---
title: Laybuy by Klarna
---

<Alert variant="WARNING">
Laybuy by Klarna is only available if you previously have an account with Laybuy. Please refer to this page and reach out to your Airwallex account manager or [support@airwallex.com](mailto:support@airwallex.com) for additional details.

If you are new to Laybuy by Klarna, you can consider active [Klarna](/payments/payment-methods/global/klarna) as a payment method.
</Alert>

![laybuy klarna badge neon logo](/assets/contentful/images.ctfassets.net/c3n7jozh84hr/4Ox45MiiWQfyZfybKbQgGy/e3f1ae4af2b5a98109478d19a297eed6/laybuy_klarna_badge_neon_logo.svg)

## Gain access to shoppers on Laybuy by Klarna

Laybuy has been part of the Klarna Group since 2024. As New Zealand's most popular BNPL, Laybuy has served customers and merchants with its no-interest, flexible payment options since its launch in 2017. Over half a million consumers in New Zealand have opened a Laybuy account, enabling them to shop at Laybuy’s 10,000+ merchants.

## Payment method properties

| Features     | Laybuy by Klarna |
| ---------- | ---------- |
| Payment type | Buy Now Pay Later |
| Available for businesses registered in | NZ |
| Activation time for onboarding |Instant - 7 days|
| Shopper regions (typically used by payers from) | NZ |
| Processing currencies | NZD |
| Settlement currencies | NZD, or in your default settlement currency if your account does not support NZD settlement.|
| Settlement schedule | 1 business day after payment capture, subject to reserve plans |
| Minimum transaction amount | 35 NZD |
| Maximum transaction amount | 2,000 NZD |
| Checkout session timeout | 30 min |
| Recurring payments | ⛔|
| Refunds | ✅ within 180 days |
| Partial refunds | ✅ within 180 days|
| Disputes (chargebacks) | ✅ within 180 days |
| Placing a hold (delayed/manual capture) | ✅ up to 28 days |
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
| [Payments for Platforms](/payments-for-platforms/overview) support | ✅ |

## Choose the integration method that best suits your needs

Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
<AwxTable>
  <thead>
    <tr>
       <th>Online payments via your own website/app</th>
       <th>Online payments via ecommerce plugins</th>
       <th>Payment links & Invoice Integrations</th>
    </tr>
  </thead>
  <tbody>
    <tr>
  <td>✅ Hosted Payment Page<br />✅ Drop-in Element<br />✅ Embedded Elements<br />✅ Mobile SDK<br />✅ Native API<br />⛔ Subscription APIs</td>
  <td>✅ Shopify<br />✅ WooCommerce<br />✅ Shopline<br />⛔ ShopLazza<br />⛔ Magento</td>
  <td>✅ Payment Links<br />⛔ Xero Invoice</td>
</tr>
  </tbody>
</AwxTable>



Features	Laybuy by Klarna
Payment type	Buy Now Pay Later
Available for businesses registered in	NZ
Activation time for onboarding	Instant - 7 days
Shopper regions (typically used by payers from)	NZ
Processing currencies	NZD
Settlement currencies	NZD, or in your default settlement currency if your account does not support NZD settlement.
Settlement schedule	1 business day after payment capture, subject to reserve plans
Minimum transaction amount	35 NZD
Maximum transaction amount	2,000 NZD
Checkout session timeout	30 min
Recurring payments	⛔
Refunds	✅ within 180 days
Partial refunds	✅ within 180 days
Disputes (chargebacks)	✅ within 180 days
Placing a hold (delayed/manual capture)	✅ up to 28 days
Descriptor (what the payer will see in their transaction history)	Your registered business name
Payments for Platforms support	✅