwallex save the team time, it also saves us money – it’s a win-win.”

Laura Bowden

CFO at McLaren Racing

Airwallex Testimony

“Everything just flows now - approvals, expenses, reimbursements. Managers feel trusted, the finance team is more visible, and we’re moving faster without losing control. Airwallex has completely changed the pace and perception of finance in the business.”

Nathan Humphreys

Financial Controller, Truvi

Airwallex Testimony

"We've had such a fantastic experience switching to Airwallex. Previously we were using a traditional bank to make all of our international transactions and they'd constantly lock us out of the account everytime we made a transfer, resulting in hours and hours of lost time on hold. Airwallex is secure, makes it super quick and simple to make and receive international payments."

Rupert

Managing Director, Perspective Pictures

Airwallex Testimony

"Our water solutions company, Dropterra (go.dropterra.com) has partnered with Airwallex since inception and it has been the best banking and payment partner a company can think of. International transactions are easy, secure, and fast, the technology is incredible and their client service fantastic! We look forward to growing and deepening our relationship with Airwallex!"

Francois Schramek

Co-Founder, Dropterra

Airwallex Testimony

“Before we found Airwallex, it was difficult to find an employee cards and payments infrastructure partner that could keep up with our high growth and big vision. Airwallex has provided a complete business account to seamlessly manage employee expenses, multi-currency collections and transfers at market-leading FX rates. To date, Airwallex has helped Mr Yum issue more than 30 cards, launch 3 months faster in the UK and saved more than $50,000 on international transaction and FX-related fees”

Corey Payne

Financial Controller, Mr Yum

Frequently asked questions about Revolut fees and features

How much are Revolut Business fees in France?

Revolut Business uses a tiered pricing model in France, with monthly plans (Basic, Grow, Scale, and Enterprise) that each include a limited allowance of no-fee transfers and FX conversions before additional charges apply.

For French businesses, international transfers typically cost around €5 per transfer once your plan's monthly allowance is exhausted, with the exact number of included transfers and limits varying by plan tier and payment corridor. Currency exchange uses an interbank-based rate, with a 0.6% fee once you exceed your plan's monthly FX allowance and an additional 1% surcharge for exchanges outside FX market hours (weekends and public holidays) — meaning conversion costs can reach 1.6% at certain times.

Other fees — for payment acceptance (when available), cards, and add-ons such as expense management tools — are billed separately and can accumulate significantly as your transaction volumes grow.

Note: For the latest Revolut Business pricing in France, always refer to Revolut's official pricing and legal pages.

What alternative solutions to Revolut are there?

Alternatives to Revolut include providers like PayPal, Payoneer, Stripe, and Wise, among others. However, Airwallex is specifically built for France-based and EEA businesses that need:

  • Genuinely broad global coverage (200+ countries, 120+ with local rails) vs Revolut's 150+ with mixed routing

  • Multi‑currency accounts with like‑for‑like settlement in 20+ currencies vs Revolut’s more limited set of currencies where you can both hold and receive via local account details

  • Integrated payment acceptance, FX, transfers, card issuing and advanced spend management on one unified platform vs Revolut's more limited and fragmented capabilities

  • Transparent, consistent pricing designed to minimise your total cost of global money movement vs plan-based allowances and variable fees

Who can open an Airwallex Business Account in France?

Airwallex supports businesses incorporated in France, including SAS, SARL, SA, and other eligible legal entity types.

To open an account, you'll typically provide standard KYC information aligned with French and EU regulatory requirements, such as:

  • Business registration documents (for example, your extrait Kbis or equivalent)

  • Identification for directors and ultimate beneficial owners

  • Business address and supporting proof of address documents

Exact requirements vary by entity type and risk profile, but are designed to meet local AML and EU compliance standards.

How does an Airwallex Business Account help French businesses save on transaction fees?

An Airwallex Business Account helps French businesses dramatically reduce both visible and hidden costs in several ways:

  • Eliminate forced conversions — Collect and hold balances in 20+ currencies with genuine local receiving in far more markets, avoiding the repeated FX fees that Revolut’s more limited local‑account footprint can create for international businesses.

  • Reduce expensive double conversions — Pay suppliers, partners, and platforms in their preferred local currency, cutting the unnecessary "round-trip" FX costs and intermediary fees that Revolut's limited local payment infrastructure can't avoid.

  • Control precisely when you convert — Convert at true interbank rates plus a small, transparent margin only when market conditions align with your treasury strategy, rather than being forced to convert each time funds move across borders due to limited currency holding capabilities.

  • Access genuinely local receiving — Accept payments directly into local currency accounts in 20+ currencies, avoiding the conversion fees Revolut charges when you can't receive locally.

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*All comparisons and information reflect Airwallex’s own research using public documentation as of February 2026, and have not been independently validated. The information is provided for educational purposes only and a reader should consider the specific requirements of their business when evaluating providers. This research is reviewed annually. If you would like to request an update, feel free to contact us at [email protected].