---
title: Zip - BETA
---

<Alert variant="WARNING">
This payment method is currently available in beta testing program. Please reach out to your Airwallex account manager or [support@airwallex.com](mailto:support@airwallex.com) if you'd like to join the beta.
</Alert>

![Zip Logo 500 x 183 main](/assets/contentful/images.ctfassets.net/c3n7jozh84hr/5LGKeSFzaIAElk7ro8TeEu/ef68ef5a2bda6274a4b5faab0b609630/Logo_500_x_183_main.png)

## Gain access to shoppers through Zip

Zip offers one of the leading buy now, pay later (BNPL) services in Australia through their Zip Pay and Zip Money products. As of June 2021, Zip is the second most popular BNPL provider in Australia with a 23.6% market share according to IBISWorld.

With Zip, consumers have the flexibility to customize their repayment schedule - from weekly, two-weekly, or monthly payments. After consumers select the Zip payment method, they are redirected to Zip’s website to sign into their Zip account.

## Payment method properties

| Features     | Zip |
| ---------- | ---------- |
| Payment type | BNPL |
| Available for businesses registered in | AU, SG, HK, EU, UK, US, NZ |
|Activation time for onboarding|Instant - 5 days|
| Shopper supported countries/regions | AU |
| Processing currencies | AUD |
| Settlement currencies | AUD, or in your default settlement currency if your account does not support AUD settlement. |
| Settlement schedule | 3 business days <br /> _Settlements below 100 EUR equivalent may be delayed until the aggregate open settlements accumulate to 100 EUR._ |
| Minimum transaction amount | 1.00 AUD |
| Maximum transaction amount | __Zip Pay__: 1,000 AUD  <br /> __Zip Money__: AUD 50,000 AUD  <br /> The approved credit limit depends on the shopper's eligibility. |
| Session timeout | 168 hours 20 minutes |
| Recurring Payment | ⛔|
| Refunds | ✅ |
| Partial Refunds | ✅ |
| Disputes (chargebacks) | ✅ |
| Placing a hold (delayed/manual capture) | ⛔ |
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
| [Payments for Platforms](/payments-for-platforms/overview) support | ✅ |

## Choose the integration method that best suits your needs

Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
<AwxTable>
  <thead>
    <tr>
       <th>Online payments via your own website/app</th>
       <th>Online payments via ecommerce plugins</th>
       <th>Payment links & Invoice Integrations</th>
    </tr>
  </thead>
  <tbody>
    <tr>
  <td>✅ Hosted Payment Page<br />✅ Drop-in Element<br />✅ Embedded Elements<br />✅ Mobile SDK<br />✅ Native API<br />⛔ Subscription APIs</td>
  <td>✅ Shopify<br />✅ WooCommerce<br />⛔ Shopline<br />⛔ ShopLazza<br />⛔ Magento</td>
  <td>✅ Payment Links<br />⛔ Xero Invoice</td>
</tr>
  </tbody>
</AwxTable>



Features	Zip
Payment type	BNPL
Available for businesses registered in	AU, SG, HK, EU, UK, US, NZ
Activation time for onboarding	Instant - 5 days
Shopper supported countries/regions	AU
Processing currencies	AUD
Settlement currencies	AUD, or in your default settlement currency if your account does not support AUD settlement.
Settlement schedule	3 business days Settlements below 100 EUR equivalent may be delayed until the aggregate open settlements accumulate to 100 EUR.
Minimum transaction amount	1.00 AUD
Maximum transaction amount	Zip Pay: 1,000 AUD Zip Money: AUD 50,000 AUD The approved credit limit depends on the shopper's eligibility.
Session timeout	168 hours 20 minutes
Recurring Payment	⛔
Refunds	✅
Partial Refunds	✅
Disputes (chargebacks)	✅
Placing a hold (delayed/manual capture)	⛔
Descriptor (what the payer will see in their transaction history)	Your registered business name
Payments for Platforms support	✅