Airwallex vs Revolut
Grow across countries and currencies without adding another vendor every quarter. Explore how Airwallex and Revolut Business compare on transfer coverage, pricing at scale, and collections, payouts, and spend with FX, with Airwallex offering US businesses 200+ country transfers, local rails in 120+ countries, and 20+ currencies in one place.
3 reasons why businesses choose Airwallex over Revolut
Reach more countries with fast, low‑cost transfers
Send money to 200+ countries (compared to 150+ with Revolut). By routing payments over local rails in 120+ countries, we bypass the expensive SWIFT network, cutting out intermediary bank fees and ensuring 90% of transactions arrive the same day.
Receive funds like a local in 20+ currencies
Get local USD, GBP, and EUR account details in minutes. Receive funds via ACH or local rails to avoid wire fees and forced conversions. Consolidate your global revenue into one US-based hub without needing to open multiple offshore bank accounts.
An all-in-one global treasury
Airwallex is a global financial OS that goes beyond transfers. Your team can accept customer payments through cards and more than 160 local payment methods, settle and hold balances in 20+ currencies, and run payouts and spend from one dashboard. Settling in the same currency where possible helps you avoid forced conversions and the extra FX cost of pushing funds through one home currency when you do not need to.
Modernize your global treasury with Airwallex
Stop settling for limited reach and hidden fees. Airwallex gives US businesses more local coverage, faster payouts via local rails, and a dedicated partnership that Revolut doesn’t provide.
Save on FX and transfer fees with Airwallex
Overall, Airwallex offers lower fees for international transfers and currency conversions.
What local businesses are saying about Airwallex
“Airwallex is a really good example of how we’re investing in technology. While our previous solution for foreign payments was very slow, manual and outdated, Airwallex is quick, easy and efficient. Not only does Airwallex save the team time, it also saves us money – it’s a win-win.”
Laura Bowden
CFO at McLaren Racing
“Everything just flows now - approvals, expenses, reimbursements. Managers feel trusted, the finance team is more visible, and we’re moving faster without losing control. Airwallex has completely changed the pace and perception of finance in the business.”
Nathan Humphreys
Financial Controller, Truvi
"We've had such a fantastic experience switching to Airwallex. Previously we were using a traditional bank to make all of our international transactions and they'd constantly lock us out of the account everytime we made a transfer, resulting in hours and hours of lost time on hold. Airwallex is secure, makes it super quick and simple to make and receive international payments."
Rupert
Managing Director, Perspective Pictures
"Our water solutions company, Dropterra (go.dropterra.com) has partnered with Airwallex since inception and it has been the best banking and payment partner a company can think of. International transactions are easy, secure, and fast, the technology is incredible and their client service fantastic! We look forward to growing and deepening our relationship with Airwallex!"
Francois Schramek
Co-Founder, Dropterra
“Before we found Airwallex, it was difficult to find an employee cards and payments infrastructure partner that could keep up with our high growth and big vision. Airwallex has provided a complete business account to seamlessly manage employee expenses, multi-currency collections and transfers at market-leading FX rates. To date, Airwallex has helped Mr Yum issue more than 30 cards, launch 3 months faster in the UK and saved more than $50,000 on international transaction and FX-related fees”
Corey Payne
Financial Controller, Mr Yum
Frequently asked questions about Revolut fees and features
How much are Revolut fees in the US?
For US businesses, Revolut typically charges $5 per international transfer once your plan’s monthly allowance is used (Basic includes 0 free transfers, Grow includes 5, and Scale includes 25).
Currency exchange uses the interbank rate, but a 0.6% fee applies once you exceed your plan’s monthly allowance. Additionally, a 1% markup is applied to all exchanges made outside of market hours (5:00 PM Friday to 6:00 PM Sunday ET). Other charges for card issuance and payment acceptance are billed separately based on your plan tier.
What alternative solutions to Revolut are there?
US businesses have several alternatives to Revolut, including Wise, Mercury, Bill (formerly Bill.com), and Payoneer. However, Airwallex stands out by combining powerful multi-currency accounts with global payment acceptance and spend management. Unlike some competitors that focus solely on domestic banking or simple transfers, Airwallex provides a true end-to-end global treasury solution with interbank FX rates and local rail payouts in 120+ countries.
Who can open an Airwallex Business Account in the US?
Airwallex supports US-incorporated entities, including LLCs, C-Corps, S-Corps, and Partnerships. We also support sole proprietors with a valid EIN.
To open an account, you will provide standard KYC information, including your Employer Identification Number (EIN), Articles of Organization or Incorporation, and government-issued photo IDs for all ultimate beneficial owners (25% ownership or more). Your business must also have an active website and a verifiable US business address.
How does an Airwallex Business Account help businesses save on transaction fees?
Airwallex helps you eliminate the "hidden" costs of international business. By using local USD account details, you can receive customer payments via ACH or wire, avoiding the $15–$50 incoming wire fees charged by traditional US banks.
Furthermore, you can hold those funds in 23+ currencies and use them to pay global vendors or employees directly. This "like-for-like" settlement means you never have to pay to convert your revenue back into USD just to send it back out, effectively bypassing double-conversion fees and Revolut’s weekend FX markups.
Switch to Airwallex today
Upgrade your global treasury with local USD details and faster payouts in 120+ countries, all while avoiding the hidden fees and weekend markups found on Revolut.
*All comparisons and information reflect Airwallex’s own research using public documentation as of August 2025, and have not been independently validated. The information is provided for educational purposes only and a reader should consider the specific requirements of their business when evaluating providers. This research is reviewed annually. If you would like to request an update, feel free to contact us at [email protected].