The global business account, built for modern businesses
Airwallex makes managing your business finances painless – so you can grow without borders, streamline your finances and save on FX.
“Massively simplifies the challenge of doing business overseas”
“Enables businesses to manage cross-border payments easily and cheaply”
“Australia’s fastest growing $1 billion dollar start up”
“Airwallex is the highest ranked Australian firm at #32” - Top Global 100 Fintech
We're not a bank, we're better.
Collect and hold money in over 11+ currencies. Avoid double conversions and hedge against currency fluctuations.
Borderless cards
Create physical or virtual debit cards in seconds, set spending limits and controls, and see all employee expenses, in one place, in real-time.
Save on everyday business expenses, with zero international fees¹ and exchange rates up to 90% cheaper than the banks².
Automatically sync your multi-currency transactions to Xero. Ensure your books are always up to date.
¹Other fees and charges apply. ²The above estimations are calculated based on published rates for the Big Four banks. You can find more information on how we calculated our savings here.
Borderless Cards
Empower employees with corporate cards
Create dedicated company and employee cards
Give power back to your team to manage expenses without creating overhead. Say goodbye to sharing corporate cards.
Stay in control of team expenses
Track receipts, review expense approvals and set monthly card limits so you can stay ahead of your budget.
Save on global expenses
Unlock 0% international card transaction fees. Better yet, pay directly with your multi-currency wallet balance to eliminate unnecessary FX conversion fees.
Transfers & FX
Transfer funds across the globe, cost effectively and fast
Spend less on FX fees, more on growth
We charge 0.3% or 0.6% above the interbank rate depending on the currency. You're always getting the best rates, no matter the amount.
Global coverage
Transfer funds in 34+ currencies into over 130 countries and counting.
Time better spent
Save time by making batch payments, especially when regularly paying international employees.
Simple, transparent pricing
FREE
FREE
Domestic transfers (AUD)
FREE
FX margin
0.3% or 0.6% above interbank
FREE
FREE
International card transactions
FREE**
*Where payments are made through Airwallex’s payment network there are no payment fees. However any payments made via the SWIFT network will still incur a payment fee from $10AUD. Click here for more information. **For card transactions, you will access our interbank rates plus small margin for the following currencies: AUD, USD, GBP, EUR, HKD, CAD, NZD, SGD, JPY, CHF. For less frequently traded currencies, we will use the Visa rate.
How our fees compare against the Big Four Banks
With Airwallex, get access to our best rates, no matter the transaction amount. But don't take our word for it, check out how our rates stack up, below.
| monthly fee | FX (above interbank¹) | international transaction card fee | |
|---|---|---|---|
 | FREE | 0.3% or 0.6% | FREE |
 | $10 AUD | 2.7% | 3% |
 | $10 AUD | 4% | 3% |
 | FREE with conditions | 3% | 3% |
 | FREE with conditions | 4% | 3% |
| monthly fee | |
|---|---|
| FREE |
| $10 AUD |
| $10 AUD |
| FREE with conditions |
| FREE with conditions |
| FX (above interbank¹) | |
|---|---|
| 0.3% or 0.6% |
| 2.7% |
| 4% |
| 3% |
| 4% |
| international transaction card fee | |
|---|---|
| FREE |
| 3% |
| 3% |
| 3% |
| 3% |
¹Where possible, we offer live exchange rates. Click here to find out more.
The above estimations are calculated based on published rates for the Big Four banks and what is included in their PDS documents. You can find more information on how we calculated our savings here.
Global Accounts
Take the hassle out of growing your business internationally
Open and manage Global Accounts in 11 currencies
Invoice overseas customers in their preferred currency.
Integrate with online stores
Easily connect your currency accounts with popular platforms like eBay, Shopify and PayPal.
Zero transaction fees
Hold and pay in foreign currency, or convert and bring your money back with conversion rates up to 90%² cheaper than the big banks.
²The above estimations are calculated based on published rates for the Big Four banks. You can find more information on how we calculated our savings here.
Xero Integration
Make bookkeeping a breeze
Quick and easy integration
Link your Airwallex and Xero accounts in just a few clicks.
Multi-currency transaction syncing
Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.
Syncs hourly
Ensure your Xero transaction records are up to date for your accountant or bookkeeper.
See how our customers are finding Airwallex
PLATFORMS
Leverage our suite of APIs to accept online payments, manage treasury and launch financial products globally
Move your business forward with our complete financial technology toolkit.
Security is at our core
Protected
Your money is held securely in a ring-fenced account. You can access your funds whenever you like as they're never invested or lent to anyone else.
Authenticated
Your data is stored and protected behind multiple layers of authentication. Two factor authentication is enabled on your account for added security.
Secure
Our security systems and procedures are based on the highest international standards including PCI Level 1 compliance.
Compliant
Airwallex is registered with AUSTRAC and regulated by ASIC under an Australian Financial Services License.
We're not a bank, we're better.
Watch a 3-minute demo
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