Gain access to shoppers on Affirm
As a leading buy now, pay later (BNPL) provider in the U.S., Affirm helps merchants drive higher conversion, increase average order value, and attract new customers by offering consumers a transparent, flexible way to pay over time with no late or hidden fees. Affirm gives your customers a way to split purchases over a series of payments. Pay in 4 interest-free installments or in monthly installments of up to 36 months.
Payment method properties
| Features | Affirm |
|---|---|
| Payment type | Buy Now Pay Later |
| Available for businesses registered in | HK, AU, SG, UK, EU, US, MY, NZ, JP |
| Shopper regions (typically used by payers from) | US |
| Presentment currencies | USD |
| Settlement currencies | USD Or in your default settlement currency |
| Settlement schedule | T + 3 business days Subject to reserve settlement |
| Minimum transaction amount | 35 USD |
| Maximum transaction amount | 30,000 USD |
| Checkout session timeout | 12 hours |
| Recurring payments | |
| Refunds | Full and partial refunds |
| Disputes (chargebacks) | |
| Placing a hold (delayed/manual capture) | |
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| Hosted Payment Page Drop-in Element Mobile SDK Native API Subscription APIs | Shopify WooCommerce SHOPLINE Shoplazza Magento | Payment Links Xero Invoice |
Shopper experience
- On desktop, mobile browser, or a mobile app, after shoppers select Affirm as their payment method at checkout, they are redirected to Affirm's page to log in or create an account.
- Affirm evaluates the shopper's eligibility and presents available payment plan options.
- The shopper selects their preferred payment plan to complete the payment and is redirected back to your website.
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