Bizum is currently only available in a beta testing program. Please reach out to your Airwallex account manager or [email protected] if you'd like to join the beta.
Gain access to shoppers on Bizum
Bizum is Spain's leading mobile online banking payment method, enabling shoppers to pay directly from their bank account using their phone number. Widely adopted across Spain, Bizum provides a seamless checkout experience where shoppers receive a push notification on their banking app to authorize the payment.
Payment method properties
| Features | Bizum |
|---|---|
| Payment type | Online Banking |
| Available for businesses registered in | EU |
| Activation time for onboarding | 5 - 10 business days |
| Shopper regions (typically used by payers from) | ES |
| Processing currencies | EUR |
| Settlement currencies | EUR Or in your default settlement currency |
| Settlement schedule | T+3 business days |
| Minimum transaction amount | 0.50 EUR |
| Maximum transaction amount | 100,000.00 EUR |
| Checkout session timeout | 5 minutes |
| Recurring Payments | |
| Refunds | within 365 days |
| Partial Refunds | within 365 days |
| Multiple Partial Refunds | within 365 days |
| Disputes (chargebacks) | |
| Placing a hold (delayed/manual capture) | |
| Descriptor (what the payer will see in their transaction history) | Registered business name |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| Hosted Payment Page Drop-in Element Mobile SDK Native API Subscription APIs | Shopify WooCommerce SHOPLINE Shoplazza Magento | Payment Links Xero Invoice |
Shopper experience
Accept Bizum payments on your website. The shopper enters their phone number at checkout and receives a push notification on their banking app to authorize the payment. See the checkout process below:
- The shopper selects to pay with Bizum on the merchant's checkout page
- The shopper enters their phone number associated with their Bizum account
- The shopper receives a push notification on their banking app to authorize the payment
- After the shopper authorizes the payment, they are redirected back to the merchant's confirmation page