SPayLater - BETA
SPayLater is currently only available in a beta testing program. Please reach out to your Airwallex account manager or [email protected] if you'd like to join the beta. Only SPayLater SG is available now.
Reach Southeast Asian shoppers with SPayLater
SPayLater is a Buy Now, Pay Later (BNPL) solution launched by Shopee, one of the largest e-commerce platforms in Southeast Asia. It is available for shoppers in Indonesia, Malaysia, Singapore, Philippines, and Thailand.
Payment method properties
| Features | SPayLater |
|---|---|
| Payment type | BNPL (Buy Now, Pay Later) |
| Available for businesses registered in | HK, AU, SG, UK, EU, US, MY, JP |
| Activation time for onboarding | 5-10 business days |
| Shopper regions (typically used by payers from) | ID, MY, SG, TH, VN, PH Only SPayLater SG is available now |
| Processing currencies | Depending on shopper region ID: IDR MY: MYR SG: SGD TH: THB VN: VND PH: PHP |
| Settlement currencies | Depending on shopper region ID: USD MY: MYR SG: SGD TH: THB VN: USD PH: USD Or in your default settlement currency |
| Settlement schedule | Depending on shopper region MY, SG and TH: T+1 Business days ID, PH, VN: Weekly settlement* Or next available business day if public holiday |
| Minimum transaction amount | Varies by region |
| Maximum transaction amount | Depending on shopper region ID: 3,000 USD (~50M IDR) MY: 3,000 USD (~12,500 MYR) SG: 3,700 USD (~4,800 SGD) TH: 2,700 USD (~87,300 THB) VN: 710 USD (~18M VND) PH: 1,800 USD (~106,000 PHP) Available installment plans vary based on the shopper's individual profile |
| Session timeout | 15 minutes |
| Recurring Payment | |
| Full & Partial Refunds | within 90 days |
| Disputes (chargebacks) | |
| Placing a hold (delayed/manual capture) | |
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
| Payments for Platforms support |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| Hosted Payment Page Drop-in Element Mobile SDK Native API Subscription APIs | Shopify WooCommerce SHOPLINE ShopLazza Magento | Payment Links Xero Invoice |
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