Gain access to shoppers on Atome
Atome is the leading Buy Now Pay Later brand in the SEA region with a 20M+ user base. Their service is available in 10 markets across Southeast Asia and Greater China.
With Atome, shoppers can split their purchase into 3 or more interest-free monthly installments while you will be settled in full, upfront.
Please reach out to your Airwallex account manager or [email protected] if you'd like to sign up for Atome.
Payment method properties
| Features | Atome |
|---|---|
| Payment method type | Buy Now Pay Later |
| Available for businesses registered in | HK, SG, MY |
| Activation time for onboarding | 1-2 weeks |
| Shopper regions (typically used by payers from) | SG, MY |
| Processing currencies | Depending on shopper region SG: SGD MY: MYR |
| Settlement currencies | Depending on shopper region SG: SGD MY: USD Or in your default settlement currency |
| Settlement schedule | T+4 business days, subject to reserve plans |
| Minimum transaction amount | Depending on shopper region SG: 1.5 SGD MY: 10 MYR |
| Maximum transaction amount | Up to credit limit (see note below) |
| Checkout session timeout | 12 hours |
| Recurring Payments | |
| Refunds | within 60 days |
| Partial Refunds | within 60 days |
| Disputes (chargebacks) | |
| Placing a hold (delayed/manual capture) | |
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
| Payments for Platforms support |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| Hosted Payment Page Drop-in Element Embedded Elements Mobile SDK Native API Subscription APIs | Shopify WooCommerce SHOPLINE Shoplazza Magento | Payment Links Xero Invoice |
Credit limit
| Shopper Region | Maximum Credit Limit (Debit Card) | Maximum Credit Limit (Credit Card) |
|---|---|---|
| SG | 1000 SGD | 3000 SGD |
Note
6 month installments are enabled by default. Installment plans longer than 3 months will only be offered to shoppers based on their profile with Atome.
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