Pay-easy
Reach out to your Airwallex account manager or [email protected] if you'd like to sign up for Pay-easy; Please note that onboarding can take a few months or more to finalise.
Gain access to shoppers on Pay-easy
Pay-easy is a payment network provided by Japan Multi-Payment Network Management Organization.
Pay-easy is one of Japan’s most popular payment methods because online banking is popular among the highly banked Japanese population. It allows shoppers to make payments via online banking or ATMs of various banks.
- Pay at an ATM: the payment is initiated online in a checkout flow, but completed at the post office ATM with card or cash). The Pay-easy network covers almost all banks in Japan that have ATMs.
- Pay with online banking: the payment is initiated online in a checkout flow, and completed via the online banking apps of the following Japanese online banks:
- Rakuten Bank
- Japan Net Bank
Payment method properties
| Features | Pay-easy |
|---|---|
| Payment type | Online Banking |
| Available for businesses registered in | HK, AU, JP (Beta), SG, UK, EU, US |
| Activation time for onboarding | 1-2 months |
| Shopper regions (typically used by payers from) | JP |
| Processing currencies | JPY |
| Settlement currencies | JPY or in your default settlement currency if your account does not support JPY settlement |
| Settlement schedule | Settlements occur 6 times per month, with a cut-off every 5 days. The final settlement cut-off of the month is adjusted to between 3-6 days to align with the month's end * Funds are settled T + 3 days from the cut-off time |
| Minimum transaction amount | 1.00 JPY |
| Maximum transaction amount | Pay-easy ATM: 100,000.00 JPY Pay-easy online banking: 1,000,000.00 JPY |
| Checkout session timeout | 8 days |
| Recurring Payments | |
| Refunds | |
| Partial Refunds | |
| Disputes (chargebacks) | |
| Placing a hold (delayed/manual capture) | |
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
| Payments for Platforms support |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| Hosted Payment Page Drop-in Element Embedded Elements Mobile SDK Native API Subscription APIs | Shopify WooCommerce SHOPLINE Shoplazza Magento | Payment Links Xero Invoice |
Shopper experience
Pay-easy with internet banking
- After selecting Pay-easy as their payment method at checkout, shoppers will be redirected to choose their preferred banking app to complete the payment.
- Shoppers will log in to their online bank and authorize the payment.
- Once the payment is completed through the online banking app, the transaction is instantly confirmed.
Pay-easy with ATM
- After selecting Pay-easy ATM as their payment method at checkout, shoppers will be provided with payment instructions and details.
- Shoppers must then visit a participating ATM and complete the transaction using the provided payment confirmation details.
- Once the payment is made at the store, it is instantly confirmed.
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