Klarna
Gain access to shoppers on Klarna
Klarna is a popular Buy Now Pay Later payment method available in more than 20 countries . With Klarna, the shopper can choose to:
- Pay now: Pay the whole amount instantly by card, direct debit, or other funding sources.
- Pay later: Pay after the goods have been delivered, e.g., in 30 days.
- Pay in parts: Pay in several (3 or 4) installments over time.
- Financing: Term loans provided by Klarna.
Before approving the payment, Klarna performs risk checks on the shopper.
Functionalities and value-added features supported
| Features | Klarna |
|---|---|
| Payment type | Buy Now Pay Later |
| Merchant supported countries/regions | AU, HK, SG, EU, UK, US |
| Shopper supported countries/regions | AT, BE, FI, FR, DE, GR, IE, IT, NL, PT, ES, DK, NO, PL, SE, CH, GB, CZ, US |
| Processing currencies by shopper country | AT, BE, FI, FR, DE, GR, IE, IT, NL, PT, ES: EUR DK: DKK NO: NOK PL: PLN SE: SEK CH: CHF GB: GBP CZ: CZK US: USD |
| Settlement currencies | AT, BE, FI, FR, DE, GR, IE, IT, NL, PT, ES: EUR DK: DKK NO: NOK PL: PLN SE: SEK CH: CHF GB: GBP CZ: CZK US: USD |
| Session timeout | 30 min |
| Recurring Payment | ⛔ |
| Refunds | ✅ |
| Partial Refunds | ✅ |
| Manual Capture | ✅ |
| Partial capture | ✅ The remaining amount will be returned to shopper. Multi-capture is not supported. |
| Disputes/Chargeback | ✅ |
| Settlement threshold | - |
| Settlement schedule | 8 business days after payment capture |
| Settlement frequency | Daily |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly. Please refer to Payment methods overview If you integrate with Airwallex Native API , you can find additional instructions specific to the payment method in the subpages of this document.
Capture Klarna payments
After you ship the goods and services to your customers, you must manually capture Klarna payments within 28 days after authorization. You can do this through Webapp or API call. If the manual capture is not performed within 28 days, the authorization will expire.
If you are using Shopify plugin, manual capture is configured on Shopify store level that will apply to Klarna and all other payment methods.
Utilize Klarna On-Site Messaging (OSM)
OSM is a customized promotional information tool. After integrating Klarna OSM into your website or mobile app, shoppers can find Klarna's flexible payment options at checkout. OSM is a great way to inform shoppers about these payment benefits in advance.
To enable OSM on your website or mobile app, if you are a Shopify merchant, the Klarna OSM app is available on the Shopify App Store . Contact your Airwallex sales support for your merchant id, and connect it to your Shopify app.
If you are an API merchant, please contact your Airwallex sales support to access your installation snippet. Add the snippet in your website's source code, preferably right after the opening tag.
Insert placement code snippets where you want the messaging to appear. You can find all placement code snippets and their styles via Klarna Docs - Placements . Optionally, you can customize OSM placement styles following Klarna’s instructions: Klarna Docs - Customize placements with CSS .