The global business account, built for modern businesses

Airwallex makes managing your business finances painless – so you can grow without borders, streamline your finances and save on FX.

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Airwallex web application illustration.

“Massively simplifies the challenge of doing business overseas”

“Enables businesses to manage cross-border payments easily and cheaply”

“Australia’s fastest growing $1 billion dollar start up”

“Airwallex is the highest ranked Australian firm at #32” - Top Global 100 Fintech

We're not a bank, we're better.

Collect and hold money in over 11+ currencies. Avoid double conversions and hedge against currency fluctuations.

Borderless cards

Create physical or virtual debit cards in seconds, set spending limits and controls, and see all employee expenses, in one place, in real-time.

Save on everyday business expenses, with zero international fees¹ and exchange rates up to 90% cheaper than the banks².

Automatically sync your multi-currency transactions to Xero. Ensure your books are always up to date.

¹Other fees and charges apply. ²The above estimations are calculated based on published rates for the Big Four banks. You can find more information on how we calculated our savings here.

Borderless Cards

Empower employees with corporate cards

Create dedicated company and employee cards

Give power back to your team to manage expenses without creating overhead. Say goodbye to sharing corporate cards.

Stay in control of team expenses

Track receipts, review expense approvals and set monthly card limits so you can stay ahead of your budget.

Save on global expenses

Unlock 0% international card transaction fees. Better yet, pay directly with your multi-currency wallet balance to eliminate unnecessary FX conversion fees.

Transfers & FX

Transfer funds across the globe, cost effectively and fast

Spend less on FX fees, more on growth

We charge 0.3% or 0.6% above the interbank rate depending on the currency. You're always getting the best rates, no matter the amount.

Global coverage

Transfer funds in 34+ currencies into over 130 countries and counting.

Time better spent

Save time by making batch payments, especially when regularly paying international employees.

Simple, transparent pricing

Domestic transfers (AUD)

FREE

FX margin

0.3% or 0.6% above interbank

International card transactions

FREE**

*Where payments are made through Airwallex’s payment network there are no payment fees. However any payments made via the SWIFT network will still incur a payment fee from $10AUD. Click here for more information. **For card transactions, you will access our interbank rates plus small margin for the following currencies: AUD, USD, GBP, EUR, HKD, CAD, NZD, SGD, JPY, CHF. For less frequently traded currencies, we will use the Visa rate.

How our fees compare against the Big Four Banks

With Airwallex, get access to our best rates, no matter the transaction amount. But don't take our word for it, check out how our rates stack up, below.

monthly feeFX (above interbank¹)international transaction card fee
AirwallexFREE0.3% or 0.6%FREE
Nab$10 AUD2.7%3%
Westpac$10 AUD4%3%
AnzFREE with conditions3%3%
Commenwealth BankFREE with conditions4%3%
monthly fee
AirwallexFREE
Nab$10 AUD
Westpac$10 AUD
AnzFREE with conditions
Commenwealth BankFREE with conditions
FX (above interbank¹)
Airwallex0.3% or 0.6%
Nab2.7%
Westpac4%
Anz3%
Commenwealth Bank4%
international transaction card fee
AirwallexFREE
Nab3%
Westpac3%
Anz3%
Commenwealth Bank3%

¹Where possible, we offer live exchange rates. Click here to find out more.

The above estimations are calculated based on published rates for the Big Four banks and what is included in their PDS documents. You can find more information on how we calculated our savings here.

Global Accounts

Take the hassle out of growing your business internationally

Open and manage Global Accounts in 11 currencies

Invoice overseas customers in their preferred currency.

Integrate with online stores

Easily connect your currency accounts with popular platforms like eBay, Shopify and PayPal.

Zero transaction fees

Hold and pay in foreign currency, or convert and bring your money back with conversion rates up to 90%² cheaper than the big banks.

²The above estimations are calculated based on published rates for the Big Four banks. You can find more information on how we calculated our savings here.

Xero Integration

Make bookkeeping a breeze

bank feeds showing payments reconciling into Xero

Quick and easy integration

Link your Airwallex and Xero accounts in just a few clicks.

Multi-currency transaction syncing

Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.

Syncs hourly

Ensure your Xero transaction records are up to date for your accountant or bookkeeper.

bank feeds showing payments reconciling into Xero

See how our customers are finding Airwallex

  • Airwallex Testimony
    "Airwallex solves the problem of creating currency accounts almost instantly. I can click one button to create a UK account. We haven’t looked back since day one."
    Peter Park

    Business Improvement Manager, Deliciou

PLATFORMS

Leverage our suite of APIs to accept online payments, manage treasury and launch financial products globally

Move your business forward with our complete financial technology toolkit.

Security is at our core

Protected

Your money is held securely in a ring-fenced account. You can access your funds whenever you like as they're never invested or lent to anyone else.

Authenticated

Your data is stored and protected behind multiple layers of authentication. Two factor authentication is enabled on your account for added security.

Secure

Our security systems and procedures are based on the highest international standards including PCI Level 1 compliance.

Compliant

Airwallex is registered with AUSTRAC and regulated by ASIC under an Australian Financial Services License.

We're not a bank, we're better.

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