Sandbox settings

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When a sandbox account is provisioned through the self-serve account creation flow, default configurations are automatically applied so you can start testing quickly.

This page summarizes what is enabled by default and what still requires manual setup via the Airwallex web app or Airwallex Support .

Provisioning flow

When you create a new sandbox account, the following setup configuration is applied automatically:

Onboarding verification is submitted and approved.
Account status is set to ACTIVE.
Wallet balances are credited with test amounts in default currencies.
Default beneficiaries are created for common payout/transfer corridors.
Default API settings are applied, including API access and latest API version as of account creation date.
Payments onboarding is completed with default merchant settings.

For China (CN) accounts, Payments auto-onboarding is skipped and setup must be completed manually.

Account and onboarding settings

Setting	Default value	Notes
Onboarding verification status	`SUCCESS`	Auto-submitted and approved.
Account status	`ACTIVE`	Activated after onboarding verification approval.
License model	`MTL`	-
Terms and Conditions	Auto-accepted	-
Business structure	`COMPANY`	-
Business description	Ecommerce and Financial Services	-

Wallet and top-up settings

Setting	Default value	Notes
Default top-up currencies	USD, EUR, GBP, CNY	Local registration currency is also added if needed.
Top-up amount per currency	10,000,000	Applied at account activation.
Supported wallet currencies	40+ currencies	Includes major supported sandbox wallet currencies across regions.

API and developer settings

Setting	Default value	Notes
API version	Latest API version as of account creation date	Defaults to `2025-06-30` if there are issues with latest API version.

Payments settings

Payments onboarding and merchant profile

Setting	Default value	Notes
Payments onboarding status	Auto-submitted and approved	Auto-approval skipped for CN accounts.
MCC	`5499`	-
Industry code	`ICCV3_1009XX`	-
Business models	`online`, `others`	-

Transaction limits

Setting	Default value	Notes
Maximum transaction amount	10,000 (local currency)	-
Average transaction amount	10,000 (local currency)	-
Monthly transaction volume	500,000 (local currency)	-
Card-to-bank transfer percentage	80%	-
Volume split for cards	50%	-
Volume split for other methods	50%	-

PCI and checkout

Setting	Default value	Notes
PCI DSS flag	`true`	Enables direct card data handling.
Checkout type	`API_ONLY`	Hosted checkout is not configured by default.

Payment methods

Payment method	Status
Visa	Enabled
Mastercard	Enabled
American Express	Enabled
Airwallex Pay	Enabled
Apple Pay	Enabled
Google Pay	Enabled
WeChat Pay	Enabled
Alipay China	Enabled
Alipay HK	Enabled
UnionPay	Enabled

Settlement

Setting	Default value	Notes
Settlement type	`BACKTOBACK`	Settles immediately per transaction.
Settlement delay	0 days	-
Day type	`CALENDAR_DAY`	-
Scope	All providers, transaction types, and payment methods	Wildcard rules.

Issuing settings

Setting	Default value	Notes
Issuing API access	Enabled	Supports card creation by API.
PCI access	Enabled	Supports full card number retrieval.

Conversion and FX settings

Setting	Default value	Notes
Trade day range	T+0 to T+3	-
Currency pair scope	All pairs	No per-pair customization by default.

Transfers and default beneficiaries

Default beneficiaries are created for common transfer corridors.

Global beneficiaries

Corridor	Currency	Method
US	USD	SWIFT
US	USD	LOCAL (ACH)
GB	GBP	SWIFT
CN	CNY	SWIFT
CN	CNY	LOCAL
DE	EUR	SWIFT
DE	EUR	LOCAL

Country-specific beneficiaries

Country	Currency	Methods
AU	AUD	SWIFT, LOCAL
CA	CAD	SWIFT, LOCAL
SG	SGD	SWIFT, LOCAL
HK	HKD	SWIFT, LOCAL
CH	CHF	SWIFT
JP	JPY	SWIFT, LOCAL
NZ	NZD	SWIFT
TH	THB	LOCAL

Settings that require manual setup

The following settings are not auto-configured during sandbox provisioning and must be configured manually via the Airwallex web app or Airwallex Support .

Payments

Setting	How to configure	Notes
AVS (Address Verification Service)	Airwallex Support	Not enabled by default.
Risk control or fraud rules	Airwallex Support	No custom profiles by default.
3DS settings	Airwallex Support	Not configured.
Network tokenization	Airwallex Support	Requires separate onboarding.
Dynamic descriptor	Airwallex Support	-
MOTO (Mail Order/Telephone Order)	Airwallex Support	-
External 3DS or risk provider	Airwallex Support	-
Multi-URL configuration	Airwallex Support	Only one store URL is set by default.
Accelerated settlement	Airwallex Support	Default is back-to-back T+0.
Additional payment methods	Web app or Airwallex Support	Only the default methods are enabled initially.
Maximum ticket size overrides	Airwallex Support	Default Payments onboarding limits apply.
Direct debit verification method	Airwallex Support	Not configured by default.
MCP settings (Platform Payments Type)	Airwallex Support	Not configured by default.

Transfers and payouts

Setting	How to configure	Notes
Payout schedules	Web app or Airwallex Support	Not configured by default.
Reserve settings	Airwallex Support	Not configured by default.

Platform and connected accounts

Setting	How to configure	Notes
Connected accounts	Web app or API	Must be created by the customer.
Pricing or fee overrides	Airwallex Support	Default sandbox pricing applies.

Developer and integration

Setting	How to configure	Notes
Webhooks	Web app	Configure your own endpoint URLs.
Connect to OAuth apps	Web app	Create and configure apps manually.

Transaction currency by registration country

Default transaction currency depends on the account registration country:

Country or region	Currency
CN	CNY
NL (+ EU)	EUR
HK	HKD
CA	CAD
JP	JPY
CH	CHF
UK / GB	GBP
NZ	NZD
AU	AUD
SE	SEK
SG	SGD
KR	KRW
All others	USD